Home Mortgage Insurance Home

Federal Trade Commission -- Search: Facts for Consumers PDF Version Looking for the Best Mortgage Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage—whether it's a home purchase, a refinancing, or a home equity loan—is a product, just like a car, so the price and terms may be negotiable. You'll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars. Obtain Information from Several Lenders Home loans are available from several types of lenders— thrift institutions , commercial banks, mortgage companies, and credit unions. Different lenders may quote you different prices, so you should contact several lenders to make sure you're getting the best price. You can also get a home loan through a mortgage broker. Brokers arrange transactions rather than lending money directly; in other words, they find a lender for you. A broker's access to several lenders can mean a wider selection of loan products and terms from which you can choose. Brokers will generally contact several lenders regarding your application, but they are not obligated to find the best deal for you unless they have contracted with you to act as your agent. Consequently, you should consider contacting more than one broker, just as you should with banks or thrift institutions. Whether you are dealing with a lender or a broker may not always be clear. Some financial institutions operate as both lenders and brokers. And most brokers' advertisements do not use the word "broker." Therefore, be sure to ask whether a broker is involved. This information is important because brokers are usually paid a fee for their services that may be separate from and in addition to the lender's origination or other fees. A broker's compensation may be in the form of "points" paid at closing or as an add-on to your interest rate , or both. You should ask each broker you work with how he or she will be compensated so that you can compare the different fees. Be prepared to negotiate with the brokers as well as the lenders. Obtain All Important Cost Information Be sure to get information about mortgages from several lenders or brokers. Know how much of a down payment you can afford, and find out all the costs involved in the loan. Knowing just the amount of the monthly payment or the interest rate is not enough. Ask for information about the same loan amount, loan term, and type of loan so that you can compare the information. The following information is important to get from each lender and broker: Rates Ask each lender and broker for a list of its current mortgage interest rates and whether the rates being quoted are the lowest for that day or week. Ask whether the rate is fixed or adjustable . Keep in mind that when interest rates for adjustable-rate loans go up, generally so does the monthly payment. If the rate quoted is for an adjustable-rate loan, ask how your rate and loan payment will vary, including whether your loan payment will be reduced when rates go down. Ask about the loan's annual percentage rate (APR). The APR takes into account not only the interest rate but also points, broker fees, and certain other credit charges that you may be required to pay, expressed as a yearly rate. Points Points are fees paid to the lender or broker for the loan and are often linked to the interest rate; usually the more points you pay, the lower the rate. Check your local newspaper for information about rates and points currently being offered. Ask for points to be quoted to you as a dollar amount—rather than just as the number of points—so that you will actually know how much you will have to pay. Fees A home loan often involves many fees, such as loan origination or underwriting fees , broker fees, and transaction , settlement, and closing costs . Every lender or broker should be able to give you an estimate of its fees. Many of these fees are negotiable. Some fees are paid when you apply for a loan (such as application and appraisal fees), and others are paid at closing. In some cases, you can borrow the money needed to pay these fees, but doing so will increase your loan amount and total costs. "No cost" loans are sometimes available, but they usually involve higher rates. Ask what each fee includes. Several items may be lumped into one fee. Ask for an explanation of any fee you do not understand. Some common fees associated with a home loan closing are listed on the Mortgage Shopping Worksheet in this brochure. Down Payments and Private Mortgage Insurance Some lenders require 20 percent of the home's purchase price as a down payment. However, many lenders now offer loans that require less than 20 percent down—sometimes as little as 5 percent on conventional loans . If a 20 percent down payment is not made, lenders usually require the home buyer to purchase private mortgage insurance (PMI) to protect the lender in case the home buyer fails to pay. When government-assisted programs such as FHA (Federal Housing Administration), VA (Veterans Administration), or Rural Development Services are available, the down payment requirements may be substantially smaller. Ask about the lender's requirements for a down payment, including what you need to do to verify that funds for your down payment are available. Ask your lender about special programs it may offer. If PMI is required for your loan, Ask what the total cost of the insurance will be. Ask how much your monthly payment will be when including the PMI premium. Ask how long you will be required to carry PMI. Obtain the Best Deal That You Can Once you know what each lender has to offer, negotiate for the best deal that you can. On any given day, lenders and brokers may offer different prices for the same loan terms to different consumers, even if those consumers have the same loan qualifications. The most likely reason for this difference in price is that loan officers and brokers are often allowed to keep some or all of this difference as extra compensation. Generally, the difference between the lowest available price for a loan product and any higher price that the borrower agrees to pay is an overage . When overages occur, they are built into the prices quoted to consumers. They can occur in both fixed and variable-rate loans and can be in the form of points, fees, or the interest rate. Whether quoted to you by a loan officer or a broker, the price of any loan may contain overages. Have the lender or broker write down all the costs associated with the loan. Then ask if the lender or broker will waive or reduce one or more of its fees or agree to a lower rate or fewer points. You'll want to make sure that the lender or broker is not agreeing to lower one fee while raising another or to lower the rate while raising points. There's no harm in asking lenders or brokers if they can give better terms than the original ones they quoted or than those you have found elsewhere. Once you are satisfied with the terms you have negotiated, you may want to obtain a written lock-in from the lender or broker. The lock-in should include the rate that you have agreed upon, the period the lock-in lasts, and the number of points to be paid. A fee may be charged for locking in the loan rate. This fee may be refundable at closing. Lock-ins can protect you from rate increases while your loan is being processed; if rates fall, however, you could end up with a less favorable rate. Should that happen, try to negotiate a compromise with the lender or broker. Remember: Shop, Compare, Negotiate When buying a home, remember to shop around, to compare costs and terms, and to negotiate for the best deal. Your local newspaper and the Internet are good places to start shopping for a loan. You can usually find information both on interest rates and on points for several lenders. Since rates and points can change daily, you'll want to check your newspaper often when shopping for a home loan. But the newspaper does not list the fees, so be sure to ask the lenders about them. The Mortgage Shopping Worksheet that follows may also help you. Take it with you when you speak to each