Las Vegas Real Estate

In Business Las Vegas December 23 - December 29 Current Issue Special Publications Search In Business In Business on TV The List Book of Lists About InBusiness Media Kit Subscribe Contact Us Real Estate and Development Big jump expected in commercial rents By Jennifer Shubinksi / Staff Writer What does the new year have in store for the Las Vegas Valley's commercial tenants? Most likely increases in rent -- in some cases up to 15 percent. "Potentially significant rent increases are expected during 2006 as leases expire and developers attempt to catch up to inflation," said John Restrepo, principal of Restrepo Consulting Group. When adjusted for inflation, the average monthly rents for commercial properties have remained relatively flat since 2001, despite healthy demand, a local research firm reported. After adjusting for inflation, the average monthly office rent in the third quarter of 2005 was $1.91 per square foot or just below the $1.93 recorded in the first quarter of 2001, Restrepo Consulting Group LLC reported. The inflation-adjusted industrial average rent in the third quarter was 57 cents, compared with the 61 cents recorded in the first quarter of 2001, the firm reported. The inflation-adjusted average retail rents in the third quarter was $1.51, compared with $1.47 in the first quarter of 2001, Restrepo Consulting Group reported. Restrepo said absorption (demand) has remained strong, and vacancies in the third quarter in all commercial markets were relatively low. The reason rents, when adjusted for inflation, have remained flat is largely because of increases in supply during the past four years, tenant resistance to rent increases and the lease contracts, many of which have not expired yet, he said. The slow rent growth has made certain types of new development, especially in the industrial sector, more difficult, said Vic Donovan, Colliers International managing director. Increasing land prices have made it difficult for developers to justify building industrial products, while at the same time industrial land is being bought up and rezoned for other uses. "It's about time that commercial rents start increasing to encouraging additional development to allow us to be supply-competitive with other cities in the southwest," Donovan said. "We can't afford to lose our competitive edge if we are to maintain a healthy commercial real estate market." Restrepo said on average, rents will increase between 10 percent and 15 percent in 2006. He expects retail and industrial, which have the lowest vacancies, to experience rent increases of at least 15 percent. Average office rent increases will be at least 10 percent, but in some prime locations it could be more, he said. "For example, our rent going up 17 percent here (Hughes Center) because there's virtually no space left," Restrepo said. Despite a low vacancy rate there is always some vacancy in a market, he said. "A whole market doesn't go zero; there's always turnover and frictional vacancy. It may not be in a location that's best or may not be product you want to rent," Restrepo said. In other news: Land in the Las Vegas Valley during the third quarter 2005 reached an all-time high of $708,000 per acre, research firm Applied Analysis reported this week. The average price during the second quarter 2005 was $601,600 per acre, the group reported. The firm's report analyzed 362 transactions, comprising more than 1,800 acres. Values reached $16.25 per square foot for land during the third quarter, a 76 percent increase when compared with the third quarter 2004, when land prices were $402,500 per acre, or $9.24 per square foot, Applied Analysis reported. Notable transactions during the third quarter included: • The former Westward Ho, on 15.2 acres on Las Vegas Boulevard, which was purchased for $145.5 million, or $9.6 million per acre, by Centex Destination Properties, a division of Centex Homes. • An 85.5-acre assemblage of 35 parcels in the southwest portion of the Las Vegas Valley was acquired by Gameday LLC for $48.7 million, or $568,000 per acre. • Developers with projects in the southwest Las Vegas Valley have formed a partnership to create "West Village," a planned "suburban downtown" that would encompass about 700 acres. West Village is centered at Interstate 215 and the intersection of Sunset Road and Durango Drive and includes projects that have been proposed for the area. By teaming up together, the developers and land owners in West Village said they hope to bring cohesiveness to the area, as opposed to each developer acting independently. Developers hope to bring consistency to landscape design, share market ideas, coordinate mass transit and setting development standards for the partners to follow. West Village is bordered by Patrick Lane to the north, Warm