home equity line of

NYS Banking Department-Home Equity Line Of Credit Survey Interest Rate Information Home Equity Line Of Credit Markets Albany Buffalo Long Island New York Metro Rochester Syracuse Westchester Co, NY Definition of terms used in this survey. New York State home equity line of credit Average Highest Lowest 6.72 8.25 1.74 Albany Institution Telephone Date Rate Fees and Conditions Adirondack Trust Co 518-584-5844 12/23/05 7.00 P+0.00% (no floor); no yrly fee; $10,000 min Central National Bank 800-449-6842 12/23/05 8.25 P+1.25% (no floor); no yrly fee; $7,500 min Citibank 800-627-3999 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min Citizens Bank, N.A. 800-922-9999 12/23/05 7.00 P+0.00% (no floor); $50 yrly fee; $10,000 min First Niagara Bank 518-270-3200 12/23/05 7.75 P+0.75% (no floor); no yrly fee; $10,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min KeyBank 888-KEY-1234 12/23/05 7.69 Range: P+0.69% to P+1.44% (no floor); $99 fee; $5,000 min M&T Bank 800-724-2440 12/23/05 5.49 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min Pioneer Savings Bank 518-274-4800 12/23/05 6.75 P-0.25% (no floor); no yrly fee; $2,000 min TrustCo Bank 518-436-9043 12/23/05 7.50 P+0.50% (no floor); no yrly fee; $7,500 min Buffalo Institution Telephone Date Rate Fees and Conditions Bank of Akron 716-542-5401 12/23/05 2.49 P-0.25% (no floor); 4-mo intro; no yrly fee; $10,000 min Bank of America 800-299-2265 12/23/05 7.49 P+0.24% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min Citibank 800-627-3999 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min Citizens Bank, N.A. 800-922-9999 12/23/05 7.00 P+0.00% (no floor); $50 yrly fee; $10,000 min Evans National Bank 716-549-6000 12/23/05 1.74 P+0.00% (no floor); 3-mo intro; $99 yrly fee; $7,500 min First Niagara Bank 877-722-9842 12/23/05 8.00 P+0.75% (no floor); no yrly fee; $10,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min KeyBank 888-KEY-1234 12/23/05 7.69 Range: P+0.69% to P+1.44% (no floor); $99 fee; $5,000 min M&T Bank 800-724-2440 12/23/05 6.20 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min Long Island Institution Telephone Date Rate Fees and Conditions Astoria Federal S&LA 800-278-6742 12/23/05 7.00 P+0.00% (no floor); .25% disc w/auto debit; $25 yrly fee; $10,000 min Bank of America 800-299-2265 12/23/05 7.49 P+0.24% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Bank of New York 212-495-1784 12/23/05 4.25 P+0.99% (no floor); 6-mo intro; no yrly fee; $5,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min Citibank 800-321-2484 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min North Fork Bank 877-694-9111 12/23/05 7.00 P+0.00% (no floor); no yrly fee; $25,000 min Queens County Svgs Bk 718-433-4368 12/23/05 7.00 Range: P+0.00% to P+4.25% (no floor); $500-$600 fee; no yrly fee; $10,000 min Ridgewood Svgs Bk 718-240-4800 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $10,000 min Washington Mutual Bank 800-788-7000 12/23/05 8.00 Range: P+0.75% to 3.75% (no floor); $45 yrly fee; $10,000 min New York Metro Institution Telephone Date Rate Fees and Conditions Astoria Federal S&LA 800-278-6742 12/23/05 7.00 P+0.00% (no floor); .25% disc w/auto debit; $25 yrly fee; $10,000 min Bank of New York 212-495-1784 12/23/05 4.25 P+0.99% (no floor); 6-mo intro; no yrly fee; $5,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min Citibank 800-321-2484 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min Independence Community Bank 800-732-3434 12/23/05 7.25 P+0.25% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Manufacturers and Traders Trust Co 800-724-2440 12/23/05 5.49 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min North Fork Bank 877-694-9111 12/23/05 7.00 P+0.00% (no floor); no yrly fee; $25,000 min Queens County Svgs Bk 718-268-6801 12/23/05 7.00 Range: P+0.00% to P+4.25% (no floor); $500-$600 fee; no yrly fee; $10,000 min Washington Mutual Bank 800-788-7000 12/23/05 8.00 Range: P+0.75% to 3.75% (no