lender or broker and write down the information you obtain. Don't be afraid to make lenders and brokers compete with each other for your business by letting them know that you are shopping for the best deal. Fair Lending Is Required by Law The Equal Credit Opportunity Act prohibits lenders from discriminating against credit applicants in any aspect of a credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, whether all or part of the applicant's income comes from a public assistance program, or whether the applicant has in good faith exercised a right under the Consumer Credit Protection Act. The Fair Housing Act prohibits discrimination in residential real estate transactions on the basis of race, color, religion, sex, handicap, familial status, or national origin. Under these laws, a consumer cannot be refused a loan based on these characteristics nor be charged more for a loan or offered less favorable terms based on such characteristics. Credit Problems? Still Shop, Compare, and Negotiate Don't assume that minor credit problems or difficulties stemming from unique circumstances, such as illness or temporary loss of income, will limit your loan choices to only high-cost lenders. If your credit report contains negative information that is accurate, but there are good reasons for trusting you to repay a loan, be sure to explain your situation to the lender or broker. If your credit problems cannot be explained, you will probably have to pay more than borrowers who have good credit histories. But don't assume that the only way to get credit is to pay a high price. Ask how your past credit history affects the price of your loan and what you would need to do to get a better price. Take the time to shop around and negotiate the best deal that you can. Whether you have credit problems or not, it's a good idea to review your credit report for accuracy and completeness before you apply for a loan. To order a copy of your credit report, contact: Equifax: (800) 685-1111 TransUnion: (800) 916-8800 Experian: (888) EXPERIAN (397-3742) Glossary Adjustable-rate loans , also known as variable-rate loans, usually offer a lower initial interest rate than fixed-rate loans. The interest rate fluctuates over the life of the loan based on market conditions, but the loan agreement generally sets maximum and minimum rates. When interest rates rise, generally so do your loan payments; and when interest rates fall, your monthly payments may be lowered Annual percentage rate (APR) is the cost of credit expressed as a yearly rate. The APR includes the interest rate, points, broker fees, and certain other credit charges that the borrower is required to pay. Conventional loans are mortgage loans other than those insured or guaranteed by a government agency such as the FHA (Federal Housing Administration), the VA (Veterans Administration), or the Rural Development Services (formerly know as Farmers Home Administration, or FmHA). Escrow is the holding of money or documents by a neutral third party prior to closing. It can also be an account held by the lender (or servicer) into which a homeowner pays money for taxes and insurance. Fixed-rate loans generally have repayment terms of 15, 20, or 30 years. Both the interest rate and the monthly payments (for principal and interest) stay the same during the life of the loan. The interest rate is the cost of borrowing money expressed as a percentage rate. Interest rates can change because of market conditions. Loan origination fees are fees charged by the lender for processing the loan and are often expressed as a percentage of the loan amount. Lock-in refers to a written agreement guaranteeing a home buyer a specific interest rate on a home loan provided that the loan is closed within a certain period of time, such as 60 or 90 days. Often the agreement also specifies the number of points to be paid at closing. A mortgage is a document signed by a borrower when a home loan is made that gives the lender a right to take possession of the property if the borrower fails to pay off on the loan. Overages are the difference between the lowest available price and any higher price that the home buyer agrees to pay for the loan. Loan officers and brokers are often allowed to keep some or all of this difference as extra compensation. Points are fees paid to the lender for the loan. One point equals 1 percent of the loan amount. Points are usually paid in cash at closing. In some cases, the money needed to pay points can be borrowed, but doing so will increase the loan amount and the total costs. Private mortgage insurance (PMI) protects the lender against a loss if a borrower defaults on the loan. It is usually required for loans in which the down payment is less than 20 percent of the sales price or, in a refinancing, when the amount financed is greater than 80 percent of the appraised value. Thrift institution is a general term for savings banks and savings and loan associations. Transaction, settlement, or closing costs may include application fees; title examination, abstract of title, title insurance, and property survey fees; fees for preparing deeds, mortgages, and settlement documents; attorneys' fees; recording fees; and notary, appraisal, and credit report fees. Under the Real Estate Settlement Procedures Act, the borrower receives a good faith estimate of closing costs at the time of application or within three days of application. The good faith estimate lists each expected cost either as an amount or a range. This brochure was prepared by the following agencies: Department of Housing and Urban Development Department of Justice Department of the Treasury Federal Deposit Insurance Corporation Federal Housing Finance Board Federal Reserve Board Federal Trade Commission National Credit Union Administration Office of Federal Housing Enterprise Oversight Office of the Comptroller of the Currency Office of Thrift Supervision These agencies (except the Department of the Treasury) enforce compliance with laws that prohibit discrimination in lending. If you feel that you have been discriminated against in the home financing process, you may want to contact one of the agencies listed above about your rights under these laws. For more information on home lending issues , visit www.consumer.gov , write to the Consumer Information Center, Pueblo, CO 81009 or visit the Center's Web site . The following brochures are available from the center: A Consumer's Guide to Mortgage Lock-lns A Consumer's Guide to Mortgage Refinancing Buying Your Home: Settlement Costs and Helpful Information Consumer Handbook on Adjustable Rate Mortgages Guide to Single Family Home Mortgage Insurance Home Buyer's Vocabulary Home Mortgages: Understanding the Process and Your Rights to Fair Lending How to Buy a Home with a Low Down Payment How to Dispute Credit Report Errors The HUD Home Buying Guide When Your Home Is on the Line Mortgage Shopping Worksheet Lender 1 Lender 2 Name of Lender Name of Contact Date of Contact Mortgage Amount Basic Information on the Loans Mortgage 1 Mortgage 2 Mortgage 1 Mortgage 2 Type of Mortgage: Fixed rate, adjustable rate, conventional, FHA, other? If adjustable, see below. Minimum down payment required Loan term (length of loan) Contract interest rate Annual percentage rate (APR) Points (may be called loan discount points) Monthly Private Mortgage Insurance (PMI) premiums How long must you keep PMI? Estimated monthly escrow for taxes and hazard insurance Estimated monthly payment (Principal, Interest, Taxes, Insurance, PMI) Fees Different institutions may have different names for some fees and may charge different fees. We have listed some typical fees you may see on loan documents. Application fee or Loan processing fee Origination fee or Underwriting fee Lender fee or Funding fee Appraisal fee Attorney fees Document preparation and recording fees Broker fees (may be quoted as points, origination fees, or interest rate add-on) Credit report fee Other fees Other Costs at Closing/Settlement Title search/Title Insurance For lender For you Estimate prepaid amounts for interest, taxes, hazard insurance, payments to escrow State and local taxes, stamp taxes, transfer taxes Flood determination Prepaid Private Mortgage Insurance (PMI) Surveys and home inspections Total Fees and Other Closing/Settlement Cost Estimates Mortgage Shopping Worksheet - continued Lender 1 Lender 2 Name of Lender Other Questions and Considerations about the Loan Mortgage 1 Mortgage 2 Mortgage 1 Mortgage 2 Are any of the fees or costs waivable? Prepayment penalties Is there a prepayment penalty? If so, how much is it? How long does the penalty period last? (for example, 3 years? 