Springs Road to the south, Cimarron Road to the east and the Las Vegas Beltway to the west, and by the freeway as it curves north. County zoning allows for heights up to 200 feet and up to 100 residential units per acre. The developers in the partnership include Centra, KB Home, Curve Development Co., Glen Smith & Glen Development, Sunset Durango Partners, GKT Holdings, Station Casinos Inc. and UNLV. Clark County officials also are involved in the planning. The area has the potential for 10,000 residential units, 8 million square feet of commercial space, a university research and technology park, and a possible casino complex is planned for that portion of the valley. So far, the only project in West Village is Centra's Centra Point, an 11-building, 30-acre office project totaling 450,000 square feet. Other key developments planned for the southwest valley that are now a part of the West Village concept are: The Curve -- a 45-acre community that when built will include mid-rise residential buildings and retail in an open-air design. Glen Smith & Glen Development -- a 20-acre project being planned by developer Glen Smith & Glen that will include high-end, mid-rise residential, office and retail. Project Durango -- a yet-to-be-named 65-acre development that is a joint venture between Centra and KB Home. The planned project would include residential units and up to 750,000 square feet of commercial space. Harry Reid Research and Technology Park -- a planned 120-acre research park that is being developed by the UNLV Research Foundation. Durango Station -- a 70-acre site that has been owned by Station Casinos for many years. The land, on the south side of the beltway at Durango Drive, is zoned for a casino. GKT Holdings -- residential and commercial uses are planned on 155 acres. Sunset Durango Partners -- a 10-acre site that is entitled for mid-rise residential. Jennifer Shubinski covers real estate and development for In Business Las Vegas and its sister publication, the Las Vegas Sun. She can be reached at (702) 259-8832 or by e-mail at js@lasvegassun.com. IBLV Homepage Click here for problems or questions. Read our policy on privacy and cookies. Advertise on Vegas.com. Work for Vegas.com. All contents © 1998 - 2005 Vegas.com The Most Visited Place on Earth

Sell House

Boston.com / Real estate Buying Renting Recent sales Place an ad Luxury Living Community data Financing Commercial Moving Guides THE RIGHT LISTING AGENT Tips for home sellers to find a listing agent -- Interview at least three or four agents before making a choice. Sometimes a good agent can be found through recommendations from friends or relatives who have recently sold property. Many burrow their way through the Yellow Pages. Some pick up a name at the office water cooler or a health club. It's fine to happen onto names this way, as long as you follow up by screening candidates. Ask the right questions: • What is my home worth? The broker should prepare a market analysis recommending a selling price for your house. You should insist that the agents you interview provide detailed market information supporting whatever price they propose. You want to see "comparable sales" – that is, the selling prices of properties similar to yours, located in the same or similar neighborhoods, that have sold recently. You also want the agents to provide detailed information about current conditions in your market area. That information should include the average time properties are on the market before they sell, and a listing of homes similar to yours that are for sale. How are those homes priced and how does the broker explain the speed – or lack of speed – with which they are selling? You are not going to select the broker who recommends the highest selling price, tempting though that may be; you're going to select the one who seems most knowledgeable about your market, who gives you the most realistic assessment of how much you should ask for your house, and who can articulate the factors that are likely to enhance or impede its sale prospects. • What is your marketing plan for my home? Insist that the brokers you interview submit a comprehensive marketing plan, explaining precisely what steps they plan to take to sell your home. The plan should specify, among other details: - How, where, and how often the broker will advertise your property. Bear in mind that the major daily newspapers are not the only, or necessarily the best, advertising media. Depending on the property, the location and the market, community newspaper, direct mail and even handbills may be equally appropriate. - Will your broker list your house in the Multiple Listing Service, and if so, when? (The answers should be, "yes," and immediately after the agreement is signed.) - Will the broker hold one or more open houses