Real Estate Loan Processing
NSCC: Real Estate: Loan Processor Certificate Search/SiteMap | Maps/Directions | Contact Us NSCC Home > Business Programs > Real Estate Program Loan Processor Certificate Real Estate Home Contact Info Faculty Basic Real Estate Basic Sales Advanced Sales Commercial/Invest Appraisal Trainee Certified Residential Appraiser Licensed Residential Appraiser General Appraisal Property Management Brokerage Escrow Loan Officer Loan Processor AAS Degree Appraiser AAS-T Degree LOAN PROCESSOR CERTIFICATE Course Credits Quarter 1 RES 100 - Real Estate Fundamentals 5 RES 106 - Real Estate Fraud 1 RES 166 - Real Estate Loan Processing 4 RES 175 - Introduction to Title 3 Subtotal: 13 Quarter 2 RES 190 - Real Estate Escrow I 3 RES 266 - Real Estate Loan Underwriter 3 Choice: Approved Elective ( 1 ) 3 Subtotal: 9 Total 22 Note 1: Choose 3 credits from the list below: Approved Real Estate Electives Course Credits BUS 236 - Interpersonal Communication For The Workplace 3-5 RES 101 - Technology for Real Estate 5 RES 125 - Applications of Real Estate Math ( 2 ) 2 RES 150 - Residential Sales & Leasing Documentation 1.5 RES 165 - Real Estate Loan Officer 3 RES 170 - Real Estate Law 3 RES 177 - Real Estate Taxes 1.5 RES 180 - Basic Appraisal Principles 3 RES 195 - Real Estate Escrow II 3 RES 200 - Seminar in Current Real Estate Issues or BUS 197 - Work Experience: Business or CWE 110 - Internship 5 5 3 RES 260 - Real Estate Finance - Commercial 1.5 RES 298 - Special Projects - Internship in Real Estate 1-6 Note 2: Students may challenge RES 125 - Applications of Real Estate Math, by passing the RES 125 challenge test and receiving two credits. Effective Fall 2005 © 2003-2008 North Seattle Community College | Disclaimer | About This Site
Sell House
Selling Houses from Channel4.com/4Homes E4 More4 FilmFour FourDocs TV Listings Site A-Z NEWS FILM HOMES LIFE ENTERTAINMENT HISTORY SCIENCE COMMUNITY SHOP SPORT CULTURE CARS MONEY VIDEO LEARNING HEALTH MUSIC GAMES Home Welcome News On TV Grand Designs Grand Designs Abroad Previous Houses Features Information Streets Ahead Property Ladder Location, Location Relocation, Relocation Home from Home City Gardener Selling Houses Room for Improvement Up Your Street Making Space A Place In The Sun The Great Garden Challenge Home or Away A Place in France A Place in Greece A Place in Greece House Auction More Programmes Presenters TV Listings Buying & Selling Where to Buy How to Buy How to Sell Special Cases House Price Index Renting Property Search DIY & Building Guides Building a House Ask the Expert Style Design Guides Features Living Rooms -- Bedrooms -- Kids Rooms -- Storage solutions -- Dining Rooms -- Home Office -- Hall -- Outdoor Living -- Period Styles -- Buying Abroad Country Guides Features Property of the Week Chat, Vote & Win Vote Win Forum -- Newsletter Forum Profit from Property Buy to Let Property Development Money Deals SEARCH All 4Homes: On TV Buying & Selling Renting Property Search DIY & Building Style Buying Abroad Chat, Vote, Win Profit from Property SELLING HOUSES In this new six-part series of Selling Houses no-nonsense estate agent Andrew Winter takes homeowners to task as they struggle with the nation's hard-to-sell homes, from listed buildings to ex-council houses. And this time he's reprimanding the estate agents as well as the homeowners. This Week Ian and Kim Saunders were so confident they'd sell their four-bedroom house in Tongham in Surrey for £435k that they cashed in their equity to release £100,000 as a down payment on a brand new villa in Spain. Now they're in trouble. They're still stuck on the market after 16 months, despite slashing their price to £400k. Andrew tells Kim she's pushing it "getting pets to actually co-ordinate with your sponge-effect wall" and discovers their agent's always known their décor was a problem, but didn't have the heart to tell them. Gallery See the dramatic