Real Estate Broker

RE/MAX | residential and commercial real estate Residential Home Page Property Search Luxury Home Search Find an Agent Find an Office Real Estate 101 Mortgage Tools Moving Assistance Commercial Home Page Commercial Property Search Find a Commercial Agent Find a Commercial Office Commercial Wants Why RE/MAX Commercial Inside RE/MAX Home Franchise Opportunities Become an Agent News & Events Corporate Relocation Corporate Information Welcome to RE/MAX , home of real estate's most experienced and professional agents. Nobody in the world sells more real estate than RE/MAX. "Everybody Wins" A new book gives homebuyers and home sellers their first in-depth look at the world's most successful real estate network. "Everybody Wins: The Story and Lessons Behind RE/MAX" is an independent view of the history, culture and leadership of the organization that revolutionized the real estate industry. MORE Children's Miracle Network Susan G. Komen Foundation RE/MAX Worldwide Select your Country United States Canada Antigua / Barbuda Anguilla Argentina Aruba Australia Austria Bahamas Bahrain Belgium Belize Bonaire Botswana Bulgaria Caribbean Cayman Islands Central America Chile Croatia Costa Rica Cyprus Czech Republic Denmark Dominican Republic Estonia Europe Germany Central Germany East Germany North/West Germany Southwest Germany Bayern Greece Guam Guatemala Honduras Iceland Ireland Israel Italy Jamaica Kuwait Latvia Lebanon Lithuania Luxembourg Mauritius Malta Mexico Namibia Netherlands Nevis New Zealand Nicaragua Norway Oman Panama Portugal Puerto Rico Qatar Saudi Arabia Scotland Singapore Slovakia Southern Africa Spain St. Barth St. Croix St. John St. Maarten/St. Martin St. Thomas Sweden Switzerland Turkey Turks & Caicos United Arab Emirates UK Midlands UK London UK North UK South U.S. Virgin Islands Venezuela Wales Zambia remax.com en español RE/MAX Mainstreet | Help | Terms of Use | Privacy Policy | Contact RE/MAX © 2005 RE/MAX International, Inc. All Rights Reserved. The RE/MAX franchise network is a global real estate system of franchisee owned and operated offices and their affiliated independent professionals. RE/MAX affiliates lead the industry in professional designations, experience and production. RE/MAX International is an Equal Opportunity Employer and supports the Fair Housing Act. Please select from the menu above

NEW HOMES BUSINESS IMPROVEMENT

News Room : ENERGY STAR What is ENERGY STAR? | Newsroom Search History Partners News Archive Awards Media Resources PRODUCTS HOME IMPROVEMENT NEW HOMES BUSINESS IMPROVEMENT PARTNER RESOURCES -- Home > News Room -- -- News Room ENERGY STAR in the News What's New: Program Highlights Half of the States Join ENERGY STAR Challenge (December 2005) Half of the states across the nation are joining with the EPA to address critical energy issues in our communities in conjunction with EPA's ENERGY STAR Challenge. Through the ENERGY STAR Challenge, state governments will offer a variety of programs to help building owners assess how much energy their buildings use now, establish efficiency improvement goals of 10 percent or greater portfolio-wide, and make efficiency improvements wherever cost effective. EPA Press Release List of Participating States (87KB) More Information Businesses: Save on Energy Bills this Winter (November 2005) American businesses are experiencing higher than ever energy prices, which are expected to continue this winter. EPA has advice almost any business can take to save 10% or more on their energy bills this winter. The advice shares lessons learned from EPA's ENERGY STAR partners who have saved through simple steps and adopted longer term energy management strategies with even greater savings. If every business in the US saved 10% on their energy bills, Americans would save about $10 billion and reduce greenhouse gas emissions equivalent to those from 15 million vehicles. EPA Press Release Advice for Saving Energy EPA Recognizes 18 Leading Organizations for Efforts to Cut Energy Bills (October 2005) On October 26, EPA Administrator Stephen Johnson recognized 18 organizations as ENERGY STAR Leaders for achieving significant energy savings and leading their industries in responding to EPA's ENERGY STAR Building Challenge. The ENERGY STAR Commercial Building Challenge, launched in Spring 2005, encourages building owners and managers to make their buildings at least 10% more efficient. EPA Press Release Fact Sheet (66KB) Leader Profiles (36KB) More Information on the ENERGY STAR Challenge Save Energy this Winter with help from ENERGY STAR (October 2005) In the face of higher energy bills this winter, the EPA encourages everyone to take action in their home to be more energy efficient. The average American household spends $1,500 annually on energy bills — a number that may go up as much as 50 percent this year. EPA offers five places to look and practical advice for home energy savings. EPA Press Release Home Energy Quiz (240KB) More Information K-12 Schools take the ENERGY STAR Challenge (October 2005) Ten leading associations representing state school boards, superintendents, principals, facility planners, parents, and teachers are joining with the EPA to address critical energy issues in our nation's K-12 schools. Currently, the nation's more than 17,000 K-12 schools spend $5 billion on energy bills each year. However, school districts can save up to 30 percent on their energy bills through cost-effective energy efficiency improvements. Through the ENERGY STAR Challenge, school decision-makers assess how much energy school districts use now, establish efficiency improvement goals of 10 percent or greater district-wide, and make efficiency improvements wherever cost effective. EPA Press Release Fact Sheet (82KB) Participants List (62KB) More Information EPA and DOE Announce ENERGY STAR Change a Light Day (October 2005) EPA and DOE, together with more than half of US Governors, declared October 5th ENERGY STAR Change a Light Day, and encouraged every American to change a light in their home to one that is more energy efficient. Lighting accounts for 20 percent of a home's electricity costs. ENERGY STAR qualified bulbs reduce household energy bills because they use one-third the energy of traditional lighting and last up to 10 times longer. This small step can make a big difference for our nation's energy resources and environment. EPA Press Release Campaign Fast Facts (98KB) Governors Declaring ENERGY STAR Change a Light Day (307KB) 250+ Participating Organizations (628KB) Take the Pledge EPA Raises the Bar for New Homes to Earn ENERGY STAR Label (September 2005) Builders of new homes in the United States will have to significantly increase the energy efficiency of their homes to meet the new ENERGY STAR requirements which take effect July 1, 2006. To qualify under the revised ENERGY STAR specifications, new homes must have higher levels of insulation inspected for proper installation; complete framing and air barrier assemblies that enable insulation to perform at its full rated value; windows that meet or exceed ENERGY STAR requirements; high-efficiency and properly sized heating and cooling equipment appropriate to the climate; and more energy-efficient water heating, lighting and appliances. EPA Press Release More information ENERGY STAR Annual Report Released (September 2005) EPA recently released its annual report summarizing the success of ENERGY STAR and other voluntary climate protection programs. The report summarizes the accomplishments of these programs for 2004. For example, Americans, with the help of the ENERGY STAR, avoided greenhouse gas emissions equivalent to those from 20 million automobiles – up from 18 million in 2003 – while saving $10 billion on their energy bills. EPA Press Release 2004 Annual Report (1.27MB) New Partnerships for Home Energy Efficiency Announced (July 2005) On July 11 the EPA, DOE and HUD announced a new multi-agency effort, the Partnerships for Home Energy Efficiency, to bring greater energy efficiency to the U.S. housing market to save 10 percent or more on home energy bills over the next decade. A 10 percent savings would total almost $20 billion a year, help increase the affordability and comfort of homes, reduce demand for natural gas by more than 1 quad, avoid the need for 40 power plants and avoid the greenhouse gas emissions equivalent to those from more than 25 million vehicles. Home Performance with ENERGY STAR plays a large role in delivering these savings to consumers. EPA/HUD/DOE Press Release Report: Partnerships for Home Energy Efficiency (3.00MB) Overview Fact Sheet: Partnerships for Home Energy Efficiency (247KB) Home Performance with ENERGY STAR (141KB) ENERGY STAR Products for American Homes (186KB) Quality Installation for Air Conditioning Equipment (109KB) Case Studies: Home Performance with ENERGY STAR Aurora, CO (137KB) Austin, TX (131KB) Fresno, CA (214KB) Ithaca, NY (216KB) Manlius, NY (88KB) St. Louis, MO (146KB) Suwanee, GA (108KB) EPA Announces Energy Performance Indicator for Auto Assembly Plants (June 2005) The energy efficiency of automobile assembly plants can now be rated on a national basis. EPA has recently made available a tool to help the automobile industry evaluate the energy performance of its assembly plants. This tool, the first of its kind for a manufacturing facility, compares the energy efficiency of any assembly plant producing passenger cars, light duty trucks, sport utility vehicles, and vans in the U.S. to that of the entire industry. EPA Press Release Auto Assembly Plant Energy Performance Indicator EPA Offers Smart Ways to Stay Cool this Summer (June 