for other brokers to introduce them to the property? (Definitely a good idea.) - How many buyer open houses will the broker host and how will those be advertised? - What repairs or improvements, if any, does the broker think will be needed? You should be concerned if the broker recommends a gut rehab, but listen carefully to suggestions that you do some repainting, trim the hedges, and repair broken railings. • What are the terms of the contract? Once you've selected your broker, pay careful attention to the terms of the listing contract. Make sure it obligates the broker to implement the key components of the marketing plan and allows you to terminate the agreement if the broker fails to do what the plan specifies. You also want to require the broker to report periodically, preferably in writing. Don't agree to an unnecessarily long listing term. TYPES OF CONTRACTS Exclusive right to sell. Most sellers use this. One agent is assigned your property to sell; if that listing broker sells the property, he or she gets the whole commission. If another agent sells, the commission is shared, usually equally. Exclusive agency listing. One agency gets the contract, but if you sell the property, you don't pay a commission. The disadvantage is that brokers may lose some incentive to sell, since you are competing with them. Open listing. Anyone can sell, including the owner, with only the selling broker getting a commission. Some brokers may want you to commit to a six-month listing, but you shouldn't accept a term any longer than 90 days. You always can renew a listing if you're satisfied with the broker's efforts. Also make sure you understand the listing terms. Most brokers will require what is known as an "exclusive agency" agreement. That means the broker will be entitled to a commission if the house is sold any time during the listing period (and for a specified period of time after it expires), even if the broker is not directly responsible for the sale. You should expect to pay a commission of around 6 percent. Although the fee is negotiable, as a practical matter, you won't find too much variation. • What are your references? Rarely do those signing on with a real estate agent check references the way they would when hiring an office employee. Any prospective agent should provide references readily. Goyeau said you should ask any reference you call, "Would you hire this agent again?" To gather accurate information on an agent, limit the references you use to those who have worked with the agent within the previous two years. "The agent could have been great five years ago, but slacked off lately for a variety of reasons," said Joan McLellan Tayler, the author of two real estate books. • Show me the statistics. Brokers should be able to present prospective clients with a computer printout that shows the number of sales they had in the last 12 months, the listing price, the selling price, and the length the homes stayed on the market, said Carol Brenner of Carol Brenner Realty in Newton Highlands. The difference between the initial listing price and the final selling price should be no more than five or 10 percent, she said. Also, an average home should not be on the market for more than three months, she said. What to look for in an agent: • A good reputation. Verify the reputation as well as the competence of any agent with whom you deal, so check with both the Board of Registration for Real Estate Brokers and Salesmen and the Better Business Bureau to see if there is a history of complaints against the broker or the broker's firm. Also contact friends, acquaintances and references the broker provides. "Sellers should look at the reputation of the firm and the integrity of the agent to be sure they are represented ethically and professionally," said Nora F. Moran, former president of the Greater Boston Real Estate Board. • Certification from a professional organization. There are a lot of real estate agents in the field, but not all of them are "Realtors," and you want to deal only with agents who have that (R) designation. That indicates the agent belongs to the National Association of Realtors, which implies a level of professional training and commitment, and adherence to ethical standards that you can't otherwise assume. Ask brokers if they have "board designations," or certification from professional organizations. For example, CRS stands for certified residential specialist, and is the toughest level to achieve in residential sales. It's awarded by the Residential Sales Council, a group with the National Association of Realtors, and requires the completion of course and a certain level of experience. The National Association of Realtors also certifies brokers as having completed the GRI – graduate realtor institute – a less-arduous set of