change Suppliers Want some of what they got? Selling Tips Expert advice on how to sell your house Ask The Expert Submit your questions to our resident Selling Houses guru, Andrew Winter Related Features Appear On TV Fancy a visit from Andrew and City Gardener, Matt James? How To Sell How to get the best price for your home Choosing An Estate Agent How to choose the best person to sell your house Psychology of Estate Agents There are four types of estate agent - which one is yours? Previous Episodes Revisit some classic episodes UK PROPERTY SEARCH Over 150,000 homes Type a location: Price range: Min Price £0 £50,000 £75,000 £100,000 £125,000 £150,000 £175,000 £200,000 £225,000 £250,000 £275,000 £300,000 £325,000 £350,000 £375,000 £400,000 £425,000 £450,000 £475,000 £500,000 £550,000 £600,000 £650,000 £700,000 £750,000 £800,000 £850,000 £900,000 £950,000 £1,000,000 Max Price £50,000 £75,000 £100,000 £125,000 £150,000 £175,000 £200,000 £225,000 £250,000 £275,000 £300,000 £325,000 £350,000 £375,000 £400,000 £425,000 £450,000 £475,000 £500,000 £550,000 £600,000 £650,000 £700,000 £750,000 £800,000 £850,000 £900,000 £950,000 £1,000,000 £10,000,000 Min bedrooms: Min Beds 1 2 3 4 5 6 New homes only FEATURE Profit from Property How to pick a property that's ripe for development GRAND DESIGNS CD ROM A comprehensive 'info tool' for anyone looking to renovate their dream home ON TV Your Favourite Property Shows Find out more about your favourite shows and presenters About C4 | Jobs | Text Only | Access Advice | Contact Us | Terms and Conditions | Privacy | Help | Online Ad Sales
Home Equity Options About
Union Bank of California's home equity options help you to consolidate debt and fund many of your life's goals. " Union Bank of California - Home Equity Options About Union Bank | Contact Us | Locate Us | Privacy & Security | Accessibility | Sitemap Entire Site Personal Wealth Management Small Business Commercial About Union Bank Home Equity Options Products and Services Info Bank/Pay Bills & Invest Online Checking Accounts IRAs & Retirement Savings Insurance Investments & Brokerage Loans & Credit Cards Auto & Other Loans Credit Cards Home Loans Home Equity Options Apply Online FAQ - Home Equity Options Home Equity Line of Credit Home Equity Loans Second Property Loans & Lines of Credit Personal Loans Online Finance Applications Savings Accounts Trust & Investment Management How Do I...? Borrow Money Choose a Checking Account Choose Insurance Manage Wealth Plan for Retirement Save & Invest View & Print Forms Send Money Fast Worldwide Fund your life's ambitions with Union Bank of California's home equity account. Whether you plan to consolidate high interest rate debt, finance your child's education, or start a remodeling project, Union Bank provides you with the right resources to realize your dreams and goals. Choose a Home Equity Option Home Equity Line of Credit -- Our flagship FlexEquity(SM) account blends the best features of an equity line and a loan. Apply now for a home equity line of credit. Basic Home Equity Loan -- A traditional loan offering affordable rates and dependable payments. Second property loans and lines of credit -- Products to help you tap into the equity in the other properties you own. Apply now for a loan or line on your second property. Return to your saved application. Finish Applying This is not a commitment to lend. Loans subject to credit and property approval. Financing available for properties located in California, Oregon, or Washington. Terms and conditions subject to change. © 2005 Union Bank of California, N.A. All rights reserved. Member FDIC. Equal Housing Lender Apply online or call 1-866-UB-LOANS Looking for financing tailored to your needs? You'll find it in our three exceptional relationship banking programs Read About the Differences Read more about the differences between our home equity choices in the FAQ Home Equity Options Related Information - Home Loans - Auto & Other Loans - Personal Loans