2005) Energy use escalates when hot summer days set in across the nation. EPA's ENERGY STAR program is offering advice this summer on how to save money, remain cool and comfortable and help reduce the risks of global warming – all at the same time. Advice includes keeping your air conditioner maintained, using a programmable thermostat, sealing up gaps and cracks in the home envelope, and replacing old equipment with products that have earned the government's ENERGY STAR for energy efficiency. EPA Press Release EPA's Guide to Energy Efficient Heating and Cooling (663KB) Cool Your World Fast Facts (English) (150KB) Cool Your World Simple Steps (English) (44KB) Cool Your World Fast Facts (Spanish) (68KB) Cool Your World Simple Steps (Spanish) (49KB) New Water and Wastewater Industry Focus Announced (May 2005) EPA is launching a new initiative to increase the energy efficiency of U.S. drinking water and wastewater systems, with participation from more than 20 leading organizations. The new ENERGY STAR Water and Wastewater Industry Focus will work over the next year to develop an energy performance rating system, a guide to assessing energy efficiency opportunities, strategies for superior energy management, and innovative approaches to financing energy efficiency projects for each of the two industries. This new ENERGY STAR focus is part of a series of efforts to improve the energy efficiency of selected industries. EPA Press Release Fact Sheet (55KB) EPA announces ENERGY STAR Building Challenge (March 2005) EPA joined with more than 20 leading associations, States, and businesses to announce a national challenge for the owners of commercial and institutional buildings across the country. The ENERGY STAR Challenge encourages building owners to improve the efficiency of their buildings by 10 percent or more and to capitalize on the environmental benefits and cost savings that will result. EPA Press Release List of organizations partnering with EPA More information 2005 ENERGY STAR Awards (March 2005) EPA and DOE are recognizing 50 organizations as winners of the 2005 ENERGY STAR Partner of the Year Awards. These organizations have made outstanding contributions to reducing greenhouse gas emissions through energy efficiency. EPA and DOE sponsor these awards annually to recognize energy efficiency investments made by ENERGY STAR partners that saved consumers money while helping the environment. The Partners of the Year are selected from the over 7,000 ENERGY STAR partners based on their efforts to utilize energy-efficient technologies, communicate the benefits of energy savings to consumers and businesses, and encourage others to partner with ENERGY STAR. This year's award winners include Lowes Companies Inc., Food Lion, Pardee Homes, USAA Real Estate and 3M. EPA Press Release List of 50 award winners (15KB) More on Awards EPA's Public Service Announcement (PSA): 2005 ENERGY STAR Awards (2.84MB) International Power Supply Design Competition Winners Announced at Applied Power Electronics Conference and Exposition (APEC), Austin, TX, March 6-10, 2005 (March 2005) On March 7, 2005 at APEC's plenary session, the U.S. Environmental Protection Agency (EPA) and the California Energy Commission announced the winners of Efficiency Challenge 2004, an international design competition for power supply efficiency. Twelve winners were selected, including two Grand Champions: Power Integrations in the Market Ready Category and Hong Kong Polytechnic University in the Open Category. All the winning entries are more energy efficient, and in many cases radically smaller than typical power supplies on the market today, demonstrating what is possible in future consumer electronics products. Efficiency Challenge APEC Presentation (62KB) Andrew Fanara, EPA, Andy Williams, ON Semiconductor, and Peter Schwartz, representing the California Energy Commission Andrew Fanara, EPA, Balu Balakrishnan, Power Integrations, and Peter Schwartz, representing the California Energy Commission Andrew Fanara, EPA, Speaking at APEC 2005 Product Picture, Power Integrations, Winner of Best in Class A1, Market Ready Grand Champion EPA Efficiency Challenge Press Release (62KB) Judging Criteria Fact Sheet (55KB) Efficiency Challenge 2004 Judge Bios (33KB) Efficiency Challenge Winner Fact Sheets (162KB) ENERGY STAR Qualified Homes Near 10 Percent of Housing Starts Nationwide (March 2005) Nearly 10 percent of all homes built in 2004 earned the ENERGY STAR label. According to a recently released report, A Decade of Change in Home Building with ENERGY STAR (2.36MB), since 1995 over 360,000 of the Nation's new homes have earned the ENERGY STAR, saving homeowners an estimated $200 million and eliminating approximately 4 billion pounds of greenhouse gas emissions. EPA Press Advisory Report: A Decade of Change in Home Building with ENERGY STAR (2.36MB) More information on ENERGY STAR Qualified New Homes Almost 2,000 Buildings Have Earned EPA's ENERGY STAR (January 2005) As of January 1, 2005, almost 2,000 of the nation's most energy efficient buildings, representing almost 400 million square feet, have earned EPA's ENERGY STAR designation for superior energy performance. The buildings qualifying as ENERGY STAR use about 40 percent less energy than average buildings without compromising comfort or services. Press Release List of buildings (2.14MB) More information ENERGY STAR Awareness Climbs to Over 60 Percent (February 2005) Public awareness of ENERGY STAR has jumped to 64 percent of U.S. households, according to a recent nationwide survey. In many major markets where local utilities and other organizations use ENERGY STAR to promote energy efficiency to their customers, public awareness of ENERGY STAR is even higher, averaging 74 percent. EPA Press Advisory (14KB) Survey Report (1.58MB) Energy-Efficient External Power Adapters Can Now Earn the ENERGY STAR (January 2005) On January 6, 2005 EPA announced that the ENERGY STAR is now available for qualifying external power adapters. Power adapters, also known as external power supplies, are used to power many electronic products such as cell phones, PDAs, digital cameras, camcorders, MP3 players, routers and other electronics and appliances. As many as 1.5 billion power adapters are in use in the U.S. – which is about five for every person. The new guidelines for power adapters will help reduce greenhouse gas emissions; in the U.S., more efficient adapters have the potential to save over 5 billion kilowatt hours (kWh) of energy and prevent the release of more than 4 million tons of greenhouse gas emissions the equivalent to taking 800,000 cars off the road. Press Release More on Power Adapters Photos: CES Show , EPS Booth New ENERGY STAR Monitor Specification (January 2005) Beginning January 2005, computer monitors must meet more energy-efficient requirements to qualify for the ENERGY STAR label. For the first time, the specification addresses energy consumption while monitors are in use, as well as while they are idle. Many models on the market already meet EPA's new specifications. By 2010, EPA estimates that the new requirements will result in carbon emission savings of almost 5 million metric tonnes (carbon equivalent), or the equivalent of taking more than 3 million cars off the road. The previous computer monitor requirements called for only a "sleep mode" energy-saving function. Press Release More Information News Archives Press Contact: Maria T. Vargas, (202) 343-9451 Consumer Contact Information: energystar@optimuscorp.com 1-888-STAR-YES Products | Home Improvement | New Homes | Business Improvement | Partner Resources Newsroom | Privacy | Contact Us | Site Index EPA Home EPA Search DOE Home DOE Search

Las Vegas Real Estate

Las Vegas, Las Vegas Hotels and Las Vegas Shows - VEGAS.com My Account | Customer Support | En Español Right now in Vegas it's 56° @ 12:26PM The best rates on VEGAS Hotels. Learn more Check In Date: Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 2005 2006 Nights: 1 2 3 4 5 6 7 8 9 10 Rooms: 1 2 3 4 5+ Room 1 Adults Children 1 2 3 4 0 1 2 3 Room 2 1 2 3 4 0 1 2 3 Room 3 1 2 3 4 0 1 2 3 Room 4 1 2 3 4 0 1 2 3 Specify ages of children Room 1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 Room 2 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 Room 3 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 Room 4 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 Booking for a group of 20 or more? Get An Amazing Deal on Your Vegas Vacation Package Here Choose from a wide selection of great hotel-casinos and resorts. Your Vegas getaway is just a click away. Booking for a group of 20 or more? Start Date: End Date: Category: All Categories Headliners Production Comedy Adult Hypnotist Tribute Music Magic Nightclub Art Lounge Sports Impressionist Dance Other or Entertainer: Booking for a group of 20 or more? Reserve online or call 1-800-851-1703 BEST SELLING HOTELS *from Mandalay Bay * $140.95 MGM Grand * $95.95 Riviera * $39.95 More Hotels BEST-SELLING SHOWS Le Rêve Buy Tickets Celine Dion A New Day... Packages Buy Tickets Dame Edna (Now - Dec 31) Buy Tickets More Shows SPECIAL EVENTS New Year's Eve Events Buy Tickets Plan and book your entire VEGAS vacation right here! VEGAS Guide Inside the Guide • Hotel Information • Show Reviews • Nightlife • Weddings • NASCAR ® Packages • Spa Reviews • Insider Tips • The Vegas Minute Videos • Vegas in 5 Podcast • Betting Lines • Real Estate • Attractions • Limos / Rental Cars More VEGAS Tips VEGAS Events December 2005 12/29 - 12/31 Dame Edna: A Dame in the Desert 12/29 - 12/31 David Copperfield 12/29 - 1/4 Le Rêve 12/29 - 1/3 Avenue Q 12/30 Neil Diamond 12/30 - 1/1 New Year's Eve 12/30 - 1/1 Celine Dion Show & Dinner Special 12/31 Tiesto January 2006 1/6 - 1/7 Jay Leno 1/20 Keith Anderson 1/21 Keith Sweat 1/21 BJ Thomas 1/27 Ricky Martin February 2006 2/3 - 2/4 Pro Football Invitational Weekend March 2006 3/10 - 3/13 NASCAR ® Weekend More upcoming shows VEGAS Video Experience what's hot in Vegas this week. Watch this week's video . More videos and Podcast VEGAS.com Tools Weather Forecast Maps Customer Support My Account Offers subject to change. Offers do not include taxes and fees. Based on availability. VEGAS.com guards your privacy and security. We're certified by Verisign . Advertise | Employment | Privacy and cookies policy | About VEGAS.com | Site map All contents © 1998 - 2005 Partner Sites: In Business | Las Vegas Life | Las Vegas SUN | Las Vegas Weekly | LasVegas.com | Ralston/Flash | Showbiz | Vegas Golfer | VEGAS Magazine