courses, brokers say. • Someone you feel comfortable with. When choosing a broker to list a home with, you need someone you feel comfortable with, said John Neale, a broker with Sprogis Real Estate in the South End. "If you get a good feeling from a broker, a buyer is going to get that same good feeling, too. That's going to help you sell your house," he said. • An agent who specializes in your community. You could hire a perfectly good agent from across town. But unless that agent is well-known in your area, he may fail to fulfill the potential of your home sale. Why? Because real estate is a cooperative profession, and the odds are good it will be a local agent who brings you the right buyer for the best price and terms. More tips: • Try to work in concert with the agent you choose. Homeowners are sometimes resistant to the suggestions of their listing agents on matters as basic as keeping their property clean and their beds made. A capable, committed agent is worthy of your respect and cooperation. As Tayler explained, "The relationship between an agent and a client is supposed to be a partnership. That's how you sell your property fast and for top dollar." • Consider asking for an agent who meets your specific needs. Are you a young mother compelled to sell your home due to a divorce? Then perhaps you'd be most comfortable working with an agent who has a similar background. Likewise, a senior might wish to seek an older agent who understands the art of downsizing. One way to locate an agent whose background mirrors your needs is to call the owner, broker or sales manager of a realty office in your area. Be candid about your situation and ask for several names, said Tayler, who operated her own real estate company for 17 years. • Don't give your business to someone as a favor. With more than a half-million Americans involved in real estate sales, chances are you have a friend or relative in the field. Don't engage an agent solely on the basis of friendship or to do a favor. There's too much at stake. This article was compiled from the Boston Globe archives. feedback | help | site map | advertising | globe archives | rss © 2006 The New York Times Company Real Estate Guide - Massachusetts Home Builder - New Home Construction

Land for Sale by

Land for sale in The Shenandoah Valley - Shenandoah Connection Land forsale in The Shenandoah Valley GeneTaylor's Photography of The Shenandoah Valley more info ShenandoahValley's Best Real Estate Agents Finding #1 Rated Real Estate Agents inShenandoah Valley of VA MAKE MONEY ON RURAL LAND by BK Haynes Editorial Reviews About the Author B.K. Haynes is a real estate broker, developer, publisher, educator, and author with more than forty years experience in the field of country properties. Haynes has sold, developed, and brokered an estimated 300 square miles of land over a four-state region -- a land area the size of the Shenandoah National Park. He lives on an historic 250 acre cattle farm with airstrip in Virginia's fabled Shenandoah Valley. He is also the author of the best selling book, HOW YOU CAN GROW RICH THROUGH RURAL LAND - Starting from Scratch. Book Description Comprehensive real estate manual on buying and selling country properties. ORDER HERE B.K. HAYNES LAND BROKERS Nearby land bargains since 1966 in Shenandoah Valley, Virginia's Piedmont, Blue Ridge, and W.VA. Highlands LOOKING FOR LAND THEN CLICK HERE Haynes Building, 501 South Royal Ave., Front Royal, VA 22630 Call 540-635-3169 E-mail: bkhaynes@shentel.net Fax 540-635-9355 http://www.bkhaynes.com/land.html Shenandoah Valley's Best Real Estate Agents Finding #1 Rated Real Estate Agents in Shenandoah Valley of VA Here is our growing list of the top real estate agents in the Shenandoah Valley of VA Steve Sober, e-PRO, ABR ERA Beasley Realty 146 S. Main Street Woodstock, VA. 22664 Please call me direct:: (540) 975-5678 www.SteveSober.com Pam Napier Realtor COUNTRYWIDE REAL ESTATE SERVICES Mt Jackson and New Market VA Real Estate Agent West Virginia and Winchester Virginia Real Estate Agent Faith Horan Real Estate Sales Consultant with: Keller Real Estate of Winchester Virginia 611 W. Jubal Early Drive # A Each Office Independently Owned & Operated Dee Archambault Real Estate Consultant from Winchester VA Dee is part of the Keller Williams Realty Group One of the most complex and important financial events in peoples’ lives is the purchase or sale of your home... Have Dee Archambault help you make the right choices for your home or investment property. 