5 years?) Are extra principal payments allowed? Lock-ins Is the lock-in agreement in writing? Is there a fee to lock-in? When does the lock-in occur -0 at application, approval or another time? How long will the lock-in last? If the rate drops before closing, can you lock-in at a lower rate? If the loan is an adjustable rate mortgage: What is the initial rate? What is the maximum the rate could be next year? What are the rate and payment caps each year and over the life of the loan? What is the frequency of rate change and of any changes to the monthly payment? What is the index that the lender will use? What margin will the lender add to the index? Credit life insurance Does the monthly amount quoted to you include a charge for credit life insurance? If so, does the lender required credit life insurance as a condition of the loan? How much does the credit life insurance cost? How much lower would your monthly payment be without the credit life insurance? If the lender does not require credit life insurance, and you still want to buy it, what rates can you get from other insurance providers? The FTC works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues , visit www.ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters Internet, telemarketing, identity theft, and other fraud-related complaints into Consumer Sentinel , a secure, online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad. January 1999

buy property to prevent

Neighbors Buying Property To Prevent The Establishment Of A Group Home The Bazelon Center for Mental Health Law Issue: Housing About News In court Take action Publications More resources Topics : Information sheets Advocacy resources on fair housing Jump to an issue: Advance Psych. Directives Children Civil Rights and the ADA Criminalization Education Elders with Mental Illnesses Housing Insurance Involuntary Commitment Managed Care Medicaid Medicare Rx Drug Benefit Mental Healthcare Privacy Restraint and Seclusion Supports in the Community - SSI - Temp. Assist. for Families Voting Fair Housing Information Sheet # 3 Neighbors Buying Property To Prevent The Establishment Of A Group Home Imagine the following scenario: A house in a residential neighborhood is for sale. A provider of residential services to persons with mental retardation believes that the house would be a great location for a group home for three women and submits a bid to purchase the house. Neighbors of the seller learn of the provider's interest in the home and meet to develop strategies for preventing the women from moving into the neighborhood. Eventually, the neighbors conclude that the only way to prevent the provider from purchasing the home is to submit a higher bid. The neighbors realize that none of them can afford to buy the home alone, so they pool their resources, give the money collected to one of the neighbors, and that person offers the seller $5,000 more for the home than does the provider. The seller sells the home to the neighbor acting on behalf of the group. Do the actions of the seller or of the neighbors who purchased the home violate the Fair Housing Act? The FHA makes it unlawful to discriminate in the sale or rental, or to otherwise make unavailable or deny, a dwelling to any buyer or renter because of a handicapof (A) that buyer or renter; (B) a person residing in or intending to reside in that dwelling after it is so sold, rented, or made available; or (C) any person associated with that buyer or renter. 42 U.S.C. 3604(f)(1). The FHA contains an exemption for single-family houses sold or rented by an owner, provided that the owner does not use the services of a real estate agent or broker, own more than three such single-family houses, and, if the owner is not a resident, has not completed more than one sale within a 24-month period. 42 U.S.C. 3603(b). Thus, assuming the listed conditions are met, it is likely that the owner cannot be found liable under the 3604(f)(1) of the FHA. But what of the neighbors, who banded together to buy the home in order to prevent persons with disabilities from living there? Courts that have faced this and similar scenarios have answered the question in different ways. In Michigan Protection and Advocacy Service, Inc. v. Babin , 18 F.3d 337, 344 (6 th Cir. 1994), the Sixth Circuit called action similar to that described above as "normal economic competition." The Babin court analyzed the liability of the neighbors who contributed extra funds to make the purchase possible under 3604(f)(1), specifically the "otherwise make unavailable" provision. The court explained that, in normal economic competition, every purchase of a unique commodity affects availability to others. Thus, the court concluded, finding the neighbors liable would cause the statute's reach to be overbroad, and it affirmed the summary judgment entered by the court below. A claim also was asserted against the seller and the neighbors pursuant to 42 U.S.C. 3617, which makes illegal interfering with the exercise and enjoyment of the right to fair housing. The Sixth Circuit also rejected this argument, finding that the seller was motivated purely by economic considerations and that, while the purchase of the house disrupted the provider's negotiations, it did not prevent the provider from making an even higher bid on the property. Babin, then, stands for the proposition that actions related to the purchase of property — even when taken for the sole reason of preventing the use of that property by persons protected under the FHA — is "normal economic competition" and therefore is not a violation of the FHA. Not every court that has considered the issue since the Babin decision has agreed with that proposition, however. In United States v. Hughes , 849 F. Supp. 685 (D. Neb. 1994), the court denied a motion to dismiss and found the Babin decision "plainly wrong" in suggesting that there is an economic competition exception to the FHA. In Hughes , the court determined that a lender, who agreed to finance the purchase of property knowing that the intention of the buyer was to prevent the establishment of a group home, could be liable under 42 U.S.C. 3617. The court held that a bank violates the FHA by intentionally aiding buyers in keeping a home from other purchasers because those other purchasers are or are associated with persons with mental illness: [T]rue ' economic competition' does not exist when the purpose of the competition is to deny a protected person access to housing, as opposed to securing housing for oneself or for investment purposes. In fact, it is irrational to spend money for the purpose of prohibiting someone else from living next to you, if the reason you do not wish to live next to that person is because he or she has a handicap protected by the Act.