Land for sale Livestock

Land and Country Property for Sale - Rural index SEARCH THE INDEX Accommodation Activity Holidays Agriculture Antiques Art Bed & Breakfast Birdwatching Business Help Campaigning Camping Career Opportunities Catering Contractors Cleaning Services Climbing Conservation Contractors Cottages Counselling Services Cycling Crafts Debt Advice Diversification Education & Training Employment Entertainment Equestrian Estate Agents Farm Accommodation Farm Markets & Produce Farming Fishing Food Furniture Gardening Government Organisations Heritage Holistic Treatments Horses Hunting Jewellery Land Services Land for sale Livestock Looking for Love? Machinery & Equipment Mammals Marketing Your Business Meats Mortgages Natural History New & Alternative Enterprises Nurseries Outdoor Activities Overseas Rural Retreats Personal Diaries & Home Sites Politics Poultry Properties for sale Racecourses Renovation & Restoration Sailing Self Catering Cottages Shooting Smallholdings Tourist Guides Trees Walking Website Design Wildlife Woodland ------------------------------ Property agents, auctioneers and directories on the net, listed by region. INDEX National England South West Cotswolds East Anglia English Borders Midlands Southern England Wales West Wales North Wales Scotland Specialists Equestrian Woodland Planning Specialists Renovation & Restoration Development Opportunities Agricultural OTHER RELEVANT PAGES Land Business | Equestrian | Shooting | Fishing | Agricultural | Cleaning Services | Further Property Please provide details of sites we should add . NATIONAL RETURN TO INDEX Acting for the discerning buyer - Sands Home Search Agents Looking to buy a Country, Equestrian, Farm, Waterside or Hotel property in England, Wales, The Channel Islands or Western France? We act exclusively for the property buyer/renter and we search to order to find the right property at the right price for you. Whether you have £500,000 or £5Million to spend, we will find the property you are searching for. August Home Finders Offers a totally independent rural homesearch service throughout the UK. They act solely for you, the homebuyer, finding and securing all styles of rural properties, from cottages to manor houses. Bidwells Rural division Founded in 1840, Bidwells is the largest independent UK firm of property consultants outside London. Bidwells Rural division is acknowledged as one of the country's leading practices, with an established reputation for the letting, marketing and acquisition of estates, farms and country properties. Chiltern Estates Services: Residential and Commercial Sales; Long-term and Short-term Lets; Property Management; Relocation; Acquisitions; and Financial Services Clark Scott-Harden Chartered Surveyors and Property consultants dealing with agricultural commercial and residential property throughout the UK. Specialists in property management, sales, valuation and litigation. Contains information on building surveying, sporting, valuation dispute resolution, planning and design, farms, forests, commercial property. FarmLandXchange.com is a land intelligence database designed to help UK farmers and landowners overcome problems of fragmentation.Members can register to sell, buy or rent land and receive confidential feedback. Farmsearch Rural Properties & Professionals at your fingertips. A centralised national register of rural and agricultural property. 1/2% - Halfapercent - 'Live' Website of UK Property for sale and to rent The AWARD WINNING Estate Agents Halfapercent, who are London's largest online Estate Agency, are now selling rural properties. Halfapercent visit & produce full details, including virtual video tours. They market the properties to their existing London based clients looking to move to the Countryside and online to all internet users, via their extensive network. Sales Fees from only 0.5%. Lettings Fees from only 5%. Hawthorn Associates Land sales agents specialising in larger plots of land for sale - with and without planning permission. Home Free Home Selling or buying your home nationwide could not easier! No fees, commissions or agency charges. House ladder Don't pay estate agents £1000s in commission. Privately sell or let your home. Jackson-Stops & Staff Established in 1910 covering The Borders to Lands End. 31 offices across the U.K, an established Country Agency specialising in the sale of all kinds of rural property from Cottages to true Country Houses, Farms, Smallholdings and Equestrian property. Particular expertise in Equine property. Jon Drew-Smyth e Over 25 years of experience in the Country Property market both with an old established local firm and with one of the major National Country House and Farm Agents. Covers an area very broadly which includes all of Buckinghamshire, East Oxfordshire, West Hertfordshire, South Bedfordshire and South Northamptonshire. Advertise widely in the local press and regularly advertise in Country Life, Horse and Hound, Farmers Weekly and in National newspapers. Knight Frank Country Residential Has been the best-known name in quality residential property for over 100 years, with a real understanding of the country residential market: estates, country cottages, new-build rural developments, farms, sporting estates, and country houses. Offices are found throughout the United Kingdom, from Cornwall to Scotland. Lane Fox Estate Agents & Chartered Surveyors - London and Country Property. My Plot ; Land for Sale. Sustainable Investment Land for sale in growth towns.Planning applications managed by Acorus . Interest free payment plans available.Absolutely realisable property investment. Premier Country & Equestrian Homes We focus exclusively on matching buyers and sellers with some of the UK's most desirable Country, Equestrian, Farm and Waterside properties, typically in the range £500k - £10m. We have access to a private client bank which contains many properties which are being confidentially or privately marketed. Our country property search agency, Sands Home Search will provide property search, negotiation & purchase assistance to private buying clients. For property sellers we will market your property to a wide audience of potential buyers (and in a confidential manner if required). All our properties are advertised on www.PrimeLocation.com. Premier Farm & Equestrian Property Sales We focus exclusively on matching buyers and sellers with some of the UK's most desirable Farm, Small Holding & Equestrian properties, typically in the range £500k - £10m. We have access to a private client bank which contains many properties which are being confidentially or privately marketed. Our farm property search agency, Sands Home Search will provide property search, negotiation & purchase assistance to private buying clients. For property sellers we will market your property to a wide audience of potential buyers (and in a confidential manner if required). All our properties are advertised onwww.PrimeLocation.com. Private Property People! Sell your property privately in the UK for £9.99 a month and we will submit your advert to the UKs leading property sites. We do not charge commission on completion, saving you thousands! Profile Homes Estate agents in Wales, specialising in country and equestrian properties. Smallholdings, farms, businesses, estates, rural property with land for sale (large or small acreages). Properties for rent Savills offers houses and flats for rent in London and the UK. PropertyBanking.com is the online resource for help and information on buying properties in this country and abroad, including market trends, interest rates and advice on finance management. PropertySpy PLC - Land for sale Freehold land for sale in London, Home counties and other prime areas of UK. Recreational Land - Specialist UK Land Agents Offers land for sale in the UK. Specialising in recreational land but also arable, equestrian etc. Advice on land buying and up to date news. RH & RW Clutton Chartered Surveyors & Land Agents are an independant limited liablity partnership providing a complete range of property services to Homeowners and Landowners from strategically located offices. Rural Scene Sell Commercial Farms, Smallholdings, Equestrian Properties, Residential Holdings, Properties with Leisure Facilities, Holiday Income or Potential. Strutt & Parker Leading independent property consultants for commercial, residential and rural property and land management advisors. National network of 23 offices employing a team of over 500 personnel. Studio 103 Detailing many useful links to numerous property sites nationwide. The County Homesearch Company Has been assisting property buyers for over ten years and currently has a network of over 30 offices throughout the UK as well as in Ireland, Spain, The Balearics and The Algarve. The company works only on behalf of property buyers and/or tenants. This provides much needed balance to the business of house purchasing which until recently left buyers largely on their own to face vendors and their estate agents. The Rural Property Index Britain's directory of country property, providing an i nexpensive platform for land agents; estate agents; letting agents and individuals to promote and find rural property lets and sales. Register your 'want' free of charge for three months. Top 4... Find just what you're looking for at Top 4 property sites. A selection of the best esate agent sites on the web. UK Plot Sales - Land for Sale . UK Plot Sales offers plots of land for sale with high development and planning potential. 