611 West Jubal Drive Suite A Winchester Virginia 22601 Cell phone - 540-247-5748 - Office 540-869-9556 email deearch@mris.com - Web Page Winchester Virginia Real Estate Agents Winchester/Frederick County real estate Shenandoah Valley Web Real Estate Guide If you are looking for Real Estate in Winchester VA have Roger Lamborne work for you! Roger Lamborne " At Your Service " Realtor, Broker, ABR, CHS, ALC of Winchester Virginia www.lamborne.com , email: web@lamborne.com 800-820-8562, 540-665-9469, Fax 540-535-1041 OFFICE HOURS: Monday-Friday 9 am to 5:30 PM, Saturday's By Appointment. Leon K. McCray Commercial Real Estate, Land Development & Business Sales Specialist Coldwell Banker Commercial Premier Properties 158 Front Royal Pike, Suite 305 Winchester, VA 22602 540-667-7071 (Business) 540-335-1528 (Cell) 877-667-7071 (Toll Free) 540-667-9796 (Fax) 540-459-4222 (Fax) Woodstock info@shenandoahcommercialrealestate.com www.shenandoahcommercialrealestate.com Land for Sale by Owner in Winchester VA Woods at Magic Mountain 5 acre wooded lots with approved well and septic, underground utilities, reasonable restrictions, located only 3 miles from Winchester Hospital offering privacy and convenience. 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The Shenandoah Connection Small Business - Arts - Tourism - Advertising by ShenandoahConnection.com Online Advertising - Website Promotion Search Engine Positioning - Business Networking Call - 540-984-8190 We Drive Traffic to your Website.... T he mission of ShenandoahConnection.com is to create opportunities for both the small business and the arts community of the Shenandoah Valley and beyond. Our Website will increase both visibility and profitability for all our members. Photo by Gene Taylor Get Connected with ShenandoahConnection.com Arts & Entertainment - Real Estate - Jobs Hotels & Inns - Recreation - Fine Dining Business Opportunities - Shenandoah Weddings Health Services - Shenandoah Valley Online News Advertise your Shenandoah Valley Business * FREE Online Classifieds and Events Board * We are a full service website promotion and marketing firm located in The Shenandoah Valley of Virginia. 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Get Connected with ShenandoahConnection.com We are a full service website promotion and marketing firm located in The Shenandoah Valley of Virginia. Our innovative and proven search engine optimization techniques have ranked more web pages in more top positions than anyone in the business. Whether it's web site promotion, development, design or consulting, we can help get you the results you expect. By getting connected to our growing network you will have the cutting edge against the competition. What can the Shenandoah Connection do for you? Its simple. When someone logs onto the internet to find a service or product located in the greater Shenandoah Valley what do they do?…, They go to Google.com or some other search engine, right? Shenandoah Connection has the expertise to set up your business and/or website so that your business comes up at the top page of the list. This means that the majority of internet searches for your service will be directed straight to YOUR business. 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Call 540-984-8190 * Shenandoah Valley Travel Question & Answer Posting Board * Call Shenandoah Connection at 540-984-8190 Shenandoah Valley Real Estate Guide Augusta Springs -Basye -Bergton - Bridgewater - Broadway - Brownsburg - Churchville - Craigsville - Criders - Crimora - Dayton - Deerfield - Edinburg - Elkton -Fairfield - Fishers Hill - Fishersville - Fort Defiance - Fort Valley - Fulks Run - Glasgow - Goshen - Greenville - Grottoes - Harrisonburg - Hinton - Keezletown - Lacey Spring - Lebanon Church - Lexington - Linville - Luray - Lyndhurst - Maurertown - McGaheysville - Middlebrook - Mint Spring - Mount Crawford - Mount Jackson - Mount Sidney - Mount Solon - Natural Bridge - Natural Bridge Station - New Hope - New Market - Orkney Springs - Penn Laird - Pleasant Valley - Port Republic - Quicksburg - Raphine - Rileyville - Rockbridge Baths -Shenandoah - Singers Glen - Spottswood - Stanley - Staunton - Steeles Tavern - Strasburg - Stuarts Draft - Swoope - Timberville - Toms Brook - Verona - Vesuvius - Waynesboro - West Augusta - Weyers Cave - Winchester - Woodstock Virginia Lexington VA Real Estate Roanoke Virginia Realtors, Roanoke VA Real Estate Services Virginia Real Estate Relocation Connection Real Estate Relocation and Reference Connection Country Properties in Virginia and West Virginia For Sale By Owner Shenandoah Valley Real Estate HOUSES FOR SALE BY OWNERS FOR SHENANDOAH VALLEY AND WEST VIRGINIA FSBO * Homes For Sale By Owner West VA * Land for Sale West Virginia West Virginia Real Estate Shenandoah Valley Real Estate Guide Real estate sales rentals, homes, farms, land, cabins, cottages, lots, residential and commercial country properities in Virginia North Carolina Real Estate Carolina Mountains Real Estate - Pinehurst Real Estate Cathryn Lennon Tryon NC Properties - DC Condos Tryon NC Real Estate, Columbus Real