-- Hughes at 686 (emphasis in original). A third opinion on this issue adopts the Hughes analysis. In Step-by-Step v. Lazarus , No. CV-97-1006 (M.D. Pa. Oct. 17, 1997), the court, in denying a motion to dismiss, held that the FHA "does apply to a buyer who purchases a property with the intention of preventing the purchase by an entity planning to use the property as a Group Home for members protected by the Act." Id. , slip op. at 1. In reaching this conclusion, the court agreed with the Hughes reasoning and stated that normal economic considerations do not exist where the underlying intent of the purchaser is to discriminate. The court found support for this proposition in 24 C.F.R. 103.20(a), which allows the filing of a complaint against "any person" engaged in a discriminatory housing practice, and in 24 C.F.R. 100.50(b)(3), which makes it unlawful to engage in "any conduct" that denies or makes housing unavailable to persons with disabilities. As these cases demonstrate, determining the motives of a buyer, seller, or neighbors and whether such motives are legally relevant is a complex issue. On the one hand, Congress has clearly mandated an end to discrimination in housing, and a narrow interpretation of the FHA, such as in Babin , allows persons with discriminatory intent to prevent individuals with disabilities from moving into a community. On the other hand, examining the private motives to all the various parties to a real estate transaction may be both unwieldy and burdensome. Clearly, it is helpful to fair housing advocates that the reasoning in Babin — even though articulated by an appellate court — was not convincing to the next two courts to consider very similar situations. While it remains too soon to make any definitive pronouncements on the merits of the issues, it is apparent, given the holdings in Hughes and Step-by-Step , that the actions of neighbors who buy property to prevent the establishment of group homes remain subject to viable challenge under the FHA. This information sheet was produced under a contract with the Advocacy Training/Technical Assistance Center of the National Association of Protection & Advocacy Systems For more information, contact Michael Allen, Bazelon Center for Mental Health Law, 1101 15th Street, N.W., Suite 1212 Washington, D.C. 20005-5002. Phone: 202/467-5730 ext. 117. E-mail: Michaela@bazelon.org . Judge David L. Bazelon Center for Mental Health Law 1101 15th Street, NW, Suite 1212 Washington, DC 20005 Phone: 202-467-5730 Fax: 202-223-0409 Email: webmaster@bazelon.org Judge David L. Bazelon Center for Mental Health Law 1101 15th Street, NW, Suite 1212 Washington, DC 20005 Phone: 202-467-5730 Fax: 202-223-0409 Email: webmaster@bazelon.org

house rentals Languedoc Roussillon

Home France Rentals: villas, houses: Languedoc, All-France SOUTH FRANCE RENTALS - HOLIDAY RENTALS IN FRANCE Rent villas house rentals Languedoc Roussillon - The Real South of France Search villa house rentals France, Italy, Spain Languedoc Regions Saint Chinian Canal du Midi Corbieres Carcassonne Clermont L'Herault Coastal Herault Coastal Aude Minervois Provence Rental sleeps Sleeps 1-3 Sleeps 4-6 Sleeps 7 plus Property Type With Swimming Pool With Garden With Terrace or Courtyard Bed and Breakfast French Regions, Italy, Spain Languedoc Roussillon Provence Dordogne, Charente, Aquitaine Brittany, Loire, & N. France Italy Spain SOUTH FRANCE RENTALS: LANGUEDOC - PROVENCE RENTALS - FRANCE 2006 France Property Rentals (Costs for one week rental) Description. Check individual listings for price and season dates. Prices here are only approximate. Bed and Breakfast where noted. Low Season Mid Season High Season St Thibery near Pezenas Sleeps 8+. STUDIO 2+ + APARTMENT 5+. TERRACE, COURTYARD , GARDEN. Near Pezenas, Beziers, Agde, Montpellier. Abbey, Shops in village. Price is for Studio £130 $250 €190 £200 $380 €290 £270 $510 €390 St Thibery near Pezenas Bed and Breakfast. 5 rooms with ensuite bathrooms . TERRACE, COURTYARD , GARDEN. Near Pezenas, Beziers, Agde, Montpellier. Abbey, Shops in village. From € 40 From € 40 From € 40 L'Olivette Caunes Minervois Sleeps 8. MAIN HOUSE + APARTMENT. TERRACE, SWIMMING POOL , GARDEN. Near Minerve, Olonzac, Narbonne, Carcassonne. Abbeye, Castels of Lastours, Restaurants, Shops in village £595 $1,025 €875 £645 $1,110 €645 £850 $1,465 €850 Chateau Cesseras Nr Olonzac Sleeps 8. TERRACE, CHATEAU BUILT IN CATHAR TIMES. Near Minerve, Olonzac, Narbonne, Carcassonne. Café Bar in village £250 $435 €370 £300 $520 €445 £450 $780 €665 Les Amandiers nr Clermont L'Herault Sleeps 2. APARTMENT WITH 2 TERRACES, SWIMMING POOL. 2 kms from Clermont L'Herault (shops, restaurants, etc). Lake swimming - Lac du Salagou. £210 $365 €310 £325 $565 €480 £375 $655 €555 Maison de Famille Ile d'Oleron Sleeps 8. WALK TO BEACH, RESTAURENTS, MARINA. ILE D'OLERON. Savage beaches, nature, nr La Rochelle, Bordeaux, Cognac, Charente Maritime. £440 $760 €650 £440 $760 €650 £540 $940 €800 Haute Maison la Caunette Sleeps 4. BALCONY, GREAT VIEWS OF VINEYARDS AND GARRIGUE. Near Minerve, Narbonne, Beziers and Canal du Midi. 35mn to Med. £155 $275 €230 £245 $430 €360 £285 $500 €420 La Recampado nr Aix en Provence Sleeps 4. SWIMMING POOL. LARGE GARDEN. Nr Aix en Provence, Cabries, Marseilles (15 mins to airport). 30 mins to Mediterranean £440 $765 €650 £440 $765 €650 £810 $1,410 €1,200 Poussines , Nr Carcassonne Sleeps 10. SWIMMING POOL. WALK TO RESTAURANT / BAR. In Minervois, nr Carcassonne, Narbonne. 30 mins Mediterranean beaches £1,150 $2,000 €1,700 £1,150 $2,000 €1,700 £1,750 $3,045 €2,590 Villa Midi Ventenac Sleeps 8 + Baby. SWIMMING POOL, PATIO, LOOKS ON CANAL DU MIDI. Near Narbonne, Beziers. 2 restaurants/cafés & wine cave 5 min walk £350 $620 €515 £490 $870 €720 £1,090 $1,935 €1,560 Les Aubes, Drome Provence Sleeps 11. Swimming pool. Jacuzzi. 5 bedrooms all ensuite bathrooms. 15 mins 18 hole course. Near Montelimar, Orange, Avignon. £950 $1,670 €1,400 £950 $1,670 €1,400 £2,200 $3,870 €3,240 Villa Los Pinos, Argeliers Sleeps 6 + Baby. Swimming pool. Private not overlooked. Village has restaurant, café, shops. 45 mins Med. and Carcassonne (airport) £450 $790 €660 £500 $880 €735 £875 $1,535 €1,285 Argens - La Cave, nr Olonzac Bed and Breakfast. 5 rooms with suite bathrooms. 300 m from Canal du Midi, Garden, Fine dining. Close to Olonzac, Lezignan, Minervois. Owner runs separate restaurant on canal. From € 40 From € 40 From € 40 Ancien Four, La Liviniere Sleeps 6. SUNNY TERRACE, IN WELL KNOWN WINE VILLAGE. 35 mins Carcassonne, lake swimming nearby. In Minervois, nr Caunes Abbey & Minerve. ASK £250 $470 €355 £325 $610 €465 Maison Poilhes Poilhes Sleeps 4. WITH GARDEN, ON CANAL DU MIDI, WALK TO RESTAURANTS. 15 mins Beziers, 20 mins Mediterranean £305 $525 €450 £325 $555 €475 £355 $615 €525 Cote de Lavande, Villespassans Sleeps 2-3. . TERRACE WITH VIEWS OVER VINEYARDS . 30 mins Med. Near Minerve, St Chinian, Lovely walks, vineyards. £300 $515 €440 £300 $515 €440 £350 $600 €515 Jardin Secret St Thibery Sleeps 5. SECRET GARDEN . 15 mins to Med beaches. Pretty village with shops. Close to Agde, Pezenas (antiques, flea market) £250 $382 €382 £300 $458 €458 £410 $625 €625 St Laurent nr Lagrasse Sleeps 8. Two Apartments. SWIMMING POOL, LARGE GARDEN. Village with amenities, near Fontfroide, Lagrasse, Lezignan, Narbonne. In Corbieres, Aude £300 $466 €480 £450 $700 €720 £850 $1,322 €1,360 Paradis Retrouvé Trausse Sleeps 8. Near Carcassonne. COUNTRY HOUSE, SWIMMING POOL, PRIVATE PARK . Village with amenities - restaurant/bar. Nr Caunes (Abbey). In Minervois. n/a £1,160 $1,655 €1,900 £1,410 $2,005 €2,300 Chateau Marcel Cesseras Sleeps 6. Three Apartments. SWIMMING POOL. ROOF TERRACE. Quality interiors. Walk to village café/bar; near to Minerve, Canal du Midi. Pretty village surrounded by vineyards. £240 $460 €350 £240 $460 €350 £520 $990 €750 Ancien Maison nr Olargues Sleeps 5-6. Terrace, SWIMMING POOL, quiet hamlet. Near Olargues, St Pons, Gorges d'Heric; restaurant, shops in near village, spectacular scenery around. £300 $530 €445 £500 $885 €740 £675 $1,190 €995 Canebieres, nr St Cezaire, Provence Sleeps 8. House with SWIMMING POOL, 18 acre estate, pretty location, private, idyllic, river swimming, walks. Near St Cezaire, Mons, Grasse. 45 mins to Nice airport £832 $1,209 €1,350 £1,109 $1,612 €1,800 £1,509 $2,195 €2,450 Villa Claudia, Nice Cote d'Azur Sleeps 2 - 4. TERRACE, GARDEN, SEA VIEWS, WALK TO BEACH. CENTRAL NICE. On Cote d'Azur . £280 $450 €400 £350 $560 €500 £420 $670 €600 Cailloux d'Or, Fitou Sleeps 5. SECLUDED PRIVATE GARDEN, 10 MINS TO BEACHES, WALK TO RESTAURANTS. NEAR LA FRANQUI, PERPIGNAN. Glorious beaches nearby! £335 $565 €480 £420 $705 €600 £590 $990 €840 Villa Bonheur Nice , Cote d'Azur Sleeps 5 + cot. Apartment with sea view, central Nice . All amenities, in 1800's villa, with gardens. Short walk to museums, Promenade des Anglais, port, chateau, medieval city. £425 $632 €650 £520 $780 €800 £620 $925 €950 Adorable Argeliers Sleeps 6. Garden . Restaurants, Canal du Midi, RIVER SWIMMING & POOL IN NEARBY VILLAGES. NEAR NARBONNE, MINERVE. 