Investment Property
Investment Property Databank IPD Home About IPD Portfolio Analysis Services Events Indices and Market Information Indices for Derivatives Online Services -- IPD Property Digests National Indices Pan-European Index Property Investor Digests Local Market Reports Monthly Publications Do you have to back your judgements about the market with hard evidence? • Need facts at your fingertips to pull into reports and presentations? • Want to understand how major investors operate? Due to the wealth of information contained within the IPD databases, we are able to produce a range of publications which: • Show you the actual returns achieved by investors on real properties • Give you access to the world's most comprehensive and most detailed record of property performance • In the form that suits you best - accessible & in-depth publications, bespoke results to your exact specification The digests contain Countries available • Full historic series of IPD performance results Canada Denmark France Germany Ireland Iberia Netherlands Norway • Comparison of property with other assets • One-stop reference guides to property performance in each country • Summaries of the trends placing current performance in the context of the last few years • The links between property and economic indicators • And is supplied electronically for easy transfer to your own research, presentations... and much more South Africa Sweden Switzerland UK For further information or subscription prices please contact marketing@ipdglobal.com or phone the Marketing Department on +44 (0)20 7643 9246 1 St. John's Lane London EC1M 4BL Tel: +44 (0)20 7336 9200 Fax: +44 (0)20 7336 9399 Privacy Policy | © 2005 IPD Ltd. All Rights Reserved. Home | About IPD | Portfolio Analysis Service | Events | Indices and Market Information | Indices for Derivatives | OPD Designed by Webrepro
Home Loans Bring Would-Be
Home Loans - Forbes.com - New Home Loans U.S. | EUROPE | ASIA Jump Select Section Home Investment Newsletters Polls & Discussions Premium Tools Special Reports Video & Audio Watchlist IT Research Library IT Product & Service Search Business -Manufacturing -Technology -Commerce -Services -Energy -Healthcare -Small Business Technology -E-Business -Enterprise Tech -Infoimaging -Personal Tech -Science & Medicine -Wireless Markets -Equities -Economy -Commodities -Bonds -Emerging Markets -Currencies Work -Careers -Compensation -Entrepreneurs -Management Lists -Companies --Forbes 500s --Forbes Global 500 --200 Best Small Cos. --400 Best Big Cos. --Largest Private Cos. -People --World's Richest People --100 Top Celebrities --400 Richest Americans --Best Paid CEOs -Places --Best Places Personal Finance -Estate Planning -Funds -Philanthropy -Retirement -Strategies -Taxes Lifestyle -Collecting -Health -Real Estate -Sport -Travel -Vehicles -Wine & Food Columnists Magazines -Forbes Magazine -Forbes Global -Forbes FYI -Forbes ASAP -Best of the Web -Archives -Subscriptions Tools About Us Contact Us Help Reprints/Permissions Sitemap Advertising Conferences Forbes Collection Forbes Mobile Special Advertising Search Quote HOME PAGE FOR THE WORLD'S BUSINESS LEADERS Home Special Advertising Section Tell Us About Your Property Loan Type * Refinance Purchase Home Debt Consolidation Home Equity Home Description * Single Family Multi Family Town House Condo Estimated Home Value * $ Select One 75,000 - 80,000 80,001 - 85,000 85,001 - 90,000 90,001 - 95,000 95,001 - 100,000 100,001 - 105,000 105,001 - 110,000 110,001 - 115,000 115,001 - 120,000 120,001 - 125,000 125,001 - 130,000 130,001 - 135,000 135,001 - 140,000 140,001 - 145,000 145,001 - 150,000 150,001 - 155,000 155,001 - 160,000 160,001 - 165,000 165,001 - 170,000 170,001 - 175,000 175,001 - 180,000 180,001 - 185,000 185,001 - 190,000 190,001 - 195,000 195,001 - 200,000 200,001 - 210,000 210,001 - 220,000 220,001 - 230,000 230,001 - 240,000 240,001 - 250,000 250,001 - 260,000 260,001 - 270,000 270,001 - 280,000 280,001 - 290,000 290,001 - 300,000 300,001 - 310,000 310,001 - 320,000 320,001 - 330,000 330,001 - 340,000 340,001 - 350,000 350,001 - 360,000 360,001 - 370,000 370,001 - 380,000 380,001 - 390,000 390,001 - 400,000 400,001 - 420,000 420,001 - 440,000 440,001 - 460,000 460,001 - 480,000 480,001 - 500,000 500,001 - 520,000 520,001 - 540,000 540,001 - 560,000 560,001 - 580,000 580,001 - 600,000 600,001 - 620,000 620,001 - 640,000 640,001 - 660,000 660,001 - 680,000 680,001 - 700,000 700,001 - 720,000 720,001 - 740,000 740,001 - 760,000 760,001 - 780,000 780,001 - 800,000 800,001 - 820,000 820,001 - 840,000 840,001 - 860,000 860,001 - 880,000 880,001 - 900,000 900,001 - 920,000 920,001 - 940,000 940,001 - 960,000 960,001 - 980,000 980,001 - 1,000,000 1,000,000+ 1,500,000+ 2,000,000+ Tell Us About Your Current Loan Your Mortgage Balance * $ Select One 0 1 - 5,000 5,001 - 10,000 10,001 - 15,000 15,001 - 20,000 20,001 - 25,000 25,001 - 30,000 30,001 - 35,000 35,001 - 40,000 40,001 - 45,000 45,001 - 50,000 50,001 - 55,000 55,001 - 60,000 60,001 - 65,000 65,001 - 70,000 70,001 - 75,000 75,001 - 80,000 80,001 - 85,000 85,001 - 90,000 90,001 - 95,000 95,001 - 100,000 100,001 - 105,000 105,001 - 110,000 110,001 - 115,000 115,001 - 120,000 120,001 - 125,000 125,001 - 130,000 130,001 - 135,000 135,001 - 140,000 140,001 - 145,000 145,001 - 150,000 150,001 - 155,000 155,001 - 160,000 160,001 - 165,000 165,001 - 170,000 170,001 - 175,000 175,001 - 180,000 180,001 - 185,000 185,001 - 190,000 190,001 - 195,000 195,001 - 200,000 200,001 - 210,000 210,001 - 220,000 220,001 - 230,000 230,001 - 240,000 240,001 - 250,000 250,001 - 260,000 260,001 - 270,000 270,001 - 280,000 280,001 - 290,000 290,001 - 300,000 300,001 - 310,000 310,001 - 320,000 320,001 - 330,000 330,001 - 340,000 340,001 - 350,000 350,001 - 360,000 360,001 - 370,000 370,001 - 380,000 380,001 - 390,000 390,001 - 400,000 400,001 - 420,000 420,001 - 440,000 440,001 - 460,000 460,001 - 480,000 480,001 - 500,000 500,001 - 520,000 520,001 - 540,000 540,001 - 560,000 560,001 - 580,000 580,001 - 600,000 600,001 - 620,000 620,001 - 640,000 640,001 - 660,000 660,001 - 680,000 680,001 - 700,000 700,001 - 720,000 720,001 - 740,000 740,001 - 760,000 760,001 - 780,000 780,001 - 800,000 800,001 - 820,000 820,001 - 840,000 840,001 - 860,000 860,001 - 880,000 880,001 - 900,000 900,001 - 920,000 920,001 - 940,000 940,001 - 960,000 960,001 - 980,000 980,001 - 1,000,000 1,000,000+ 1,500,000+ 2,000,000+ Current Interest Rate * Select 3.00 3.25 3.50 3.75 4.00 4.25 4.50 4.75 5.00 5.25 5.50 5.75 6.00 6.25 6.50 6.75 7.00 7.25 7.50 7.75 8.00 8.25 8.50 8.75 9.00 9.25 9.50 9.75 10.00 10.25 10.50 10.75 11+ % Existing Rate Type * Fixed Adjustable Fixed/Adj How Much Additional Cash do You Wish to Borrow? $ Tell Us about Your Home Purchase Is there a Specific Home You Want to Buy? * Yes No Purpose of Property * Primary Secondary Investment Vacation Property State * Select One Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Missouri Mississippi Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Down Payment * Select One 0 1 - 5,000 5,001 - 10,000 10,001 - 15,000 15,001 - 20,000 20,001 - 25,000 25,001 - 30,000 30,001 - 35,000 35,001 - 40,000 40,001 - 45,000 45,001 - 50,000 50,001 - 55,000 55,001 - 60,000 60,001 - 65,000 65,001 - 70,000 70,001 - 75,000 75,001 - 80,000 80,001 - 85,000 85,001 - 90,000 90,001 - 95,000 95,001 - 100,000 100,001 - 105,000 105,001 - 110,000 110,001 - 115,000 115,001 - 120,000 120,001 - 125,000 125,001 - 130,000 130,001 - 135,000 135,001 - 140,000 140,001 - 145,000 145,001 - 150,000 150,001 - 155,000 155,001 - 160,000 160,001 - 165,000 165,001 - 170,000 170,001 - 175,000 175,001 - 180,000 180,001 - 185,000 185,001 - 190,000 190,001 - 195,000 195,001 - 200,000 200,001 - 210,000 210,001 - 220,000 220,001 - 