floor); $45 yrly fee; $10,000 min Rochester Institution Telephone Date Rate Fees and Conditions Bank of America, NA 800-299-2265 12/23/05 7.49 P+0.24% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Canandaigua National Bank 585-394-4260 12/23/05 7.75 P+0.75% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min Citibank 800-627-3999 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min Citizens Bank, N.A. 800-922-9999 12/23/05 7.00 P+0.00% (no floor); $50 yrly fee; $10,000 min First Niagara Bank 716-434-6621 12/23/05 7.75 P+0.75% (no floor); no yrly fee; $10,000 min Five Star Bank 888-624-2300 12/23/05 7.25 P+0.25% (no floor); 0% 3 month intro; no yrly fee; $7,500 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min KeyBank 888-KEY-1234 12/23/05 7.69 Range: P+0.69% to P+1.44% (no floor); $99 fee; $5,000 min M&T Bank 800-724-2440 12/23/05 6.20 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min Syracuse Institution Telephone Date Rate Fees and Conditions Alliance Bank 800-310-6275 12/23/05 1.99 P-0.26% (no floor); 4-mo intro; no yrly fee; $5,000 min Bank of America, NA 800-299-2265 12/23/05 7.49 P+0.24% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min First Niagara Bank 877-722-9842 12/23/05 8.00 P+0.75% (no floor); no yrly fee; $10,000 min Fulton Savings Bank 315-592-4201 12/23/05 6.00 P+0.00% (no floor); 12-mo intro; no yrly fee; $5,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min KeyBank 888-KEY-1234 12/23/05 7.69 Range: P+0.69% to P+1.44% (no floor); $99 fee; $5,000 min M&T Bank 800-724-2440 12/23/05 6.20 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min Solvay Bank 315-468-1661 12/23/05 7.00 P+0.00% (4.00% floor); no yrly fee; $2,500 min The Oneida Savings Bank 315-363-2000 12/23/05 5.25 P+0.00% (no floor); 6-mo intro; no yrly fee; $7,500 min Westchester, Co Institution Telephone Date Rate Fees and Conditions Astoria Federal S&LA 800-278-6742 12/23/05 7.00 P+0.00% (no floor); .25% disc w/auto debit; $25 yrly fee; $10,000 min Bank of America, NA 800-299-2265 12/23/05 7.49 P+0.24% (no floor); .25% disc w/auto debit; no yrly fee; $10,000 min Bank of New York 212-495-1784 12/23/05 4.25 P+0.99% (no floor); 6-mo intro; no yrly fee; $5,000 min Chase Bank 800-CHA-SE24 12/23/05 7.50 Range: P+.50% to P+5.00% (no floor); $50 yrly fee; $5,000 min Citibank 800-321-2484 12/23/05 7.25 P+0.25% (no floor); no yrly fee; $25,000 min First Niagara Bank 877-722-9842 12/23/05 8.00 P+0.75% (no floor); no yrly fee; $10,000 min HSBC Bank USA 800-975-HSBC 12/23/05 5.99 P+1.25% (1.25% floor); 4-mo intro; no yrly fee; $10,000 min Manufacturers and Traders Trust Co 800-724-2440 12/23/05 5.49 P+0.95% (no floor); 6-mo intro; no yrly fee; $15,000 min Wachovia Bank, NA 800-922-4684 12/23/05 7.25 Range: P+0.00% to 2.00% (no floor); no yrly fee; $8,000 min Washington Mutual Bank 800-788-7000 12/23/05 8.00 Range: P+0.75% to 3.75% (no floor); $45 yrly fee; $10,000 min Rates are subject to change without notice and may vary from branch to branch. Although the rates reported here have been obtained from the financial institutions themselves, the accuracy of the information cannot be guaranteed by the publisher. 2005: Bankrate.com All rights reserved. | Home Search | Site Map | | Interest Rates | | Credit Cards | MortgageRates | Home Equity Lines of Credit | | Home Equity Loans | New Auto Loans | Used Auto Loans | Last Modified Friday, December 23, 2005 FastCounter by bCentral

Sell House Doctors Is