24 Hour Property Selling or buying, estate agents investment, auctions and buy to let White Developments acquire land and offer it for development or investment to our clients. Our experience enables us to identify prime development land at an affordable price, with a variety of locations on offer. COTSWOLDS RETURN TO INDEX Butler Sherborn A recognised and well-deserved reputation as the principal specialist in their markets in the Cotswolds and the surrounding Counties. The firm provides a comprehensive professional service specialising in farm, land and estate management, and rural consultancy. The agency department has particular expertise in the sale, valuation and purchase of country houses, cottages, farms and estates as well as providing a lettings and residential managment department. Cotswold Estate Agents A privately owned independent estate agent with many years experience in selling properties in the local area. ENGLISH BORDERS RETURN TO INDEX David Parry & Co Estate Agents Specialise in properties in the counties of Herefordshire, Shropshire, Powys, Ceredigion, Carmarthenshire, Pembrokeshire and Monmouthshire! Foster Maddison Chartered Surveyors, Valuers and Estate Agents specialising in the sale and rental of rural, residential and commercial property throughout Northumberland, County Durham and Tyneside. NORTH WALES RETURN TO INDEX Denton Clark & Co Established in 1947, Denton Clark and Company enjoy an excellent reputation as one of the leading property agents in the North West of England and North Wales. The firm offers an integrated range of rural, farming and property management services by combining the activities of specialist department. SOUTH EAST RETURN TO INDEX Calcutt Maclean Standen covering the sale of country and village houses in Kent and East Sussex, the letting of houses, cottages and flats in Kent, the valuation and sale by auction of fine art and collectibles and specialist country house insurance. SOUTHERN ENGLAND RETURN TO INDEX Equus Country and Equestrian The Leading Specialists for Country and Equestrian Properties throughout Kent, Sussex, Surrey and Hampshire. 1/2% - Halfapercent - 'Live' Website of UK Property for sale and to rent The AWARD WINNING Estate Agents Halfapercent, who are London's largest online Estate Agency, are now selling rural properties. Halfapercent visit & produce full details, including virtual video tours. They market the properties to their existing London based clients looking to move to the Countryside and online to all internet users, via their extensive network. Sales Fees from only 0.5%. Lettings Fees from only 5%. CHURCHILL COUNTRY AND EQUESTRIAN ESTATE AGENT The longest established equestrian specialist involved in the selling, purchase, renting and valuation of country houses with land and equestrian facilities in Sussex, Surrey and Hampshire. Simon V Ellis FRICS Simon Ellis is a Chartered Surveyor of many years' experience in Rural Property, specialising in the Sale, Letting, Acquisition and Valuation of Country, Farm and Equestrian Property in Hampshire, Surrey & Sussex Southern Equestrian Properties A specialist equestrian estate agent for people with horses. Handling equestrian properties for sale in Bucks, Oxon, Wilts, Berks, Hants and the Isle of Wight. Woolley & Wallis The leading specialist farm, rural and equestrian, estate agents for central and southern England. EAST ANGLIA RETURN TO INDEX Brown & Co Approaching 10 years of age the Partnership of Brown & Co now has 21 members assisted by over 120 professionals and support staff working from nine offices throughout East Anglia and the East Midlands, as well as on an International scale with an office in Torun, Poland. Having acted in the sale or purchase of over 250,000 acres, they also provide consultancy advice on over 350,000 acres. Cheffins Agricultural Covering Ely and Cambridgeshire, Cheffin's expertise as land agents and professional valuers is the fulcrum on which the entire business is hinge.. All partners and staff are qualified and experienced to advise in the sale, purchase and valuation of farms and land. They also advise on land usage for both owners and developers, help create development strategies, and guide development plans, sales and future lettings East Anglia Equestrian Properties The specialist equestrian property agent for East Anglia and its surrounding counties Beds, Cambs, Essex, Lincs, Norfolk, Northants & Suffolk Home finders for Norfolk, Suffolk and Essex As the UKs leading independent home-finding service, we can access properties not available on the open market. We'll save you time by searching & viewing for you - and we'll negotiate a keen price. Lincolnshire Homesearch Relocation agents finding period or modern homes, houses and property for those seeking to Purchase or Rent in the County of Lincolnshire and surrounds. You might be looking to move following a change of work or business location, or seeking a weekend retreat or retirement home in the country or by the sea, or a second or investment property. You could be looking for a short term Holiday Let. SCOTLAND RETURN TO INDEX Aberdeen and Northern Estates Amulti disciplined team of chartered surveyors, providing a broad range of rural and commercial property services throughout the North of Scotland. Bradburne & Co. Fife based independant firm of Chartered Surveyors and Estate Agents offering a personal and prompt service, specialising in the residential and rural property sectors. Brodies in Edinburgh View a selection of Brodies' prime properties (residential, agricultural and fishings) for sale and to let throughout Scotland. CKD Finlayson Hughes Specialise in private purchases, sales and rental of prime sporting and agricultural estates, residential and commercial property throughout Scotland. Estate Management Services Land agents, estate and property consultants, building surveying, town & country planning, environmental impact issues. UKLandSale.com Welcome to a www.uklandsale.com, it is an effort to build an online market place to help the prospective property owners and the buyer intrested in uk land investments to interact directly online. WEST WALES RETURN TO INDEX Evans Bros Property specialists covering Carmarthen; Swansea; Aberaeron; Lampeter; and Aberystwyth. Residential; smallholdings; farms; building plots and commercial property. Profile Homes Estate agents in Wales, specialising in country and equestrian properties. Smallholdings, farms, businesses, estates, rural property with land for sale (large or small acreages). The Smallholding Centre Specialise in the sale of smallholdings, farms and rural properties throughout the West Wales Area. Mortgages arranged and Reduced Rate Structural Surveys also undertaken. SOUTH WEST RETURN TO INDEX Foxwells Specialise in equestrian and country or rural property in the counties Somerset, Dorset, Devon and Cornwall. Guy Sherratt Based in Devon and covering the whole of the south west (Devon, Cornwall, Somerset and Dorset) as well as South Wales and Gloucestershire, theyspecialise in the sale of a wide range of rural properties, properties with land and equestrian properties. Hosegood Ford An independent firm of Chartered Surveyors Auctioneers and Estate Agents based in Williton, Somerset.The principal and staff of the firm are all experienced people who have been dealing with the sale of residential, agricultural and equestrian properties throughout West Somerset for a considerable number of years. 1/2% - Halfapercent - 'Live' Website of UK Property for sale and to rent The AWARD WINNING Estate Agents Halfapercent, who are London's largest online Estate Agency, are now selling rural properties. Halfapercent visit & produce full details, including virtual video tours. They market the properties to their existing London based clients looking to move to the Countryside and online to all internet users, via their extensive network. Sales Fees from only 0.5%. Lettings Fees from only 5%. Miller & Son Estate agents for the sale or letting of domestic and commercial premises in the South West. Recoco A relocation agency which provides a personal property service, home purchasing service and a house finding service based in the southwest of england. A cottage by the sea - somewhere to sail, to escape, to dream... Stags An independent, multi-disciplined Partnership with 13 offices throughout the West Country. The London Office, situated in Pall Mall and providing the strategic London marketing arm, completes the picture - providing a London showcase for West Country properties. 