Estate, Polk County Real Estate Long Island Real Estate for Sale by Owners Country Properties in Virginia and West Virginia For Sale By Owner Shenandoah Valley Real Estate North Carolina Real Estate Carolina Mountains Real Estate - Pinehurst Real Estate Cathryn Lennon Tryon NC Properties - DC Condos Tryon NC Real Estate, Columbus Real Estate, Polk County Real Estate Shenandoah Valley Real Estate Guide HOUSES FOR SALE BY OWNERS FOR SHENANDOAH VALLEY AND WEST VIRGINIA FSBO * Homes For Sale By Owner West VA * Land for Sale West Virginia Long Island Real Estate For Sale by Owner Find out how you can sell your own house here Long Island Real Estate Relocation Directory Long Island Real Estate Relocation Directory Long Island Real Estate Boutique Real Estate Services Long Island - Long Island Relocation Guide HERE IS WHAT SOME OF OUR SPONSORS ARE SAYING! " The Shenandoah Connections helped us with our first Savor the Valley Fall Festival by putting us in touch with potential vendors that we otherwise would not have known about. Mark Barreres provided musical entertainment for that same event and it was terrific! I look forward to working with Shenandoah Connections again !!" - Amy Proctor from Shenandoah Caverns & American Celebration "I recently moved to the Shenandoah Valley form Arizona. Through shenandoahconnection.com I was able to locate and contact other musicians with whom I am now working. Without this resource it would have been impossible to do this in a short time frame (less than a year). Also, the connection has also been an important resource for locating and referring persons interested in obtaining basic and advanced instruction in guitar, bass guitar, theory, improvisation, and related subjects. Many thanks to Mark Barreres for this wonderful resource." - Dave Lewis Musician "I have had several on-line ventures. ShenandoahConnection.com has helped me get found on the web and in countless other ways. Thanks Mark!" Jeanne Russell " FYI-Our Business has improved & we are finally being found on search engines, Since working with Shenandoah connection & Mark. No other advertising has been so effective for us - ever. Mark has also been greatly helpful with our web site and is always available for suggestions & help. The ability to be able to link with others in the Valley & our specific area is a great concept & asset. I hope more folks will join the "Connection"! Fuller House Inn in Winchester - Debra " ShenandoahConnection.com has been a real direct benefit to my website. Visitors to ShenandoahConnection.com who then link to www.stevesober.com make Marks websites the third or fourth largest provider of distinct visitors to my website every week. This kind of exposure is very hard to find. Thank You Mark! " - Steve Sober Valley Ballooning of Woodstock VA "Dear Mark, I wanted to take this opportunity to thank you and your staff for all the hard work and assistance with the website. You were certainly good to your word in getting our site listed on the front page of Google. And the best part is, it only took a couple of days! My business has already shown a marked increase, and I look forward to working with you in the coming years. Thanks again!" - Don "A special thanks for all your help goes out to ShenandoahConnection from your business partners" - Roanoke Business Networking . Roanoke Biz2Biz is a response to the needs of Roanoke area companies for a cost effective, online hub to connect businesses to other businesses. It is matchless as a 24/7 business revenue generator. Roanoke Biz2Biz utilizes a variety of interactive tools, expertise in Search Engine Marketing and Business-to-Business Marketing to generate new sales leads. If we have helped your business let people know about it here The Shenandoah Connection Group is looking to work with the new and existing small business, musicians, artists, and advertising groups in The Shenandoah Valley and beyond. It's all networking! Call Mark Barreres at 540-984-8190 The Shenandoah Connection Group Business and Arts Networking The website that is helping to change the way people think about the Internet in The Shenandoah Valley and beyond. It's all about networking ... Long Island Business Network Pennsylvania Arts Small Business Network Western North Carolina Mountains Small Business Arts Networking Shenandoah Valley Musicians Network Small Business and Arts Networking Shenandoah Valley Weddings Shenandoah Valleys Best Kansas City Connection Americana Rhythm Magazine American Sports Collectibles Out of Africa Getting a professional website geared toward your target audience is what the The ShenandoahConnection can do for you! Our desire it to help businesses and individual clients establish or maintain a professional presence on the World Wide Web. Website Promotion by Mark Barreres How