How To Sell - House Doctors E4 More4 FilmFour FourDocs TV Listings Site A-Z NEWS FILM HOMES LIFE ENTERTAINMENT HISTORY SCIENCE COMMUNITY SHOP SPORT CULTURE CARS MONEY VIDEO LEARNING HEALTH MUSIC GAMES Home Welcome News On TV Grand Designs Grand Designs Abroad Previous Houses Features Information Streets Ahead Property Ladder Location, Location Relocation, Relocation Home from Home City Gardener Selling Houses Room for Improvement Up Your Street Making Space A Place In The Sun The Great Garden Challenge Home or Away A Place in France A Place in Greece A Place in Greece House Auction More Programmes Presenters TV Listings Buying & Selling Where to Buy How to Buy How to Sell Special Cases House Price Index Renting Property Search DIY & Building Guides Building a House Ask the Expert Style Design Guides Features Living Rooms -- Bedrooms -- Kids Rooms -- Storage solutions -- Dining Rooms -- Home Office -- Hall -- Outdoor Living -- Period Styles -- Buying Abroad Country Guides Features Property of the Week Chat, Vote & Win Vote Win Forum -- Newsletter Forum Profit from Property Buy to Let Property Development Money Deals SEARCH All 4Homes: On TV Buying & Selling Renting Property Search DIY & Building Style Buying Abroad Chat, Vote, Win Profit from Property How To Sell House Doctors Is your house sick? (or are you sick of your house?) Then you'll be wanting to call in a doctor House doctors (also known as property presentation consultants, home stagers, house stylists…) offer professional help to people having problems selling their property. They'll give impartial advice on why your home isn't being snapped up and help with styling, or staging, your property in order to achieve a quick sale. There is evidence that house doctors really work. Their websites are full of stories of not only having helped people to sell within a short space of time, but of actually adding thousands of pounds onto the value of their property in the process. This is achieved with advice on tidying away clutter, repairing signs of wear and tear, carrying out necessary redecorating work, 'dressing' the property and how to hold a viewing. Where can I find one? Already massive in the US, house doctors are still very much a new idea in the UK. However, there are many small, local interior design or property renovation companies that offer a house doctoring service. The best way to find these is to look out for advertisements in your local paper. Some house doctors cover the nation as a whole: Property Presentation Services, Homestagers and The Final Touch are three of the most successful. What will it cost me? Daphne Leck of Property Presentation Services offers an obligation-free discussion in the first instance. Thereafter, the minimum fee is £250 for two visits, one before any work is done and one after. This includes a written report on each room and advice up to the point of selling, including how to choose an estate agent. PPS offer a consultation service: that is, they do not do the actual work themselves, but they can recommend and source materials and services. Home Stagers, run by interior designer Tina Jesson, is a UK-wide network of experts who have been trained and awarded an Open College Network-accredited professional certificate. Consultants offer services throughout the home ownership process. A Home Consultation costs £160 & includes a written report, online marketing and a 'Viewings Into Offers' guide. The Home Stagers website is content-rich and offers tips, free online advice and photo consultations. The Final Touch, run by interior designer Suzy Maas and estate agent Lottie Sanger, is London-based but will travel depending on the size of the project. They offer a written report after their initial visit, for which they charge £50 an hour. Should you choose to follow their advice, the couple then charge £450 a day plus VAT for two people's work re-presenting the property, including sourcing of all equipment and materials. UK PROPERTY SEARCH Over 150,000 homes Type a location: Price range: Min Price £0 £50,000 £75,000 £100,000 £125,000 £150,000 £175,000 £200,000 £225,000 £250,000 £275,000 £300,000 £325,000 £350,000 £375,000 £400,000 £425,000 £450,000 £475,000 £500,000 £550,000 £600,000 £650,000 £700,000 £750,000 £800,000 £850,000 £900,000 £950,000 £1,000,000 Max Price £50,000 £75,000 £100,000 £125,000 £150,000 £175,000 £200,000 £225,000 £250,000 £275,000 £300,000 £325,000 £350,000 £375,000 £400,000 £425,000 £450,000 £475,000 £500,000 £550,000 £600,000 £650,000 £700,000 £750,000 £800,000 £850,000 £900,000 £950,000 £1,000,000 £10,000,000 Min bedrooms: Min Beds 1 2 3 4 5 6 New homes only 4HOMES MAIL Enter your email to sign up to the 4Homes newsletter POLL Who is your favourite presenter? FIND OUT MORE Buying Abroad Advice on buying overseas GRAND DESIGNS CD ROM A comprehensive 'info tool' for anyone looking to renovate their dream home CHAT, VOTE , WIN Competitions Your chance to win a holiday and get away this winter CHAT Homes Chatroom Talk about all things Homes in the Channel 4 Chatroom About C4 | Jobs | Text Only | Access Advice | Contact Us | Terms and Conditions | Privacy | Help | Online Ad Sales

Investment Property Mortgages Reach

Freddie Mac: Investment Property Mortgages Search In order to browse this site effectively, please enable Javascript in your browser. Investment Property Mortgages Reach Your Investment-Oriented Borrowers and Reap the Rewards of Cross-Selling Additional Services Want to expand your investment property mortgage business? As part of our Single-Family Seller/Servicer Guide (Guide), you can extend more options to your investment-oriented borrowers by originating 1- to 4-unit investment property mortgages and selling them to Freddie Mac. Originating mortgages for investment borrowers allows you to tap an abundant market and boost your business with cross-sell opportunities for your other financial products. Freddie Mac offers loan options for investment property mortgage originations. You can originate these mortgages as fixed-rate mortgages, Treasury-indexed ARMs, and others. Our flexible execution options include Cash and Guarantor. Use Loan Prospector ® to quickly and easily approve your investment property borrowers. Freddie Mac will purchase investment property mortgages for borrowers who own up to 10 financed properties, however, those who own more than one financed property will need to meet additional requirements. Executions Gold Cash® Guarantor MultiLender Swap Key Advantages 1- to 4-unit investment properties LTV/TLTV/HTLTV ratios per Guide Section 23.4 Purchase, no cash-out and cash-out refinances Additional eligibility requirements apply for borrowers who own more than one investment property Eligible for Cash and Guarantor executions Eligible Mortgages If the subject property is the borrower's only financed investment property: 15-, 20- and 30-year fixed-rate mortgages 5- and 7-year balloon/reset mortgages All ARMs A-minus mortgages If the borrower owns more than one financed investment property: 15-, 20- and 30-year fixed-rate mortgages 7/1 or 10/1 Treasury-indexed Hybrid ARM only The following mortgages are not eligible for delivery as investment property mortgages Mortgages with temporary subsidy buydowns Streamlined Purchase for Homeowners mortgages Alt 97® mortgages Freddie Mac 100 mortgages Affordable Merit Rate® mortgages Streamlined Refinance mortgages Affordable Gold® mortgages Seller-Owned Modified Mortgages A-minus mortgages, when the borrower owns more than one financed investment property Eligibility Requirements LTV/TLTV/HTLTV ratios per Guide Section 23.4. If the LTV ratio is greater than 75 percent, the mortgage must be an Accept or A-minus mortgage or, if manually underwritten, must have a minimum Indicator Score of 720. For More Information Contact your Freddie Mac Account Manager Call (800) FREDDIE Refer to Section 22.22.1 of your Single-Family Seller/Servicer Guide For further details about this product, print out an Investment Property Mortgages fact sheet [ PDF 191K ] © 2005 Freddie Mac Doing Business With Freddie Mac Single-Family Multifamily Debt Securities Mortgage Securities Vendors and Suppliers About Freddie Mac About Us Public Policy News and Information Investor Relations Careers Buying and Owning a Home Preparing for Homeownership All About Mortgages Purchasing a Home Owning and Keeping a Home Calculators and Tools Properties for Sale

Home Loan Program DISASTER