13 offices in Devon, Somerset and Cornwall, well known for handling the sale of Agricultural and Rural Properties: Farms, Country Houses and Estates Symonds & Sampson Chartered Surveyors, Estate Agents and Auctioneers - Dorset, Devon, Somerset, Wiltshire and at The London Office. Services include the sale of residential, agricultural and commercial property; lettings; building surveys and general valuations; machinery and livestock auctions; sale and lease of quotas; farm finance; farm management; planning and professional advice. MIDLANDS RETURN TO INDEX Godfrey-Payton An independent multi-disciplinary private practice of Chartered Surveyors operating throughout the broad spectrum of the Midlands' property market. 3 offices at Warwick, Coventry, and Market Harborough, offering a totally comprehensive range of professional services covering all types of property be it residential, commercial or agricultural, at very competitive rates EQUESTRIAN SPECIALISTS RETURN TO INDEX Churchill Country and Equestrian Estate Agents Specialising in properties with land, country estates, riding schools, livery yards, equestrian centres, private and commercial properties throughout the United Kingdom. For houses for horses contact Churchills. Land Portal uses local contacts to develop an exclusive network of 47 locations across the UK with Arable and Equestrian Land for Sale. Michael Martin Specialist equestrian estate agent for property with land and stables in the UK. Premier Equestrian & Rural Homes We focus exclusively on matching buyers and sellers with some of the UK's most desirable Equestrian, Farm and Rural properties, typically in the range £500k - £10m. We have access to a private client bank which contains many properties which are being confidentially or privately marketed. Our equestrian property search agency, Sands Home Search will provide property search, negotiation & purchase assistance to private buying clients. For property sellers we will market your property to a wide audience of potential buyers (and in a confidential manner if required). All our properties are advertised on www.PrimeLocation.com Southern Equestrian Properties A specialist equestrian estate agent for people with horses. Handling equestrian properties for sale in Bucks, Oxon, Wilts, Berks, Hants and the Isle of Wight. UK Equestrian Properties - Specialist equestrian estate agents A group of individual equestrian property sales offices working to the successful formula defined by East Anglia Equestrian Properties, that of - 'Horsey' people with regional experience selling property for 'Horsey' people. From this perspective - Our mission is to offer the best possible levels of customer service and support to provide you with a rewarding experience in either the selling or buying process that you will want to recommend to your friends. Windsor Clive International Specialising in the sale, purchase, valuation and letting of stud farms and property suitable for horses, particularly in Great Britain, Ireland and France. Just Visiting Accommodation | Cottages | Entertainment | Rural B&Bs | Tourist Guides | Walking & Camping | Outdoor Activities | Gardening Business Ask Adams | Total Tracking | The Credithelpline | Agriculture & Land Management | Land Services | Livestock | Machinery | New & Alternative Enterprises | Small Business Help | Personal Help & Advice | Specilaist Property | Land and property for Sale | Total Numbers | Railclips | Market Place Farmers Markets | Art & Crafts | Employment Environment Natural History | Heritage | Rural Campaigning Rural Pursuits Fishing | Equestrian | Shooting | Hunting | Government Organisations | Personal Sites HOME | Add Your Site | EVENTS | NEWS The Rural Index MRA 2001-2005. All rights reserved. email webmaster | publishers MRA VISIT OUR SISTER Britain's Country Property Index Britain's new directory of country property, providing an inexpensive platform for land agents; estate agents; letting agents and individuals to promote and find rural property lets and sales. BOOKMARK THIS PAGE! The UK's leading guide to Rural Britain online. Updated weekly SEARCH Google Search Site Search RURAL CHOICE Established Landscape Gardeners based in Cheshire Full aspect garden design we cater for private and commercial clients and have even been commisioned to do work for the National Trust, we are an established company and all our work is 100% gauranteed . UK Plot Sales - Land for Sale UK Plot Sales offers plots of land for sale with high development and planning potential. SITE OWNERS! Help us ensure our reviews and links are up to date. Please email with any site changes or news we may wish to highlight, quoting your registration number.

Land Loans | Small

loans: Domestic international project financing commercial mortgages commercial financing land loans . . . . . . . . 1 international financing, international loans or international project financing, commercial real estate, asset business loans, commercial real estate finance, lender, loan services, equipment financing, equipment leasing, commercial equipment loans, equipment lending, loans for equipment, domestic and international equipment financing, equipment sale leaseback, business loans, working capital, buy back, refinance, hard cash money, business and finance, commercial lender, financing, equipment sale leaseback, financial services, commercial real estate finance, bridge, resale, commercial property loans, finance, equipment sale leaseback, small business financing, equipment lease, leasing, commercial mortgage, accounts receivable factoring, business, commercial, signature, unsecured personal business lines of credit, 144 restricted and free trading stock loans, stock block purchases, equipment sale, ease-back, funding, equity, lender, medical healthcare doctor financing, purchase order, advance commercial real estate, venture, capital, commercial mortgages, financing, commercial real estate, venture, capital, commercial mortgages, small business loans, financing, commercial real estate, venture, capital, commercial mortgages, financing, commercial real estate, venture, capital, commercial mortgages, small business loans, financing Mortgage Cap Financial provides commercial real estate financing to real estate investors and developers in need of construction, interim, or long term funding on commercial real estate. 1 2 3 4 5 6 7 8 9 Mortgage Cap Financial PHONE: 212-631-4272 FAX: 212-208-3069 Please bookmark this site for future reference. email us Loan Types Information Needed Construction Loan Documents Property Types Commercial Loan Application Forms Business Loan Program Commercial Real Estate Loans Construction Financing Program Owner Occupied Financing Program Real Estate Financing Program Joint Venture Funds Rental Properties Checklist Fixed Rate Financing Program Income Properties Checklist Construction Lender Checklist For your convenience, just click any of the following links to go to available programs which also listed directly below on this page - Land Loans | Small Loan Program For Commercial and Multi-Family Properties | Jumbo Commercial Financing | Commercial Construction Financing | Mortgage Financing | Hotel / Motel Project Financing | Developer 100 Percent Financing | Investment Properties Mortgage Loan | Hotel / Motel Flagged Project Financing | Commercial Bridge and Construction Loan | Nationwide Bridge Loan Financing | Owner User Properties Conventional Loan | Nationwide Commercial Real Estate Development Land, Construction, and Joint Venture Financing | Domestic and International Financing | Equipment Financing / Leasing | Commercial Financing Matrix | Credit Authorization Form | Commercial Real Estate Loan Application | Environmental Questionnaire Click here for Loan Submission Form, please complete and e-mail or fax back to us so we can review your project (in Word). or in Adobe Acrobat format LAND ACQUISITION AND DEVELOPMENT FINANCING CONSTRUCTION AND DEVELOPMENT FINANCING Loan amounts: 1,000,000 and above. Very large loan requests welcome. Types of properties: Land , construction and development of multi-family , hotels, motels , casinos, shopping centers, office buildings, industrial complexes, mixed use properties, nearly all general and special purpose properties will be considered. Rates and terms are reviewed with the principals and /or broker after submission of loan submission form and executive summary of the project has been received. Geographic areas: Throughout the United States with loan amounts 1,000,000 and above. International loans 20,000,000 and above. Projects in Mexico can be reviewed in loan amounts of 1,000,000 and above. Types of loans available: Land loans , acquisition and development financing, bridge loans, fast equity loans, and long term financing of 5 years and longer. Small, medium and large size developers are invited to submit loan requests. Types of land projects that we have reviewed recently are residential subdivisions, land lots, commercial development of land lots and subdivisions of mixed use properties. Interest rates are reflected by the perceived risk of the project and the financial strength of the principals and the willingness of the principals to guarantee the loan requests. Also the amount of time the principals have to act upon the loan request, very fast loans can be provided but the cost of capital will be higher because funds are derived from private funds. For projects that have a 30 to 60 day window to close interest rates can be lower because a greater amount of time is available for due diligence and greater amount of documentation can be provided and supported. We are able to assist developers in virtually all phases of their development whether it be a commercial or residential development, and sometimes there may be more than one solution to their financing request and they will be presented after review of their construction and development loan request . Special purpose property