Will People Find Your Website? On the First Page of Google! more info If you have any ideas, comments, suggestions or would like to work on a project with us please do not hesitate to call 540-984-8190 or email: markb@shentel.net Our Objective is to foster and encourage creative partnerships between business and the arts... Networking Small Business and The Arts We are looking to network with Art Groups, Musicians, Cultural Art Centers and businesses worldwide. music@shentel.net Americana Rhythm Magazine Art Group Alice in Wonderland Art Atlanta Georgia Wedding Photography 1st Friday Celebration Barrelhouse Bonni Blue Ridge Parkway Skyline Drive Bluegrass Bucky Clark Blues Musicians Network Caribbean Artists Carolina Arts Music Chappalino's Chicago Musicians C'ville Music Cultural Art Centers Chords & Lyrics Corporate Art by Commission Custom Built Guitars Dahlonega Georgia Daytona Musicians Shenandoah Dance Lessons Ed MCcurdy Edinburg VA Concerts Elizabeth City NC Fredericksburg VA Fairfax VA Musicians Florida Small Business and Arts Network Gift Shop Guitar Lessons Guestbook Guitar Builders Vintage Guitars Handmade Guitars Guitar Repairs Guitars Shenandoah Valley House Concerts USA Harrisonburg Musicians Janusz B. Goralski Joe Herbert Kansas City Little Washington, VA Long Island Musicians Long Island Video Productions Lexington VA Arts Luray Va Arts Music Small Business Musicians Metronome Mexico City Musicians Musician Services Music & Art Venues Music Posters Music T-Shirts Musicians Wanted Music Instruction Musical Instruments Shenandoah Valley Ocean City Musicians Open Mics USA PA.Music and Arts Photography Piano Sales Piano Tuning Pinehurst NC Port Angeles Recording Studio Richmond Virginia Ronoake VA Roanoke Virginia Business Networking San Francisco Metro Search Engine Optimization Shenandoah Valley Art Shenandoah Massage Shenandoah Musicians CD's Shenandoah Valley Events Songwriters Virginia Valley Recording Studios Shenandoah Weddings Sperryville VA Musicians Sunrise Florida Arts Music Shenandoah Theatre Virginia Arts Washington DC Musicians Wedding Photography Wedding Services Winchester VA West Virginia Arts and Music Network Virginia Music Woodstock Music Up Coming Stars Cultural Arts Centers USA Musicians Network Vecca Arts Video Productions Western Carolina Musicians West Virginia Musicians Woodstock Music Festivals World Musicians Network If you visit often you may have noticed more changes and events. Check back frequently, as the we are update our pages daily. We hope you find The Shenandoah Connection Network helpful. Should you see something you feel we should know about, have a scoop to add to our news page, or just want to tell us how we are doing, please send an email to music@shentel.net or call us 24/7 at 540-984-8190 Sign up for our newsletter! HERE Special Thanks Goes out to: Americana Rhythm Magazine Featuring Music of the Shenandoah Valley, Central Virginia and the Blue Ridge. When you advertise your Shenandoah Valley business with Americana Rhythm you help support the musical talent of the Valley in which we live. LA NOUVELLE VOIE DE PASCAL VECCA , Joe Herbert , The Art Group , Jeanne Russell , Starship Ed , Bucky Clark , Acoustic Visions , Google.com , VECCA - 7 East Art , Gene Taylor , Steve Barreres, K2CX , Pops Walker, Janusz B. Goralski , LinkPartners - TCA Skin Peel for Cosmetic for Home - Shenandoah Valley Massage School - Roanoke Business Networking - Long Island Business Networking - Strong Island Sound Basketball Team Check out our our link on the BBC - HERE Fine Handbags Out of Africa Shenandoah Valley Web Connection Shenandoah Valley Virginia online guide to small business arts networking, local events in the beautiful Shenandoah Valley of Virginia and West Virginia and beyond.

Real Estate Loan

Find Amortization Calculators with Amortization Schedules, Mortgage Calculators, Today's Rates on Mortgages and Refinance Loans on Yahoo! Real Estate This tool will only function with browsers which support JavaScript version 1.1 or later. Find Amortization Calculators, Amortization Schedules and Mortgage Calculators Choose Location Home Homes For Sale Apartments for Rent Home Loans Moving & Insurance Tools My Real Estate Real Estate > Home Loans > Calculators > Amortization Tools & Resources • Mortgage Payment Calculator • Affordability Calculator • Amortization Calculator • Rent vs. Own Calculator • Refinance Calculator • First-Time Buyer's Guide to Mortgages Next Steps: • Search Local Rates • Online Rate Quotes • Graph Interest Rates • Refinance Loans & Rates • Home Equity Loans & Rates Amortization Calculator Provided by Bankrate.com This loan amortization calculator shows you the breakdown between principal and interest in your mortgage payments. Each calculation shows you amortization tables with complete