30 MINS TO MED BEACHES £300 $530 €450 £300 $530 €450 £470 $825 €700 Maison de Rey Near Figeac, Lot Sleeps 8-10. SWIMMING POOL and gated large garden. Near Figeac, and Cahors, Lot. In beautiful Parc Naturel Regional des Causses du Quercy. £550 $865 €870 £1,250 $1,975 €1,970 Le Castel Enchanté, nr Carcassonne Sleeps 12. SWIMMING POOL, SUPERB VIEWS. 15 mins Carcassonne. 45 mins Mediterranean beaches. Easy access to Autoroute. £500 $905 €740 £500 $905 €740 £1,250 $2,260 €1,850 Montblanc nr Pezenas, Agde Bed and Breakfast (Dinner also available) . GARDEN, TERRACE. Nr Beziers, Pezenas, Agde . 20 mins Med beaches. Rate shown is for a double sharing a bathroom. (also doubles with ensuite bathroom available) 30 euros a night 30 euros a night 30 euros a night Villa Saint Genies Saint Genis de Fontedit Sleeps 9. SWIMMING POOL, LARGE GARDEN. Walk to cafés, shops. Nr Beziers, Pezenas , 20 mins Med beaches. £513 $945 €770 £587 $1,080 €880 £1,133 $2,085 €1,700 Chateau Terre Blanche Chalabre Gendarmerie. Sleeps 4 - 5. SWIMMING POOL. Near Limoux, Carcassonne. Shops in village. View of Pyreneees. La Tour. Sleeps 2 + 1 child also available for less rental £510 $880 €750 £510 $880 €750 £610 $1,015 €890 Les Rossignols La Croisade Sleeps 4- 6. GARDEN, PRIVATE COURTYARD, WALK TO FINE RESTAURANT ON CANAL DU MIDI . Nr Ouveillan, Capestang, Beziers, Narbonne. £200 $320 €280 £300 $480 €420 £420 $670 €585 Aire d'Aigle nr Carcassonne Sleeps 12. SWIMMING POOL , tennis court, garden, view, estate. Hill top villa, with seperate house addition, stunning views, near Carcassonne . Private and exclusive £750 $1,350 €1,120 £1,000 $1,800 €1,490 £2,350 $4,230 €3,500 Maison de Pierre Pezenas Sleeps 2 - 4. IN PEZENAS - MARKET, RESTAURANTS, ANTIQUE STORES. 15 MINS TO BEACHES Near Montpellier, Cap d'Agde, Beziers, Sete. £220 $390 €325 £270 $480 €400 £440 $780 €650 Frederic nr Meze Sleeps 6-8 or 14 (adjoining house) SWIMMING POOL. TERRACE . 2 other rentals on Domaine. Nr Marseillan, Meze, Cap d'Agde, Sete, Montpellier, Pezenas, Beziers. £385 $720 €550 £490 $915 €700 £1,120 $2,095 €1,600 Le Chai, nr St Guilhem le Desert Sleeps 2. GARDEN, TERRACE, VIEWS. 5 minutes river swimming, 10 mins Abbey / Caves . Near Gignac, Montpeyroux, Pezenas. €360 $470 £250 €360 $470 £250 €475 $620 £330 Villa Emilu Portiragnes Sleeps 6. SWIMMING POOL, TERRACE. 5 minutes to Med Beach, 10 mins Beziers . In village with shops, walk to get croissants! €420 $555 £295 €420 $555 £295 €630 $840 £445 Acero Rosso nr Lake Garda, Italy Sleeps 2 + 2 children or 1 adult. Terrace, stunning views. Walk to restaurants - great mountain air. Near Brescia, Lake Garda, Milan, Italy. £335 $595 €500 £335 $595 €500 £400 $715 €600 Bel Air Near Marseillan Sleeps 6 (or 20 in 3 houses). Rental in chateau setting. SWIMMING POOL . 2 other rentals on domaine also available. Lovely views on Etang de Thau, Near Sete, Cap d'Agde, near Montpellier & Beziers. £490 $915 €700 £700 $1,310 €1,000 £1,120 $2,095 €1,600 Le Riou Near Revel Sleeps 4. Garden . Apartment. Near Revel, Carcassonne, Albi, 4kms to Revel with market, furniture industy 14-18th century buildings. £160 $275 €230 £230 $400 €335 £260 $460 €385 Villa Mandalay Salleles d'Aude Sleeps 6. GARDEN, SWIMMING POOL. On Canal de la Robine. Walk to Roman pottery museum. Restaurants in village. Near Narbonne. 30 mins to Med ask £500 $784 €800 £880 $1,372 €1,400 Chateau Lupin nr Revel, Castres Sleeps 14. Swimming Pool . Park. Pigeonnier. In Lauragais - near Revel, Castres, Lavaur, Gaillac, Albi. 45 mins Carcassonne, Toulouse £3,220 $5,380 €4,600 £3,220 $5,380 €4,600 Violgues, nr Olargues, Gorges d'Heric Sleeps 10. GARDEN, ORCHARD, TERRACE, VIEWS . Near pretty village of Olargues in Orb river valley. Walking, canoeing, swimming in river. Gorges d'Heric and Roquebrun nearby. £280 $530 €400 £350 $660 €500 £400 $755 €570 Le Castel Enchanté, nr Carcassonne Bed and Breakfast. 6 rooms. SWIMMING POOL, SUPERB VIEWS. 15 mins Carcassonne. 45 mins Mediterranean beaches. Easy access to Autoroute. From € 50 From € 50 From € 50 Azillanet, nr Olonzac Sleeps 7. TERRACE, NEAR MINERVOIS, SWIMMING 5 MINS. Village with shops, well known wine. Near Narbonne, Carcassonne. Great market Olonzac. £215 $400 €320 £270 $500 €400 £375 $690 €550 Domaine St Pierre de Trapel Carcassonne 4 bedroom suites. Sleeps 2 - 4. SWIMMING POOL. PARK. BED AND BREAKFAST From 81 euros per nt. Day and Week rates. Deluxe accommodation. Rates shown are one week for lowest priced bedroom suite. Cycle to Carcassonne. £350 $539 €538.65 £350 $539 €538.65 £350 $539 €538.65 La Maison Joyaux Valros Sleeps 9. Terrace . Near Pezenas. 20 mins to Med. Restaurant short walk. Near Beziers (shops, history), Pezeaas (antique shops, Moliere home) £470 $900 €675 £470 $900 €675 £730 $1,400 €1,050 Hotel de Vigniamont Pezenas 2 bedrooms, 3 bedroom suites. ROOF TERRACE, COURTYARD - FOUNTAIN. Chambres d'hotes, Bed and Breakfast . 17th C mansion lovingly restored. Near shops, antique stores, market. 20 mins to Med. €70 a night €70 a night €90 a night Au Pont Romain Caunes Minervois 4 Apartments. Sleeps 2 - 6. SWIMMING POOL, LARGE GARDEN. Very good facilities, views. Near Carcassonne. Restaurants, Abbey in village. Price is for apartment sleeping 4 (price is less for 2 persons) €325 $425 £230 €475 $620 £335 €600 $750 £405 Villa Chiapella Maureillas Sleeps 4 - 6. SWIMMING POOL, VIEWS OF CANIGOU. Near Ceret, Collioure, Spanish border. Plenty of shops and restaurants in village £380 $710 €545 £515 $960 €735 £910 $1,700 €1,300 Le Pallier Olargues Sleeps 5. LOVELY HOUSE WITH GARDEN. Walk to restaurants, cafes, shops. Nr St Pons, St Chinian, Gorges d'Heric, Bedarieux. £280 $480 €400 £280 $480 €400 £364 $625 €520 Le Clos Gruissan Plage Sleeps 8. VILLA WITH VIEWS OF MED. SWIMMING POOL. Gruissan Plage, near Narbonne. Walk to beach, shops, restaurants. £470 $825 €690 £810 $1,435 €1,200 £1,320 $2,330 €1,950 Gloriettes & Aldebaran Villeneuve les Beziers Sleeps 6 (house). Sleeps 3 (boat). Pretty house. BOAT MOORED ON CANAL DU MIDI. House boat rental and House rental. Nr Beziers. . 10 mins to Mediterranean beaches. Price is same for boat or house £275 $500 €410 £275 $500 €410 £425 $780 € 635 The Tall House St Thibery Sleeps 6-9. PATIO GARDEN. 15 MINS TO MED. In village with cafés/bars, shops. Abbey church. Near Pezenas (market, antiques), Montpellier, Beziers £200 $280 €325 £350 $490 €570 £500 $700 €815 Le Castellou Pierrerue Sleeps 2. Terrace with view. Near St Chinian (shops, market, restaurants) and Roquebrun. 20 mins to Beziers. £95 $165 €140 £125 $220 €185 £195 $345 €285 Moulin de Perdrix, nr Montpellier Sleeps 6. MAS WITH SWIMMING POOL, GARDEN, 5 MINS GOLF COURSE. Nr Petite Camargue, Nimes, Montpellier. 15 mins to Meditteranean Beaches £735 $1,315 €1.080 £990 $1,780 €1,460 £1,345 $2,410 €1,980 Gabachou, Bram, nr Carcassonne 2 Gites - sleeps 2 & 4. FARMHOUSE ON CANAL DU MIDI. GARDEN. VILLAGE WITH RESTAURANTS. Nr Carcassonne, Castelnaudary, Mirepoix, Lauragais. £200 $355 €290 £275 $490 €400 £400 $710 €585 Impasse des Selliers Pezenas Sleeps 2. SUNNY HOUSE. SHORT WALK TO MARKET, ANTIQUE SHOPS, RESTAURANTS. 20 MINS MED. IN PEZENAS . Near Montpellier, Beziers. £197 $358 €285 £228 $415 €330 £290 $610 €485 Juno , Villeneuve - les - Beziers Sleeps 4 + infant. TERRACE, NEAR CANAL DU MIDI AND MED (10 MINS). Bus service to Beziers and Railwat, Village with restaurant/café and all amenities. £155 $280 €230 £210 $380 €310 £380 $685 €560 Charming Poilhes Sleeps 2 - 4. Terrace . On Canal du Midi. Fine Restaurants in village. 20 mins to Med beaches, near Narbonne & Beziers £166 $260 €260 £215 $370 €315 £265 $455 €390 Cour du Moine Quarante Sleeps 6. SWIMMING POOL. Well furnished. Abbey town near Canal du Midi, Minervois. 