types such as amusement parks, casinos, power plants, and owner occupied business properties such as offices, gas stations, truck stops, and other special purpose properties can be considered. We understand the needs of the developer, and whether you need a fast loan to take advantage of a special acquisition opportunity or need a complex financial structure to build out your next project we are ready to consider your construction and development financing request. Please submit an executive summary of your construction and development loan request to Mortgage Cap Financial by E-Mail . Brokers and principals invited to acquire about all of our financing programs, information and checklists about the requirements of the various financing programs can be obtained by reviewing our entire web site. If there are any questions, please contact us . International Financing / International Project Loans: Loan amounts: 20,000,000 and above. Geographic: International with emphasis on projects in North, Central and South America, Europe and Asia. Types of projects: All types of large residential and commercial real estate developments, mergers and acquisitions financing for successful companies seeking to expand or buy out other companies, energy projects such as power plants, ethanol plants, oil and gas refineries, large infrastructure projects such as roads, bridges, railroads, cement plants, hotels, and casinos. Types of financing: Loan terms and conditions would be dependent upon the perceived risk of the project and the strength of the principals; however the rates and terms are very competitive. Please e-mail a summary of the International Project Loan request. Domestic and International Financing Program: Loan amounts: 20,000,000 and above, all size projects that are 20,000,000 and above can be considered. Geographic: USA and Internationally based projects can be reviewed. Types of projects: Real estate, energy, and all type of infrastructure projects. Types of projects can include residential and commercial real estate development, hospitality and medical related facilities, power plants, oil and gas mining projects, infrastructure projects such as tunnels and railroads and other large scale projects that are needed throughout the world. Terms and conditions: That is dependent upon the specific project and the perceived risk of the project. Please e-mail us a summary of your project. Land / Construction Loans Quality Properties and Borrowers Loan Amounts: $3,000,000 - $20,000,000 Terms: 12 to 36 months Amortization: Interest Only Use of Proceeds: land acquisition, refinance for infrastructure and construction Loan to Value (LTV): Purchase: to 90% of cost Refi: 60- 75% of as is value Construction: to 100% of construction cost Recourse: Yes. Non-recourse will be considered Advance Fees: NONE in most cases, until Term Sheet/LOI is issued. Then 3 rd party costs and out of pocket expenses. Loan Fees: 5-7 points Interest Rates: 11-14% Term Sheet / LOI: 5-7 days Commitment Letter: Within 7-10 days of receipt of complete loan package Funding: 30 to 45 days from Commitment Letter Preview Checklist: 1. Executive Summary: 1-2 page Deal Summary. Include property history and any challenges that exist. Please be sure to include exact property location and description, detailed use of proceeds and Exit Strategy (how and when loan will be paid. 2. Purchase price or year of purchase and purchase price, if refinance 3. Executive Summary from latest appraisal 4. Resume and Personal Financial Statements on all Borrowers 5. Most recent business and personal tax returns on Borrowers 6. Current Credit Bureaus with FICO scores on Borrowers 7. Cash equity investment by Borrowers AND detailed use of cash to date. 8. Detailed use of funds and construction budget, if applicable 9. Status of required entitlements and approvals 10. project timetable for remaining entitlements, infrastructure, construction to Lease-up or full sell out 11. Pro-forma financial projections and operating statements. Digital aerial photos of property, if available LAND LOANS: Loan Amounts: 1,000,000 to 100,000,000 Geographic areas: USA, Canada, and Mexico Acquisition land loans up to 80% of purchase price and refinancing up to 70% of the value of land. BELOW PRIME RATE - FIXED RATE FINANCING: Owner User and Investment Properties Available in all 50 states . LOAN AMOUNTS: $500,000 to $5,000,000 LOAN PURPOSE: Permanent financing for purchase, expansion or refinance (with or without cash out) DOCUMENTATION: Full Doc only min DCR of 1.2 CREDIT SCORES: 650 FICO PROPERTY TYPES: Owner User or Investment Properties: Mixed Use, Office, Retail, Light Industrial and Warehouse. Special use properties considered - case-by-case. NOTE: Flagged hotel/motel and restaurants ARE eligible for this program. TERM and AM: 25 year fully amortizing, with no calls or balloon LOAN TO VALUE: to 75% LTV on multi use properties INTEREST RATES 2 year fixed rate: Prime less 1.25% AS LOW AS: 5.75% Current APR NOTE: At end of 2 yr term, Borrower will have option of quarterly adjustable at P +1% or 5 yr fixed at then current rates. PREPAY POLICY: Standard: 10% yr 1, declining by 1% per year Optional: 5% for 5 years (increase rate by .625%) Other programs available with 5,7,10 and 25 yr* fixed rates. Call 212-631-4272 for details and quotes. * 25 yr fixed rate available only on Owner User Properties. SMALL LOAN PROGRAM FOR COMMERCIAL AND MULTI-FAMILY PROPERTIES: Loan Amounts: 500,000 to 3,000,000 Property Types: Apartments, retail, industrial and office buildings, hotels and motels. Mixed use properties such as apartments over commercial use property are acceptable. JUMBO COMMERCIAL FINANCING: Loan Amounts: 5,000,000 to 750,000,000 Terms: 5 TO 25 YEARS Property Types: MULTI-FAMILY, COMMERCIAL, DEVELOPMENTS, HOTELS, RESORTS, CASINOS, RESIDENTIAL DEVELOPMENTS Loan To Value: UP TO 90% Geographic: USA, CANADA, plus NORTH, CENTRAL, AND SOUTH AMERICA RATES ARE BASED ON RISK INHERENT WITH PROJECT. Types of Loans: CONSTRUCTION AND LONG TERM LOANS SECURED BY LAND AND IMPROVEMENTS COMMERCIAL CONSTRUCTION FINANCING: LOAN TO COST: UP TO 90% OF THE PROJECT CAN BE FINANCED, IN CERTAIN CASES UP TO 100% OF THE PROJECT CAN BE FINANCED. LOANS AVAILABLE NATIONWIDE USA. ALL 50 STATES CONSIDERED. MORTGAGE FINANCING: FIRST AND SECOND MORTGAGES AVAILABLE THROUGHOUT THE UNITED STATES. CONSTRUCTION LOANS ALSO AVAILABLE. LOAN AMOUNTS OF 500,000 TO 200,000,000. PROJECT TYPES CAN INCLUDE APARTMENTS, SHOPPING CENTERS, OFFICE BUILDINGS, HOTELS, MOTELS, INDUSTRIAL PROPERTIES. INVESTMENT PROPERTY FINANCING Available in all 50 states. LOAN AMOUNTS: $500,000 to $6,000,000 LOAN PURPOSE: Permanent financing for purchase, expansion or refinance (with or without cash out) PROPERTY TYPES: Mixed Use, Office, Retail, Light Industrial and Warehouse. Special use properties considered on case-by-case basis. TERM and AM: 25 year fully amortizing, with no calls or balloon LOAN TO VALUE: to 75% LTV on multi use properties FIXED RATE TERMS: 5 or 10 yr fixed rates available INTEREST RATES 5 year rate: 5 yr FHLB + 2.65% AS LOW AS: 10 year rate: 7 yr FHLB + 2.90% PREPAY POLICY: Standard: 10% yr 1, declining by 1% per year Optional: 5% for 5 years (increase in rate will apply) WE FINANCE THE HOTEL AND MOTEL PROJECTS: WE CAN FINANCE THE TO BE BUILT HOTEL OR MOTEL FLAGGED OR UNFLAGGED. WE ARE READY TO PROVIDE THE CONSTRUCTION OR BRIDGE LOAN SO YOU CAN GET THE PROJECT OFF THE GROUND OR TO REHABILITATE. CONTACT: RICHARD MILFORD - PHONE: 212-631-4272 FAX: 212-208-3069 OR JUST PRESS THE E-MAIL ENVELOPE AND LETS START TALKING ON HOW WE CAN FINANCE YOUR PROJECT. ATTENTION: DEVELOPERS 100% FINANCING NOW AVAILABLE Pre-Leasing : Not required Property Type(s): All property types are eligible under this program including apartments, condos, hotels, motels, office buildings, resorts, golf courses, and a wide variety of commercial and residential developments . Geography: Nationwide USA, Canada, Mexico, and other countries considered. Minimum Deal Size (all-in cost): $5,000,000 Maximum deal size (all-in cost): $750,000,000 Development Type: All types of residential and commercial developments are considered under this financing program including hotel resort projects and speculative residential and commercial projects and rehab deals. Timing: Maximum Five (5) Year Hold Period. We are seeking developers and investors who have a successful track history and can demonstrate a successful history in residential and commercial development as well as real estate investing. MULTI FAMILY INVESTMENT PROPERTY FINANCING Available in all 50 states. LOAN AMOUNTS: $500,000 to $5,000,000 LOAN PURPOSE: Permanent financing for purchase, expansion or refinance (with or without cash out) PROPERTY TYPES: Multi family properties in MSAs with populations greater than 50,000 TERM and AM: 25 or 30 year fully amortizing, with no calls or balloon LOAN TO VALUE: Max 1 st lien: 75% LTV. Secondary financing not to exceed 85% CLTV CASH OUT REFI: 70% max LTV with 85% minimum occupancy FIXED RATE TERMS: 5 or 10 yr fixed rates available INTEREST RATES 3 year rate: 3 yr FHLB + 2.65% AS LOW AS: 5 year rate: 5 yr FHLB + 2.65% 7 year rate: 7 yr FHLB + 2.65% PREPAY POLICY: Standard: 10% yr 1, declining by 1% per year Optional: 5% for 5 years (increase in rate will apply) OCCUPANCY: 80% minimum at time of origination and projected INVESTMENT PROPERTIES MORTGAGE LOAN PROGRAM - PRINT OUT AND FAX OR E-MAIL INVESTMENT PROPERTIES MORTGAGE LOAN APPLICATION (in Word) or in Adobe Acrobat format Property Types: - Office / Medical / Apartment properties / Industrial buildings / Retail centers / Warehouse properties / Mobile home