mortgage amortization schedules for the loan. You have the options of making extra principal payments on the mortgage every month or once a year. Loan Amount: $ Interest Rate: % Term: years Extra Payment: $ per Month Year View Results: Yearly Full Strating Month: Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Starting Year: 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 See more calculators document.write(' ',dateSelector('start'),' '); Amortization Calculator Results Summary Calculate Again Principle Loan Balance: Annual Interest Rate: Loan Term: Starting Date: Summary of Payments and Interest Calculate Again Monthly Payment: Total Interest Paid over Life of Loan: Interest Paid in 2005: Interest Paid in 2006: Average Monthly Interest Paid over Life of Loan: First Year Payment Schedule Month Principle Paid Interest Paid Loan Balance Yearly Payment Schedule Month Principle Paid Interest Paid Loan Balance -- Visit our partners' sites Sponsored Links Foreclosure Search Save up to 50% on your next home purchase, search hundreds of thousands of foreclosures nationwide. Sign up now for your free trial. www.foreclosuretimes.com Houston Home Rebate - New Home Builders New Houston homes and Home Builders receive up to a 2% rebate for new Home purchases in Houston Tx. New Home Lstings Provided. Registration Required. www.houstonhomerebate.com Rebate Offer New Homes Locating Service Purchase Smart. Use are new homes and homebuilder locating service and receive up to an additional 2%. www.newhomerebaterealty.info Lower Your Mortgage Payment and Save Compare up to 4 Free Mortgage Quotes by completing an Easy Online Form. Competitive rates from leading banks. No obligation. www.leadsteps.com (Become a Sponsor) Homes For Sale - Apartments For Rent - Current Mortgage Rates - Real Estate Agents - Local - Yellow Pages

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Medicare.gov - The Official U.S. Government Site for People with Medicare tag. -- Search Frequently Asked Questions d Home | Screen Reader Version | Espaol The Official U.S. Government Site for People with Medicare Help | Frequently Asked Questions | Mailing List | Search Tools Zip Code Locator -- | -- Medicare Enrollment -- Medicare Enrollment -- My.Medicare.gov NEW! Prescription Drug Coverage Medicare & You 2006 Medicare Billing Medicare Appeals Long-Term Care Plan Choices Preventive Services Address Change Replacement Card Medicaid Enrollment Provider Information Hurricane Information Glossary Privacy Practices Medicare Reform Search Tools Warning! Your browser security settings are too high or it does not support scripting. Some pages may not behave as expected. We have provided information on what features may not work as expected , tips to use in navigating through the site and other options that are available. -- Medicare Spotlights Site Updates Want to Learn More About the New Medicare Prescription Drug Coverage? Landscape of Local Plans Compare Medicare Prescription Drug Plans NEW! Demo of the Prescription Drug Plan Finder NEW! Enroll in a Medicare Prescription Drug Plan NEW! Formulary Finder Other Resources A National Conversation - Friends and Family First Toolkit NEW! (PDF, 3.3 MB) The following is a paid program sponsored by the U.S. Department of Health and Human Services. BenefitsCheckUpRX Medicare RX: A National Conversation NEW! View online in Windows Media OR Read the Transcript Read the transcript --- Medicare & You 2006 NEW! --- My.Medicare.gov Available to Medicare Beneficiaries! NEW! --- Hurricane Katrina Information for people with Medicare and Medicaid and providers. --- Preventive Services Start Now! --- More Medicare Spotlights... Find more detailed information on the Medicare Modernization Act: For Organizations and Providers For Beneficiaries and Caregivers Search Tools Compare Medicare Prescription Drug Plans Compare Health Plan Options in Your Area Find a Medicare-Approved Drug Discount Card Compare Hospitals in Your Area Compare Nursing Homes in Your Area Find a Medicare Publication Find Out if You Are Eligible for Medicare and When You Can Enroll Find a Doctor Find Out What Medicare Covers Compare Home Health Agencies in Your Area Find Suppliers of Medical Equipment in Your Area Find Helpful Phone Numbers and Websites Compare Dialysis Facilities in Your Area Plan for Your Long-Term Care Needs Page Last Updated: December 21, 2005 -- Take the Medicare.gov Survey -- Frequently Asked Questions | Contact Us | Contact Us | -- Website Privacy | Website Policies Website Policies -- Freedom of Information Act | FirstGov.gov FirstGov.gov -- 220 Centers for Medicare & Medicaid Services | U.S. Department of Health and Human Services U.S. Department of Health and Human Services -- Centros de Servicios de Medicare y Medicaid Departamento de Salud y Servicios Humanos --