Information on the VA Home Loan Program Information on the Home Loan Program HomeOwnership Education for First Time Buyers Am I Eligible for a VA Loan? Property Management Construction and Valuation Lenders & Servicers Contact VA Loan Guaranty Service Forms Loan Guaranty HomePage VBA HomePage VA Homepage If You Owe VA VA Monitoring Unit Loan Production Specially Adapted Housing Information on the Home Loan Program DISASTER ADVICE FOR VETERAN HOMEOWNERS Thinking of Buying, Selling or Refinancing a Home These short videos explain what you need to know as a Veteran. Pamphlets on the VA Home Loan Program On-line copies of VA Home Loan Pamphlets. HomeOwnership Education for First Time Buyers Valuable information for first time homebuyers from the Ginnie Mae HomeOwnership Center. Frequently Asked Questions Answers to questions most frequently asked about the VA Home Loan program. About the Loan Guaranty Service The VA Loan Guaranty Service is the organization within the Veterans Benefits Administration charged with the responsibility of administering the home loan program. See an independent evaluation of the Loan Guaranty program here: Final Report / Final Report Appendices Information on Specially Adapted Housing for disabled veterans Click here for information on the Special Adapted Housing program for certain seriously disabled veterans. VA Regional Loan Centers Addresses, telephone numbers & websites of our Regional Loan Centers. Contact VA Loan Guaranty Service E-mail Loan Guaranty Service VA Approved Lenders Find a VA approved lender in your home town area using our E-lenders nationwide query. Interest Rate Reduction Refinancing Loans Have interest rates fallen since you obtained your VA loan? Do you have an Adjustable Rate VA loan that you want to convert to a fixed rate loan? The IRRRL program, also called the VA streamlined refinancing program, may be for you. No appraisal or underwriting is required and a certificate of eligibility is not necessary. If You Have Trouble Making Your Payments If you have a VA loan but are having trouble making your mortgage payments, it is very important that you take steps to avoid a foreclosure. VA may be able to help. Information for Elderly Homeowners Information for Elderly Homeowners covers Reverse Mortgages, Interest Rate Reduction Refinancing Loans, and Home Equity Fraud. VA Direct Home Loans for Native American Veterans Living on Trust lands VA direct home loans are available to eligible Native American veterans who wish to purchase or construct a home on trust lands. Information on the Home Loan Program / Am I Eligible for a VA Loan? / Property Management Construction and Valuation / Lenders & Servicers / Contact VA Loan Guaranty Service / Forms Loan Guaranty HomePage / If you owe VA / Monitoring Unit / Loan Production / SAH Disclaimer / Privacy & Security Statement / Freedom of Information Act Contact the VA / VBA HomePage / VA HomePage This page has been accessed since February 16, 2003. Reviewed/Updated: September 28, 2005 (kt)

Rental Property Manager 2.0

Amazon.com: Quicken Rental Property Manager 2.0: Software Your Store Software See All 32 Product Categories   Your Account | Cart | Wish List | Help | browse brands & products | top sellers | new & future releases | children's software | games | electronics | outlet Search Amazon.com Software Web Search Join Amazon Prime and ship Two-Day for free and Overnight for $3.99. Already a member? Sign in . ITEM INFORMATION Explore this item buying info See more by this manufacturer Intuit Customers also bought these other items... Share your thoughts write a review write a So You'd Like to... guide tell a friend about this item Help us help others submit a manual RATE THIS ITEM I dislike it I love it! 1 2 3 4 5 Edit your ratings Amazon.com Price: $87.99 Availability: Usually ships in 24 hours Sign in to turn on 1-Click ordering. A9.com users save 1.57% on Amazon. Learn how . J&R Music and Computer World Price: $99.99 Availability: Usually ships in 1-2 business days 