parks / Self Storage Loan Amounts: $1,000,000 - $20,000,000 Terms: 10 to 25 year term mortgages dependent on property type. Amortization: Up to 30 years. Property types: Apartments and commercial income producing properties. Loan Types: Fixed and variable rate loans for property acquisition, refinance, and permanent financing. Loan to Value (LTV): Up to 80% LTV: $1,000,000 to $3,000,000. Up to 85% LTV on apartments, office properties or anchored retail, $3,000,000 and above up to 20,000,000. Recourse: NON RECOURSE Origination Fees: PAR RATES NO POINTS FOR THIS SPECIFIC LOAN PROGRAM ONLY. Rates: 10 yr fixed rate w/ 30 year am: - Apartments: as low as 5.2% (10yr T + 100 bp 145 bp) - Commercial: as low as 5.6% (10yr T + 140 bp 170 bp) Pre-qualification: 72 hrs Commitment Letter: Within 7-10 days of receipt of complete loan package Funding: 30 to 45 days from Commitment Letter NOTE: For the investment properties loan program only: - No seller carry or secondary financing permitted for this specific loan program - No restaurant, hotel/motel, auto related or land loans for this specific loan program - No construction loans under this specific loan program PRINT OUT AND FAX OR E-MAIL INVESTMENT PROPERTIES MORTGAGE LOAN APPLICATION (in Word) or in Adobe Acrobat format FLAGGED HOTEL / MOTEL PROPERTIES Quality Properties and Borrowers Loan Amounts: $2,000,000 - $10,000,000 Term / Am: 10 year term with 25 year amortization Loan Types: 10 year fixed rate loans for property acquisition and refinance Loan to Value (LTV): 70 percent maximum for purchase or refinance (no cash out). 65% maximum if cash out refinance unless being used to enhance value of property. Recourse: Full recourse for this particular program, non recourse loans may be available at different rate, terms and conditions and may have yield maintenance prepayment penalties, this particular program have different prepayment penalty scenarios are dependent upon the specific project. Origination Fees: NONE Loan Fees: 2 to 4 points Rates: 10 yr fixed rate w/ 25 year am: 6.5% to 7.5% Pre-qualification: Completion of our loan submission form, once reviewed and there is interest the documentation below will be requested. Click here for Loan Submission Form, please complete and e-mail or fax back to us so we can review your project (in Word). or in Adobe Acrobat format Commitment Letter: Within 7-10 days of receipt of complete loan package. Funding: 30 to 45 days from Commitment Letter. NOTE: - Good credit and cash flow. DCR: 1.3 minimum. - Established properties only. No turnarounds, startups or construction. - Value based on lower of purchase price or appraisal, if purchase. - Borrower must be experienced or hire recognized hotel management company. Please note that we have other hotel/motel financing programs that will review turnarounds, both franchised and non franchised hotels and motels, rates and terms are subject to change and underwriting. NEEDED TO PRE-QUALIFY: - L ast 3 years property tax returns. - Y ear-to-date financial statements. - C urrent credit bureau with FICO on Borrowers. - Executive Summary from latest appraisal. - Current Personal Financial Statements for Borrowers. - Latest personal tax returns from Borrowers. - Digital photos of property, or web site with photos. - Last 3 years occupancy annual reports. - Year to date occupancy monthly reports. - Amount of loan request. - Detailed use of funds. Commercial Bridge and Construction Loan Program $3,000,000 to $25,000,000 Purpose: Commercial construction loans and or commercial bridge financing for the ground-up development of new commercial properties, or the renovation and repositioning of existing properties, for both pre-leased and speculative development. Loan structure, pricing, advance to cost ratios and recourse requirements are flexible and will be tailored to meet the needs, risk profiles, and requirements of individual transactions. Acceptable Property Types: Apartments Condominiums Office Retail Industrial Mixed-Use Hotels Loan Term: Typically 12 to 24 month interest only term, with extension options when appropriate. Loan to Value: 75% on most property types; 65% on special purpose and hotels Maximum Loan to Cost: 75% to 85% (up to 100% on pre-leased projects) Loan Structuring: Loans typically structured with holdbacks for funding of all renovation and/or construction costs, tenant improvements, leasing commissions, and interest carry until stabilization, with monthly draws as costs are incurred. Earnout Provisions: Earn out of up to 75% of the stabilized value funded upon achieving specified occupancy and NOI hurdles. Loan Pricing: 3.00% to 4.00% over six month LIBOR (interest only), plus Loan Fees of 2% to 4%. Liability: Loans are typically non-recourse, except for standard carve-outs. Speculative development projects will generally require completion and/or debt service guarantees. Closing Time Frame: Approximately 45 to 60 days. Quick closes available for time sensitive transactions Permanent Loan: Permanent takeout option offered with all construction / bridge loans. An Exit Fee of 1% is charged if the takeout is not elected. Nationwide Bridge Loan Financing $2,000,000 to $75,000,000 Program Guide Project Types: Interim financing used to complete a time sensitive transaction, to reposition or renovate existing properties, or to overcome temporary credit or property challenges that make the transaction unsuitable for traditional lenders. Virtually any income producing property, including retail, office, medical, apartments, industrial/flex or special purpose properties. The primary considerations for bridge loan financing are the LTV and a compelling exit (repayment) strategy. Loan Amounts: $2,000,000 - $75,000,000 Terms: 12 to 36 months Amortization: Interest Only Use of Proceeds: Property conversion or renovation or other need Loan to Value: 50% to 90% depending on project specifics and deal strength Recourse: Typically, Yes. Interest Rate: As low as Prime + 1.5%, depending on transaction strength Loan Fees: Dependent on deal strength Term Sheet/LOI: 3-5 days from receipt of all requested information Funding: 10 to 45 days from acceptance of LOI OWNER USER PROPERTIES Conventional Loan Programs (Not SBA) Property Types ; - Office / medical - Restaurants - Industrial buildings - Auto related - Retail properties - gas station/C-store - Warehouse properties - other special purpose Loan Amounts: $1,000,000 - $30,000,000 Terms/Ams: 15/30, 20/20 and 25/25 (>$2 mil) Loan Types: ARM and Fixed rate loans for property acquisition, refinance and construction Loan to Value (LTV): * Multi-use properties: 85% LTV. To 100% LTV with Seller financing or other real estate equity as additional collateral. ** Special Purpose Properties: 65% - 75% LTV. To 85% LTV with Seller financing or other real estate equity as additional collateral. Recourse: Yes Loan Fees: 0 1 point, dependent of deal strength Interest Rates: Qtrly Adj: Prime to P + 1.5% 5 yr fixed: P + 1.0% 2.5% 10 yr fixed: P + 1.4% 2.8% 20 yr fixed: P + 1.75% - 3.25% 25 yr fixed: P + 1.85% - 3.45% Note: rates are subject to underwriting approval and may change without notice. Pre-Qualification: 72 hrs Commitment Letter: within 7-10 days of receipt of complete loan package Funding: 30 to 45 days from Commitment Letter NOTE: - Seller carry may be permitted. - Construction loans: all interest and principal accrues during construction - Prepay Policy: 5/5/4/3/3 - Owner Occupancy: 25% minimum. Must have cash flow without rental income. OWNER USER / SINGLE TENANT Commercial Property Financing Available in all 50 states. We offer very aggressive rates to for Owner User Commercial properties where the Borrowers business is the primary tenant or there is a single credit tenant Lessee. LOAN AMOUNTS: $500,000 to $6,000,000 LOAN PURPOSES: Permanent financing for purchase, expansion or refinance with cash out. PROPERTY TYPES: Office, retail, wholesale, light industrial and Special Purpose Properties (lower LTV); restaurants, flagged hotels, auto & truck dealers, RV Parks, self storage, bowling alleys, funeral homes, etc. TERM and AM: 25 fully amortizing, no calls or balloons LOAN TO VALUE: Purchases: max 85% LTV on multi use properties, 65% max LTV on Special Use Properties Cash Out Refi: max 75% LTV, lower on Special Use Properties FIXED RATE TERMS: Fixed rate loans available for 5, 10 or 25 years INTEREST RATES 5 yr fixed: 5 yr US T SWAP + 2.50 AS LOW AS: 10 yr fixed: 10 yr US T SWAP + 2.55 25 yr fixed: 10 yr US T SWAP + 2.65 PREPAY POLICY: Standard: 10% yr 1, declining by 1% per year Optional: 5% for 5 years (increase in rate will apply) Nationwide Commercial Real Estate Development Land, Construction, and Joint Venture Financing Program Guide Borrowers: Experienced investors and commercial developers with demonstrated track record comparable to current project. Project Types: Commercial, retail, office, industrial/flex, residential subdivision, planned communities, golf course communities, condominium and condo conversions. Rehab projects and Special Situation projects considered. Loan Amounts: $5,000,000 - $75,000,000 Terms: 12 to 36 months, or longer depending on project Amortization: Interest Only Use of Proceeds: Total project financing, debt or JV equity for land acquisition, refinance for infrastructure completion and vertical construction Loan to Cost: 50% to 100% depending on deal strength Interest Rates: As low as Prime + 1.5%, depending on deal strength Recourse: Typically, Yes. Non-recourse considered. Loan Fees: Dependent in deal strength Term Sheet/LOI: 3-5 days from receipt of all required information Commitment Letter: Within 7-10 days of