30 mins to Med. Near Beziers, Narbonne £175 $330 €250 £175 $330 €250 £615 $1,165 €880 Belle Bize Bize Minervois Sleeps 6. Large rooftop terrace. Natural SWIMMING POOL!. Village has 3 restaurants, café bar, shops. 35 mins to Med £240 $465 €345 £340 $660 €490 £490 $950 €705 Maison de Grandmere Pouzols en Minervois Sleeps 4 + child. ROOF TERRACE. 5 MINS SWIMMING POOL. Near Minerve, Narbonne, Olonzac, Canal du Midi. . 35 mins Mediterranean beaches. 10 mins river swimming £220 $400 €320 £220 $400 €320 £295 $540 €430 Sans Souci Cebazan Sleeps 5. Private patio terrace. Near St Chinian, Beziers, Fontcaude Abbey. . Great walking. Walk across park to Patisserie. 25 mins Mediterranean beaches £200 $380 €285 £200 $380 €285 £280 $530 €400 Bijou Pezenas SLEEPS 4 . PEZENAS. SHORT WALK TO 32 RESTAURANTS, 7 BOULANGERIES, 8 COIFFEURS. CLASSIFIED "SUPERIOR VALUE" NR MONTPELLIER. £460 $790 €673 £480 $825 €703 £500 $860 €733 Eloi Merle Olonzac BED AND BREAKFAST. LARGE SWIMMING POOL - GARDEN . In Olonzac, Minervois region, nr Narbonne, Minerve, Beziers. Rate shown is for 1 or 2 persons sharing a room. 6 0 euros per night 6 0 euros per night 6 0 euros per night Eloi Merle Olonzac Adult couples only. 4 GITES. LARGE SWIMMING POOL - GARDEN . In Olonzac, Minervois region, nr Narbonne, Minerve, Beziers. £205 $350 €300 £205 $350 €300 £445 $760 €650 Maison Thomas Saint Chinian Sleeps 4 - 6. PRIVATE TERRACE. Walk to shops, restaurants, bars, 2 x weekly market. Near Beziers, Gorges d'Heric, Roquebrun. £140 $220 €200 £245 $380 €350 £315 $490 €450 La Madigne nr Olargues Sleeps 10. LARGE SWIMMING POOL, VIEWS. Nr Olargues, St Pons, Bedarieux . Explore Gorge d'Heric. Golf course near. £550 $870 €800 £550 $870 €800 £1,035 $1,635 €1,500 Le Forgeron Villeneuve Les Montreal Sleeps 4. COURTYARD GARDEN. CARCASSONNNE 15 MINS. Nr Bram, Fanjeaux, Montreal, Castelnaudary, Canal du Midi . Walk in sunflower fields £200 $315 €290 £225 $355 €330 £375 $590 €550 The Merchant's House Montagnac Sleeps 4. 15C MEDIEVAL HOUSE, ROOF TOP TERRACE / LOGGIA. NEAR PEZENAS, SETE, CAP D'AGDE. Walk to restos, bar. Nr Pezenas mkt, 20 mins Med £210 $390 €300 £315 $585 €450 £415 $770 €590 Extraordinary Guided Tours Languedoc GUIDED TOUR S AVAILABLE FROM YOUR RENTAL OR HOTEL 200 EUROS per day 200 EUROS per day 200 EUROS per day Cazo near St Chinian TWO HOUSES. Sleeps 4 & 5 + CHILD. TERRACE, GARDEN. In quiet hamlet, with vineyards around. Between St Chinian and Bize Minervois. £200 $385 €295 £270 $515 €395 £425 $810 €620 Terrasse du Soleil Peret Sleeps 4. ROOF TOP TERRACE, GLORIOUS VIEWS. NEAR CLERMONT L'HERAULT, PEZENAS. Swimming Lac du Salagou, antiques and mkt at Pezenas £215 $400 €305 £250 $465 €355 £375 $695 €535 Vineyard Vistas, nr St Guilhem le Desert Sleeps 2. Apartment. SWIMMING POOL. NEAR GIGNAC, ST GUILHEM LE DESERT, GIGNAC. Abbeys, walks, river swimming, canoeing. £250 $465 €355 £275 $510 €390 £360 $670 €515 Vignes et Olives , Portiragnes 2 house rentals. Each sleep 4 - 6. SWIMMING POOL, 3 MINS TO MED BEACHES. Nr Beziers, Canal du Midi, Narbonne, Cap d'Agde. £195 $300 €395 £195 $300 €395 £395 $670 €555 La Maison d'Oc nr Carcassonne Sleeps 4. PLUNGE POOL AND SWIMMING POOL. PRIVATE PARK. Garden. 5 mins to Carcassonne, Canal du Midi. Views of vineyards, woods. £360 $560 €533 £535 $840 €800 £665 $1,040 €990 Arbousier near St Chinian Sleeps 8. SWIMMING POOL, TERRACE, GARDEN. Near St Chinian, Beziers. Stunning views. £750 $1,325 €1,110 £850 $1,500 €1,255 £1,450 $2,560 €2,145 Anges Gardiens Villeneuve Les Beziers 2 doubles, 2 twin rooms. Bed and Breakfast. 10 mins to Med . Bustling village (Market, flea market, shops). Restaurants. 5 mins Beziers (bus public transport). 55 Euros p.d. 55 Euros p.d. 55 Euros p.d. La Cave Near St Chinian Sleeps 8. SWIMMING POOL, garden. Near St Chinian (Restaurants, shops, large market). 35 mins to Mediterranean £460 $810 €680 £860 $1,520 €1,270 £1,440 $2,545 €2,130 Casa Secreto Cadaques, Spain Sleeps 6. House rental with cloister garden and terrace with great views. Near center of Cadaques. Restaurants, beach all in walking distance £400 $760 €570 £500 $945 €710 £800 $1,515 €1,140 Belle Ile Gruissan Sleeps 4 - 6. WALK TO BEACH, RESTAURANTS, SHOPS . Les Ayguades, nr Gruissan, Narbonne Plage, Narbonne. Med beaches, wines, and nature reserve. £115 $215 €195 £195 $365 €322 £350 $650 €579 Maison Roubia, Roubia Sleeps 16. SWIMMING POOL. MAISON DE MAITRE. In CANAL DU MIDI village, walk to restaurant. Nr Narbonne, Minerve, Olonzac. 35 mins Medeterranean beaches £1,900 $3,500 €2,650 £2,500 $4,500 €3,500 Maison Roubia, Roubia BED AND BREAKFAST. SWIMMING POOL. In pretty CANAL DU MIDI village, walk to restaurant. Nr Narbonne, Minerve, Olonzac. 35 mins Medeterranean beaches. B & B price is for 2 persons. From € 70 From € 70 From € 70 L'Orée des Vignes Pezenas Sleeps 6 - Gite. SWIMMING POOL, GARDEN . 10 mins walk to central Pezenas - shops, antique, general & flea market, restaurants. 25 mins to Med. Beaches ask £395 $700 €580 £550 $960 €795 L'Orée des Vignes Pezenas BED AND BREAKFAST, CHAMBRES D'HOTES. SWIMMING POOL, GARDEN. SAFE PARKING. 10 mins walk to central Pezenas - shops, antique, general & flea market, restaurants. 25 mins to Med. Beaches 45 euros a night 45 euros a night 45 euros a night Villa des Cigales Near Montpellier Sleeps 10. SWIMMING POOL, GARDEN . Walk to restaurant, bar, shops in village. 8kms Montpellier, 25 mins Med beaches at Palavas. £850 $1,545 €1,280 £950 $1,725 €1,430 £1,600 $2,905 €2,415 La Bateliere Capestang Sleeps 6. TERRACE, OVERLOOKS CANAL DU MIDI . Walk to 6 restaurants! Good Market, Lively village. Nr Beziers, Narbonne. £290 $530 €430 £390 $715 €580 Lautrec Albi Sleeps 2. GARDEN, BALCONY . Less than 5 mins walk to Toulouse Lautrec Museum , Cathedral, Railway station, Restaurants, Shops. 35 mins Toulouse. 3 night stays also available. £275 $480 €400 £275 $480 €400 £400 $720 €600 In the Vines Near St Guilhem Sleeps 2. SWIMMING POOL, VIEWS . Walk to bar, bistro, shops. Near St Guilhem le Desert (Abbey), Clermont L'Herault, Grotte de Clamouse, Aniane. £250 $440 €370 £300 $525 €440 £380 $670 €560 Villajessie Near Narbonne Sleeps 4 - 6. SWIMMING POOL, TERRACE . Walk to wine cave, & fish and chipeteria. Restaurants, Canal du Midi. 10 mins Narbonne, 20 mins Med beaches. £375 $690 €550 £445 $815 €650 £585 $1,065 €850 Roquebrun Les Hirondelles Sleeps 6. LARGE TERRACE, RIVER VIEWS . Walk to restaurants, river swimming, baker, café. "Nice" of Languedoc. Microclimate. £215 $395 €315 £270 $495 €395 £440 $805 €640 La Roseraie, Villeneuve-Les-Beziers Sleeps 6. 10 MINS TO MED BEACHES. COURTYARD. Village Restaurants. Bus service to Beziers (railway, market, cathedral, shops). Also nr to Cap d'Agde, Pezenas. £210 $400 €300 £210 $400 €300 £455 $860 €650 Chateau Saint Charles nr St Felix Lauragais Sleeps 10. CHATEAU, SWIMMING POOL, PRIVATE PARK, SAUNA. Nr Toulouse, Revel, Villefranche de Lauragais, Carcassonne, Canal du Midi, Montagne Noire,. Rate shown is 1 wk of 2 wks bkg. £3,220 $5,425 €4,600 £3,220 $5,425 €4,600 Le Nid, Assignan Sleeps 4. ROMANTIC HOUSE IN PRETTY VILLAGE SURROUNDED BY VINEYARDS. Nr Saint Chinian, the Minervois, Beziers. £150 $265 €220 £195 $345 €290 £275 $485 €410 Lamarque, Gascony Sleeps 6 +   SWIMMING POOL. GARDENS. COURTYARD . Nr Agen, between Bordeaux, Toulouse. Armagnac counrty. Gers. £560 $1,000 €800 £690 $1,235 €990 £1,155 $2,060 €1,650 Bellaire, Cadaques Spain Sleeps 2 - 4. STUDIO APARTMENT - 2 MINS WALK TO BEACH, RESTAURANTS, BARS. Salvador Dali's home nearby. Swimming, diving, walking in National park! Stunning! 2 Bicycles provided. Just across the border from France. £305 $515 €450 £425 $720 €625 £550 $920 €800 Casa Blue Cadaques, Spain Sleeps 4. CADAQUES, SPAIN. ARTIST'S HOUSE, TERRACE, SEA VIEWS . Village with art galleries, restairamts, bars. Salvador Dali's house 10 minutes walk. £300 $550 €440 £490 $820 €700 £770 $1,285 €1,100 Fou Chantant St Chinian Sleeps 4 + 2 children. Childhood home of Charles Trenet. ROOF TERRACE. WALK TO RESTAURANTS, SHOPS, MARKET . Nr Beziers, Roquebrun. River swimming, and canoeing. £275 $520 €400 £350 $665 €510 £450 $850 €650 Ciel Chateau , Sete Sleeps 10. SWIMMING POOL. GARDENS. SPECTACULAR VIEWS OF SETE AND MEDITERRANEAN. Magnificent house . Restaurants, museums, shops in Sete. Beaches 5 minutes. £2,835 $4,035 €4,600 Jessica Ste Valiere Sleeps 6 + Baby. SWIMMING POOL. GARDEN. Nr Canal du Midi, Narbonne, Minerve, Beziers. Walk to restaurant. 