5 used & new from $83.99 Have one to sell? Quicken Rental Property Manager 2.0 Other products by Intuit List Price: $99.99 Price: $87.99 & this item ships for FREE with Super Saver Shipping . See details . You Save: $12.00 (12%) Availability: Usually ships within 24 hours 5 used & new from $83.99 Platform: Windows Me / 2000 / XP Media: CD-ROM Format: CD-ROM Features: Organize all your information in one place, into simple sheets Track all your income, expenses, and tax information Save time retrieving financial information -- Easily categorize your financial information throughout the year using the income and expense log See how your properties are performing -- get instant answers to your questions about profitability Take every allowable deduction all year, as you record your expenses into a Schedule E category list Manufacturers, merchants, and enthusiasts: Submit a product manual for this item. Amazon.com Sales Rank: Today: #139 in Software Yesterday: #199 in Software Shipping: Currently, item can be shipped only within the U.S. ASIN: B000BC7QG8 Item model number: 283652 Date first available at Amazon: September 20, 2005 Customers who bought this itemalso bought these items: TurboTax Total Tax Solution Premier 2005 with State Win/Mac by Intuit Quicken Premier Home & Business 2006 by Intuit, Inc. Quicken Premier 2006 Personal Finance Software by Intuit QuickBooks Pro 2006 Financial Software for Small Business by Intuit, Inc. Explore Similar Items : 4 in Software Product Description Product Description Quicken Rental Property Manager 2 lets you keep easier records for your rental properties. Have the information you need on-hand for tax-time, and always know just how your properties are performing. No more frantic searching for the right receipts and paid invoices through folders and shoeboxes! Flag deductions you aren't sure about, for later review by an accountant Track vehicle mileage and deduct it for better returns at tax time Be the first person to review this item! So You'd Like To... Calculate Your Taxes and Spend Your Refund :by wheeler_dealer , Software Guy Browse for Software in: Categories > Business & Office > Business & Office Management Software Brands > Intuit > All Intuit Brands > Intuit > Small Business Suggestion Box Your comments can help make our site better for everyone. If you've found something incorrect, broken, or frustrating on this page, let us know so that we can improve it. Please note that we are unable to respond directly to suggestions made via this form. If you need help with an order, please contact Customer Service . Please mark as many of the following boxes that apply: Product information is missing important details. Product information is incorrect. The page contains typographical errors. The page takes too long to load. The page has a software bug in it. Content violates Amazon.com's policy on offensive language . Product offered violates Amazon.com's policy on items that can be listed for sale. Comments or Examples: Examples: Missing information such as dimensions and model number, typos, inaccuracies, etc. Where's My Stuff? • Track your recent orders . • View or change your orders in Your Account . Shipping & Returns • See our shipping rates & policies . • Return an item (here's our Returns Policy ). Need Help? • Forgot your password? Click here . • Redeem or buy a gift certificate. • Visit our Help department . Search Software Electronics All Products for Turn your past purchases into $$$ Learn more about selling at Amazon.com today! Top of Page Browse Brands & Products | Top Sellers | New & Future Releases | Children's Software | Games | Today's Deals | Outlet Amazon.com Home | Directory of All Stores Our International Sites: Canada | United Kingdom | Germany | Japan | France  | China Help | Shopping Cart | Your Account | Sell Items | 1-Click Settings Investor Relations | Press Releases | Careers Conditions of Use | Privacy Notice © 1995-2005, Amazon.com, Inc. or its affiliates