230,000 230,001 - 240,000 240,001 - 250,000 250,001 - 260,000 260,001 - 270,000 270,001 - 280,000 280,001 - 290,000 290,001 - 300,000 300,001 - 310,000 310,001 - 320,000 320,001 - 330,000 330,001 - 340,000 340,001 - 350,000 350,001 - 360,000 360,001 - 370,000 370,001 - 380,000 380,001 - 390,000 390,001 - 400,000 400,001 - 420,000 420,001 - 440,000 440,001 - 460,000 460,001 - 480,000 480,001 - 500,000 500,001 - 520,000 520,001 - 540,000 540,001 - 560,000 560,001 - 580,000 580,001 - 600,000 600,001 - 620,000 620,001 - 640,000 640,001 - 660,000 660,001 - 680,000 680,001 - 700,000 700,001 - 720,000 720,001 - 740,000 740,001 - 760,000 760,001 - 780,000 780,001 - 800,000 800,001 - 820,000 820,001 - 840,000 840,001 - 860,000 860,001 - 880,000 880,001 - 900,000 900,001 - 920,000 920,001 - 940,000 940,001 - 960,000 960,001 - 980,000 980,001 - 1,000,000 Over 1,000,000 Rate Type * Fixed Adjustable Fixed/Adj Tell Us about Yourself Your Credit Profile * Excellent Good Fair Poor Annual Income Occupational Status Employed Self Employed Retired Unemployed Monthly Debt Payments Select 0-249 250-499 500-749 750-1,000 Over 1,000 Have You Declared Bankruptcy? 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By submitting your request you agree to be contacted in accordance with Secure Rights Privacy Policy . View Secure Rights licenses . Paid Advertisement Article Home Loans Bring Would-Be Homeowners Closer to their Goal If you’re looking to buy a house, it’s unlikely that, in today’s economy, you’ll be able to pay in full up front. That’s why home loans exist – to aid aspiring homeowners in acquiring and financing the homes they’ve dreamed of – without bankrupting them in the process. Home loans can be acquired through banks and home loan companies. Either route you take, you’re entitled to personal service by a representative who will review your finances, credit report, and help you decide which is the best home loan solution for your needs. In order to gather all the information they need, the bank or loan company will re-appraise the market value of your house to determine the proper loan amount. You will then work together to go over the different loan options available and determine which is best for your personal situation. Different Home Loans for Different Folks There are two main types of home loans , each with its own advantages. Fixed-rate loans divide the amount to be repaid over a set number of years. “Fixed rate” means that no matter how the interest rate fluctuates over the years, the amount of payment will remain the same. If the interest rate dips, your mortgage consultant will help you refinance to take advantage of the lower rate. In contrast, adjustable rate mortgages (ARMs) are dependent on the fluctuation of the interest rate over time. When the rate is low, payments are low, but when interest rates are high, the payment increases also. ARMs are slightly easier to qualify for than fixed-rate loans, but they also carry more risks. When you are choosing a home loans company, take into consideration the additional “home loan origination fee” (usually 1% of the total amount borrow, so if you borrow $100,000, the fee is $100), as well as closing, settlement and appraisal fees. Most companies will allow you to “roll” these fees into your home loan, an excellent option that allows you to pay them over time if you don’t have the funds to pay up front. When you’re ready to move forward with a home loan, or if you’d just like to start exploring your options, submit the form at the top of this page to acquire your own mortgage consultant to help you get started with the mortgage process and explain which home loans might be best for you. ^ Paid Advertisement Article ^ Ad Information Forbes.com Wireless Reprints / Permissions Subscriber Services ©2004 Forbes.com™ All Rights Reserved Privacy Statement Terms, Conditions and Notice Search Engine Marketing by 360i, Inc.