30 mins to Mediterranean £375 $605 €560 £525 $850 €785 £1,050 $1,695 €1,570 Maison Pezenas Pezenas Sleeps 4-6. Galleries, Antique stores, market. IN PEZENAS 20 Mins to Med. Near Beziers, Montpellier. See: Valmagne (Abbey) £240 $420 €345 £275 $475 €390 £380 $670 €545 Abbaye Valiere Ste Valiere Sleeps 6. ROOF TERRACE, STUNNING VIEWS . Restaurants nearby. Nr Minervois, Canal du Midi, Olonzac, Minerve, Narbonne, Lezignan. £340 $630 €500 £405 $750 €600 £580 $1,070 €850 Les Hirondelles Siran Sleeps 3. VILLAGE HOUSE, ROOF TERRACE (PRIVATE, NOT OVERLOOKED) . Walk to restaurant, shops. Excellent Siran wine. 5 kms Lake swimming. 30 mins Carcassonne. £195 $360 €280 £240 $450 €350 Le Rabelais Narbonne Sleeps 2. APARTMENT IN NARBONNE . Walk to restaurants, shops, markets. Ideal base for house hunting, 10 mins med beaches. Abbeys, roman roads, art galleries to discover. £140 $255 €200 £140 $255 €200 £140 $255 €200 La Serre aux Vignes Oupia Sleeps 9. SWIMMING POOL, GARDEN, TERRACE . Walk to restaurant, buy well known local wine. Nr Minervois, Canal du Midi, Olonzac, Narbonne, Lezignan. £500 $885 €735 £600 $1,062 €882 £1,300 $2,301 €1,911 Pech des Moulins Gruissan Sleeps 5 + child. SWIMMING POOL, GARDEN, WALK TO BEACHES, MARINA. In Gruissan, nr Narbonne, on the Mediterranean £125 $200 €180 £185 $295 €265 £945 $ 1,710 € 1,400 La Caunette Nr Minerve Sleeps 7. SWIMMING POOL, STUNNING VIEWS . Walk to Restaurants, shop. Near Cathar village of Minerve. Close to Narbonne, Olonzac, Minervois, St Chinian wine areas. Circulade villages. £500 $885 €735 £600 $1,062 €882 £800 $1,416 €1,176 Domaine du Lac Villa Nr Beziers Sleeps 6. GOLF, SWIMMING POOL, 20 MINS MED BEACHES . St Thomas golf and country club - walk to restaurant, facilities. 20 Mins Beziers, Pezenas, Agde. £325 $620 €475 £475 $905 €700 £795 $1,520 €1,170 Domaine du Lac Villa Nr Beziers Sleeps 8. BALCONY, GOLF, SWIMMING POOL, 20 MINS MED BEACHES . St Thomas golf and country club - walk to restaurant, facilities. 20 Mins Beziers, Pezenas, Agde. £425 $810 €620 £625 $1,190 €915 £1,000 $1,905 €1,465 Chez B Carcassonne Sleeps 6. BALCONIES, LARGE GARAGE - OFF STREET PARKING . Walk to Medieval castle, railway station. 3 kms airport. Quiet street. Walk to restaurants, shops, market. £250 $475 €365 £300 $575 €440 £400 $765 €590 La Maison de Julie La Force BED AND BREAKFAST. (Rooms for 1 -4). GARDEN . NEAR CARCASSONNE (20 MINS), TOULOUSE. Lovely house. Apt with kitchen for 2 can be rented by week 390 euros. €40 p.n. $50 p.n. £27 p.n. €40 p.n. $50 p.n. £27 p.n. €40 p.n. $50 p.n. £27 p.n. La Huppe Aigne Sleeps 4. TERRACE . In circulade village - walk to recommended restaurant. In Minervois, good local wines; near Minerve, Olonzac, Narbonne, Canal du Midi. £240 $450 €350 £240 $450 €350 £275 $515 €400 Le Pin Sucré nr Capestang Sleeps 8. SWIMMING POOL. ON WINE DOMAINE, GARDEN, WALK TO CANAL DU MIDI RESTAURANT. Nr Beziers, Narbonne. 30 mins to Mediterranean £480 $915 €700 £620 $1,180 €900 £825 $1,570 €1,200 Bamboo, Ventenac Minervois Sleeps 7   COUNTRY HOUSE. FORMAL & BAMBOO GARDEN . 2 restaurants in village. On Canal du Midi. 30 Mins Narbonne (shops, cath, market, sights, beaches near) £650 $990 €1,025 £800 $1,220 €1,250 £950 $1,450 €1,500 Casa None nr Lake Garda, Italy Sleeps 6 + Baby. Terrace, grounds, stunning views. Walk in the mountains. Near Brescia, Milan, Verona. Former Nunnery. £700 $1,170 €1,000 £840 $1,400 €1,200 Ferme du Ciel nr Carcassonne Sleeps 8 - 14. FARMHOUSE WITH POOL. FEATURED ON CHANNEL 4 "FRENCH LEAVE" (JOHN BURTON RACE). 35 mins Carcassonne, Toulouse. Stunning views, traditional interior. £1,050 $1,675 €1,500 £1,210 $1,925 €1,725 £1,610 $2,570 €2,300 Ashi No Yakata Chateau nr Carcassonne Sleeps 8 - 10. CHATEAU, ZEN GARDENS, SWIMMING POOL, PRIVATE PARK. 25 mins Carcassonne. 5 min easy access to autoroute to Toulouse (55 mins). Nr Castelnaudary. £1,810 $3,200 €2,700 £2,585 $4,570 €3,850 £3,185 $5,635 €4,750 Garrigue Villepassans Sleeps 4 - 5 + baby. GARDEN, HILL VILLAGE. Near Minerve, St Chinian. Great views of Pyrenees, Mediterranean - vineyard walks, potent wines!. £170 $300 €240 £225 $400 €320 £350 $625 €500 L'Enclos St Valiere Apartments - Sleep 2-8. 1, 2 and 3 bedroom apartments. SWIMMING POOL 30 mins Med & Narbonne (shops, sights), Minerve (galleries, views). (Rates shown for 1 bed apt) £150 $230 €230 £250 $380 €380 £360 $550 €550 Oliveres, Cadaques, Spain Sleeps 2-4. Apartment rental with great window view. Restaurants and beach minutes away. Fishing village where Dali and Picasso lived . Ideal for a get a way to Spain to soak in the sun. Nr Barcelona, Perpignan, France £370 $700 €530 £455 $860 €650 £580 $1,090 €825 Domaine de la Fontaine, nr Beziers Sleeps 6. SWIMMING POOL. WALK TO RESTAURANTS. ON CANAL DU MIDI. Nr Beziers, Narbonne. 20 mins to Mediterranean £305 $540 €450 £585 $1,035 €865 £1,080 $1,910 €1,600 Le Cerf Gris Moux Sleeps 12. SWIMMING POOL, PRIVATE WALLED GARDEN. MAISON DE MAITRE. Nr Lagrasse, Lezignan, Carcassonne, Corbieres. £1,260 $2,250 €1,800 £1,400 $2,500 €2,000 Picpoul nr Cap d'Agde Sleeps 4- 6 or (14 with swimming pool and adjoining house) TERRACE . 2 other rentals on Domaine. Nr Marseillan, Meze, Cap d'Agde, Sete, Montpellier, Pezenas, Beziers. £280 $ 525 € 400 £340 $ 645 € 500 £445 $835 €650 Auberge du Puget Nr Carcassonne & Mirepoix Sleeps 2 - 8. BED & BREAKFAST. SWIMMING POOL. RESTAURANT. GARDEN. VIEWS. Near Bram, Fanjeaux, Mirepoix, Carcassonne. Day (54 euros), Weekly rates show Apt suite(+ breakfast) for 2-3 pers £350 $625 €500 £350 $625 €500 £350 $625 €500 Maison du Midi La Redorte Sleeps 7 - 9. ROOF GARDEN. LIVELY VILLAGE ON CANAL DU MIDI. 25 mins Carcassonne. Walk to estaurants, cafés. Near abbey in Caunes, castles in Lastours, wines of Minervois. ask £300 $470 €430 £350 $550 €500 Maison D'Etre , Paraza Sleeps 8.   SWIMMING POOL. 2 restaurants in village on Canal du Midi . 30 Mins Narbonne (shops, cath, market, sights, beaches near) ask £800 $1,170 €1,170 £1,100 $1,990 €1,620 St Joseph, Near Beziers Sleeps 2. Terrace. Surrounded by vineyards. Gourmand restauant 5 mins, Beziers- 15 mins - Market, shops, museus, close to Med beaches £235 $375 €350 £235 $375 €350 £270 $430 €400 2 apartment house, Ibiza, Spain House available for monthly rental (3 months minimum). 2 apartments. Sleeps 4 - 6. Pretty house in old town. Roof terrace (Apt 2). Near restaurants, marina, dance clubs, cathedral, castle, great sandy beaches, views. Balearic Islands. Rates are for one week - prorated from 1 month rental £340 $550 €500 £340 $550 €500 £340 $550 €500 Acanthus, St Chinian Sleeps 4. Balcony. Bustling village (Market). SWIMMING POOL in village . Restaurants. 25 mins Beziers (shops, museums, cath). £165 $275 €230 £210 $360 €300 £295 $500 €420 Anise Fleury d'Aude Sleeps 6. 5 MINUTES TO BEACHES. TERRACE. Restaurants , shops near, 12 wine caves in village. Near Narbonne, Beziers. £205 $320 €305 £340 $575 €490 £510 $800 €760 Belleza Salvaje Cadaques, Spain Sleeps 4 - 6. Exclusive house rental private estate, national park surround, stunning views of Mediterranean. Deluxe interior, garden, lawns. 15 mins drive from Cadaques. No other properties can be seen from house. Secluded! Maid and gardener at house daily. £1,050 $1,875 €1,500 £1,050 $1,875 €1,500 £1,575 $2,812 €2,250 La Serpent near Limoux Sleeps 10. SWIMMING POOL . Garden. Idyllic village wonderful views. Near Limoux, Rennes Le Chateau (fabled hidden treasures, "da vinci code" ), and Carcassonne. £530 $875 €763 £530 $875 €763 £835 $1,575 €1,220 Lieu Delice, Roquebrun Sleeps 6. IN ROQUEBRUN -"LITTLE NICE" - BALCONY. Beautiful village on river Orb - river swimming, canoeing. Exceptional Mediterranean garden, restaurants. Nr St Chinian, Beziers. 