receipt of complete loan package Funding: 30 to 45 days from Commitment Letter. Faster as needed. Commercial Financing Matrix Property Types Ranches and Farms Gas Stations, Car Washes, Auto Related Hotel and Motels Industrial Unimproved Land Golf Courses, RV Parks, Marinas Hospitals, Clinics, Assisted Living Mixed Use Property Mobile Home Parks Apartment Buildings Office Buildings and Parks Industrial Parks Office Condominiums Owner Occupied Businesses Parking Lots Self Storage Single Tenant Buildings Sports Related Buildings and Complexes Prisons, Jails, and Juvenile Correction Centers | Condominium Conversion / Construction loans | Casinos and Convention Centers Loan Types Acquisition and Development Bond Bridge Loans Business Loans Construction Equity Second Mortgages Foreclosure Avoidance Forward Commitments Joint Ventures Mezzanine Non-Recourse Notes Purchased Remodel / Renovation SBA 504, 7A Loans Loan amounts: $1,000,000 to $350,000,000 International financing for all types of real estate, business and energy related projects. Financing for power plants, ethanol plants, wind mills, casinos. Financing for mergers and acquisitions of successful real estate and business organizations. International financing can be for business expansions, residential and commercial development projects in loan amounts of $20,000,000 and above. Financing for prisons, jails and juvenile correction centers are intended for private sector companies that have been awarded federal, state or local governmental contracts to perform these services. If there are any questions, please contact us . Click here for Commercial Loan Submission Form, please complete ande-mail or fax back to us at 212-208-3069 so we can review your project (in Word). or in Adobe Acrobat format Equipment Financing / Leasing Program - PRINT OUT AND FAX OR E-MAIL EQUIPMENT FINANCING LEASING APPLICATION (in Word) or in Adobe Acrobat format Equipment Leasing Qualifications : Financing available for business purposes only. No part of any funds can be used for personal purposes, separate business banking account and company must be registered with city and state government. Customer minimum 2 years in business, start ups and businesses established less than 2 years can be considered but personal credit of guarantors will be more critical Bank account open for at least two years and handled in a satisfactory manner, again less than 2 years can be considered with compensating factors Credit previously established for at least one year with a satisfactory payment history in the form of a lease, loan or trade agreement. If no prior credit maximum lease amount may be restricted Up to $50 million available with approval of completed application. Application only types of leases up to 150,000 with exceptional credit otherwise financial statements, tax returns and completed application Mortgage Cap Financial specializes in the following transactions: All Types of Equipment Non-Rated Credits Various End-of-Lease Options Available Purchase Single Transactions and Portfolios Profitable Companies, Minimum 2 Years in Business, start up and companies that are not profitable must have compensating factors such as additional collateral and/or personal guarantors Domestic and International equipment financing Why Lease? It's simple: leasing can be more cost-effective than buying with cash, or with conventional loans -- especially if the new equipment can help increase sales or profits. And here's why: Leasing conserves your working capital. You can finance up to 100% of the equipment cost, with no money down. Leasing won't sap your business credit. In many cases, you can continue to use your existing lines of credit while leasing. Fixed payments. Your monthly payments remain the same, no matter what happens to conventional interest rates. Tax savings. Lease payments can be operating expenses that come out of pre-tax earnings. Eliminate obsolescence. With an outright purchase, you 'own' that equipment, even if it is already outdated by newer technology. A lease can be structured to terminate when the equipment becomes obsolete. Flexible Terms and Conditions. Leases can be adjusted to your needs. Options include seasonal payment skips, step-up or step-down payments, monthly, quarterly, or annual payments. Simple accounting. A lease payment is typically a line-item expense that doesn't increase your liabilities on your balance sheet. If you don't see your equipment on this list, we still should be able to lease it. Most equipment can be leased. Vendors of equipment and customers wanting to lease equipment, if you need a down payment at the time of your order we can work out special terms. PRINT OUT AND FAX OR E-MAIL EQUIPMENT FINANCING LEASING APPLICATION (in Word) or in Adobe Acrobat format A AC's Aerial Lifts Air Cleaning System Air Compressor Air Conditioners Air Filter System Air Purification Alarm Alignment Machines Amusement Analytical Equipment Analyzer ATM Cash Dispenser Audio Video Audio Visual Automotive B Backhoe Bagging Machines Bakers Equipment Balers Beauty Equipment Beds, Bedding Beer Systems Beverage Dispenser Blast Cleaning Blowers Boilers Bowling Lockers Brake lathes Breathalyzer Machine Broadcasting Studio Equipment Buffer Bulk Storage Tanks Bulldozers C Cameras Car Wash Carpet Cleaner Carts Cash Register Chairs Chipper Cleaning Equipment Clothes Press Coffee Carts Coffee Maker Coin Changer Coin Laundry Equipment Color Matching System Color Mixer Computers Compressors Compactors Concrete Pump Concentrators Construction Machinery Containers Conveyers Coolers Cooling Cranes Cutting Tools D Data projector Deli Case Dental Equipment Diagnostic Equipment Digital Systems Dishwashers Dispatch Equipment Display Case Draft Box Dry Clean Press Dry Cleaning Dryer E Emergency Vehicles Engraving Equipment Excavators Espresso Machine F Fax Machines Filing Equipment Film processors Fixture Floor Machines Flower Coolers Food Preparation Food Service Equipment Forklifts Franchise Programs Frame Machine Freezer Frozen Cocktail Machine Fryer Furniture G Gas Pump Graphic Equipment H Heat Pump Heaters Heating Hospital Beds Hydraulic Submersible Pumps I Ice Cream Machine Ice Machine Ice Makers Imaging Systems Industrial Systems Inventory Control Systems Ironworkers Equipment J Janitorial Juke Box K Kiosks Kitchen Equipment L Laptops Laser Engraving Laser Systems Laundry Equipment Lawn Equipment Lifts Lighting Lock Systems Logging equipment M Machine Analyzer Mail Boxes Medical equipment Medical Imaging Merchandising Unites Microwaves Milling Machine Mobile Communications Mobile Phones N Navigational Equipment O Office Furniture Organs Oven Overhead Cranes Oxygen Concentrators P Packaging Systems Packer Bodies Pagers Paint Booths Paint Mixer Pallet Equipment Petroleum Gas Station Phone Systems Photography Equipment Piano Pizza Oven Plotter Pneumatic Tube Systems Point of Sales Portable Pumps Portable Trade Show Exhibits Prep Table Press Pressure Washer Printing Equipment Pump Systems Push Carts R Radios Range Recovery Equipment Recycling Equipment Refrigeration Register Rehabilitation Equipment Restaurant Equipment Retail Units Roll Offs Router Tool System S Salon equipment Sandwich Prep Table Satellite Dish Saws School Buses Screen Printing Equipment Security Systems Sewing Machines Signs Silk Screen Equipment Shrink Wrap & Packaging Skid steer Loaders Slicer Smart Dialers Smoker Snack Machine Snow Board Press Soda Machine Software Sound & Music Equipment Special Industrial Equipment Spray Systems Steam Cleaners Steel Pallets Store Fixtures Stove Sub Maker Surface doctor Equipment Surveillance Systems T Telephone Systems Television Systems Test Equipment Tire Equipment Tools Tractors Trailers Transportation Treatment Tables Trenching Machines Trucks Tub Grinders Two Way Radio Systems TV V Vacuum Valve Equipment Van Vehicle Monitor Equipment Vending Machines Video Security Voice Mail W Walk In Cooler Warehouse Rack Systems Washer/ Dryer Waste Equipment Waste Oil Heaters Water Conditioner Water Filter Water Softener Welder Woodworking Work Platforms Wrecker X X-ray Equipment Y Yogurt Machine Loan Types Information Needed Construction Loan Documents Property Types Commercial Loan Application Forms Business Loan Program Commercial Real Estate Loans Construction Financing Program Owner Occupied Financing Program Real Estate Financing Program Joint Venture Funds Rental Properties Checklist Fixed Rate Financing Program Income Properties Checklist Construction Lender Checklist Click here for Loan Submission Form, please complete and e-mail or fax back to us so we can review your project (in Word). or in Adobe Acrobat format PHONE: 212-631-4272 FAX: 212-208-3069 Loans provided are only for business and investment purposes. Only business and investment property and other business assets can be used to collateralize any business and / or real estate loan request. Funds can not be used for any personal purposes and can be only used for commercial business and investment purposes. Borrower may be required to use single purpose borrowing entity which could take the form of a limited liability company or corporation. The first step to begin to see if there is an interest in your business or real estate financing request is to complete the Loan Submission form and either e-mail or fax back to Mortgage Cap Financial. web site: http://www.commercialfinancing.com Please bookmark this site for future reference. Legal Notice Last update 01/01/2006. Site created 11/27/98. Web Site designed and maintained by Able Al'sComputer Help . (c)1998-2006 Mortgage Cap Financial. 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