35 mins beaches. £275 $515 €400 £345 $645 €500 £410 $775 €600 La Porte de Carcassonne Sleeps 4. COURTYARD. IN CARCASSONNE, walk to medieval castle cité, Canal du Midi. Walk to restaurants, shops, markets. £300 $565 €425 £325 $610 €460 £450 $845 €640 Maison des Cuves Poilhes Sleeps 6. SWIMMING POOL . Restaurants near. Canal du Midi. 20 mins to Med beaches, near Narbonne & Beziers £450 $840 €640 £625 $1,170 €890 £850 $1,585 €1,210 Estival - House Ste Valiere Sleeps 6-7. SWIMMING POOL. RESTAURANT IN VILLAGE. 55 mins Carcassonne. 30 mins Mediterranean. Nr Canal du Midi, Narbonne. Also Cottage - costs less - sleeps 4-5 £250 $485 €360 £375 $730 €545 £650 $1,265 €940 Estival - Studio Ste Valiere Sleeps 2-3. SWIMMING POOL. RESTAURANT IN VILLAGE. 55 mins Carcassonne. 30 mins Mediterranean. Nr Canal du Midi, Narbonne £100 $195 €145 £150 $290 €215 £350 $680 €505 Croix de Courtigues Sigean Sleeps 6 + Baby. SWIMMING POOL, SECLUDED WITH VIEWS, ROMAN SPRING 10 mins Mediterranean sea. Near Narbonne, Perpignan £655 $1,100 €940 £655 $1,100 €940 £1,230 $2,060 €1,760 Couvent des Ursulines Pezenas 4 APARTMENTS - EACH SLEEP 6. SWIMMING POOL. TERRACE. GARDEN. In Pezenas - Antiques, mkt, shops. 20 Mins Med beaches. Nr Montpellier and Beziers. In low season can be rented for 2 or 3 days. £280 $525 €400 £650 $1,225 €930 £910 $1,710 €1,300 La Placette Bizanet Sleeps 4. R00F TERRACE. Shops in village. Nr Narbonne, Lagrasse, Fontfroide Abbey. 25 mins to Med beaches. £275 $505 €420 £310 $565 €470 £410 $745 €620 Coccinelles La Force Sleeps 7 + Baby. 2 TERRACE GARDENS. VIEW . Lovely village, nr Bram, Fanjeaux, Carcassonne, Canal du Midi. ask £295 $540 €450 £495 $910 €750 Beau Trois Bize Minervois Sleeps 4. GARDEN, NATURAL SWIMMING POOL, WALK TO RESTAURANTS . Pretty village, nr Minerve, Canal du Midi, with river. Nr Narbonne, 35 mins Med. £270 $530 €400 £270 $800 €400 £535 $1,065 €800 Belle R oubia, Canal du Midi Sleeps 10. SWIMMING POOL. Walk to restaurant/cafe in village . Canal du Midi near Minerve. Narbonne (shops, market, museums, beaches close) £300 $480 €420 £550 $880 €770 £950 $1,520 €1,330 La Digue Saint Chinian Sleeps 6. GARDEN - 2 TERRACES. In Saint Chinian - short walk to market, restaurants, cafés/bars. River swimming, pool in village. Nr Beziers. £310 $550 €460 £445 $790 €660 £735 $1300 €1085 Cachette Tranquille Fraisse Sleeps 4. GARDEN - PATIO. 25 MINS TO BEACHES. In Corbieres. Near Sigean (animal reserve), & beaches at Leucate Plage & La Franqui. £275 $495 €410 £275 $495 €410 £330 $595 €495 Villa La Cascade Durban Corbieres Sleeps 6. HEATED SWIMMING POOL, TERRACE, GARDEN WITH VIEWS. Overlooking Durban Corbieres, 30 mins Med, Leucate, Narbonne. £679 $1,165 €1,000 £950 $1,630 €1,400 £1,290 $2,215 €1,900 Les Cigales , Pezenas Sleeps 2 + 1. BALCONY - IN CENTRE OF PEZENAS. Walk to market, shops, restaurants. 20 mins Cap d'Agde, Beziers. n/a £276 $520 €400 £310 $585 €450 Fanjeaux, nr Carcassonne Sleeps 6. TERRACE, VIEWS, WALK TO RESTAURANTS. IN PRETTY HILLSIDE VILLAGE, famous convent, home of St Dominic. 20 mins Carcassonne. £195 $310 €275 £195 $310 €275 £335 $530 €475 Abbaye Maison Caunes Minervois Sleeps 6. COURTYARD GARDEN, WALK TO RESTAURANTS, AND ABBEY . In Caunes Minervois, nr Carcassonne, Chateau Lastours, Vineyards . Pool and river swimming near. £345 $550 €535 £345 $550 €535 £345 $550 €535 2006 France Property Rentals (Costs for one week rental) Description. Check individual listings for price and season dates. Prices here are only approximate. Bed and Breakfast where noted. Low Season Mid Season High Season Look at more holiday rentals in France Languedoc Southwest France or in North France Or why not rent in Spain or Italy ? Interested in advertising? Contact Home France Rentals South France Guide | Vacation Rental Guide | Booking Availability Listings

selling homes. Chandler Realty

Vancouver Real Estate Agent BC - Realtor | Downtown Vancouver Condos for Sale maggie chandler vancouver realtor chandler realty Ltd. Real Estate Agent in Vancouver BC Maggie Chandler, the founder of Chandler Realty, has been working in the Vancouver real estate market since 1981. With over 22 years experience as a real estate agent, as well as expert skills in negotiation and marketing, she is a top producer for buying or selling homes. Chandler Realty specializes in apartments and condos in Downtown Vancouver's Coal Harbour and the West End as well as homes in Vancouver Westside, Kitsilano, and False Creek. To learn more about about Maggie's services visit: Real Estate Services (a new window will open) View Home and Condo MLS Listings Contact Maggie Or visit the links below for more information on: Vancouver's real estate market Tips for buying and selling your home Information on Vancouver's Kitsilano community Read the July edition of the Realty Times Personal Information Information Center Search For Property Vancouver Real Estate Agent My Testimonials My Commitment Real Estate Reports Vancouver Demographics Vancouver 5 Year Condo Price Graph Affiliate Partners Vancouver Average Price Graph Residential Listings Search MLS Investors Recreational Listings Agent Referrals Extended Search Buying Home Selling Home Kitsilano Neighbourhood Helpful Mortgage Tips For Buyer Find Your Dream Home Vancouver City Tours Buying and Selling Canadian Property Vancouver Home Buyer's Handbook TheRealEstateBook Marketing Advantage Helpful Tips For Seller Beat the Competition Tips for Selling Your Home Offer Guidelines for Sellers Moving Vancouver Neighborhoods Kitsilano History Arbutus Walk Solds Arbutus Walk Properties Kitsilano Community Coal Harbour Neighbourhood Coal Harbour Vancouver, BC Coal Harbour Property Listings Avila - 560 Cardero Street Carina - 1233 Cordova Street Harbourside Park - 555 Jervis Bauhinia - 535 Nicola Street Cielo - 1205 West Hastings Harbourside Park - 588 Broughton 1616 Bayshore Drive Classico - 1328 West Pender Palladio - 1228 West Hastings 1650 Bayshore Drive Denia - 499 Broughton Living Shangri-La - 1189 West Georgia 1680 Bayshore Drive Dockside - 1478 West Hastings Shaw Tower - 1077 West Cordova 1710 Bayshore Drive Escala - 323 Jervis Street The Melville - 1189 Melville 1790 Bayshore Drive Flatiron - 1277 Melville Street The Ritz - 1211 Melville Waterfront Place - 576 Nicola Home Downtown Real Estate Contact Vancouver real estate agent to help you buy / sell a home or condo in downtown Vancouver.

Florida Real Estate

RE/MAX Southern Realty - The Largest RE/MAX office along the Emerald Coast Table of Contents -- PROPERTY LOCATOR Area -- All -- Bay County Crestview Area Destin Fort Walton Beach Navarre Niceville North Santa Rosa Beach North Santa Rosa County North Walton County Other Counties Pensacola Point Washington South Santa Rosa Bea South Walton East South Walton West Category -- All -- Home Condominium Townhouse Residential Land Farms & Land Commercial Lease Commercial Sales Price -- All -- 0 - $250,000 $250,000 - $500,000 $500,000 - $750,000 $750,000 + or search by MLS# or keyword Advanced Search Form FEATURED LISTING NEW DEVELOPMENT Click here to find out more information about the new exclusive Emerald Grande Condominiums located at the beautiful Harborwalk Village in Destin ! Our goal is simple: Excellence. At RE/MAX Southern Realty we strive to give you the greatest service, courtesy and professionalism that our team can provide. Our group of experienced REALTORS ® will offer you the best service available. Our agents combine the best experience in all fields and their clients are their topmost priority. Since we are the largest RE/MAX office along the Emerald Coast, we have the means and the knowledge to get you the results you need and deserve. Our office is and has been a leader in real estate for over 10 years, earning countless awards from RE/MAX of Florida. See what we have to offer you, contact one of our agents today ! Susan G. Komen Foundation Children's Miracle Network Join Our Team Southern Coastal Long Term Rentals Southern Resorts Vacation Rentals [ Agent Login ] Contact Us - Site Policies - Site Map RE/MAX is an international network of independently owned and operated offices offering a variety of real estate and relocation services. ©2004. All rights reserved. CYber SYtes, Inc. Web SYtes by Design