Real estate prices and
Real Estate Price Indices - Statistics Sweden Find: A-Z Content Search Find more on the website --------------------------- Agriculture, forestry and fishery Business activities Citizen influence Culture and leisure Education and research Energy Environment Financial markets Health and medical care Household finances Housing and construction Information technology Judicial system Labour market Living conditions National accounts Population Prices and Consumption Public finances Social insurance Social services Trade in goods and services Transport and communications --------------------------- Use Sweden's Statistical Database Maps About Sweden's Statistical Database --------------------------- Publication plan Publications About the publications --------------------------- International statistics Information and Library Economic statistics Regional statistics Methodology --------------------------- Information services Statistics Sweden's Business Register SCB International Consulting Order international statistics Order Swedish statistics --------------------------- Swedish Statistics Net Other statistical sources Housing and construction Real estate prices and registrations of title Real Estate Price Indices Year One- or two-dwelling buildings for permanent living Sweden Stockholm county of which Greater Stockholm Eastern Central Sweden Smland with the islands South Sweden of which Greater Malm West Sweden of which Greater Gteborg Northern Central Sweden Central Norrland Upper Norrland 1975 59 53 53 60 63 61 58 62 62 56 57 60 1976 68 62 62 68 72 71 70 73 72 66 65 69 1977 79 71 71 79 83 81 80 84 83 75 78 78 1978 89 83 83 90 92 91 91 93 92 85 90 86 1979 98 94 94 97 100 101 101 101 101 93 101 94 1980 101 100 100 100 105 103 102 104 104 97 103 99 1981 100 100 100 100 100 100 100 100 100 100 100 100 1982 101 101 101 101 100 100 100 101 101 101 104 102 1983 101 103 103 101 99 100 100 102 104 101 104 102 1984 105 106 105 103 102 103 105 107 110 103 105 107 1985 109 111 111 107 104 107 109 114 116 106 107 110 1986 115 121 121 111 108 111 114 120 126 110 112 115 1987 130 147 148 125 118 124 129 135 148 120 123 125 1988 154 187 189 147 133 145 157 162 181 137 134 139 1989 181 222 224 170 151 176 195 192 217 158 151 161 1990 203 246 247 190 173 204 229 213 242 178 168 179 1991 217 254 254 204 190 228 258 226 253 190 180 193 1992 197 216 217 189 180 209 231 203 219 179 173 182 1993 175 183 184 167 168 185 197 179 189 165 154 164 1994 183 201 202 172 175 194 208 186 199 168 158 169 1995 184 204 206 171 176 196 210 187 200 167 152 166 1996 185 205 207 173 178 200 213 188 201 168 153 165 1997 198 230 233 182 185 214 230 202 220 171 156 170 1998 217 265 269 197 202 235 261 219 249 179 161 179 1999 237 303 308 212 214 262 302 238 274 186 168 188 2000 263 365 374 231 227 290 346 259 305 193 173 195 2001 284 402 411 248 242 314 374 278 328 203 178 205 2002 302 426 434 271 257 337 403 296 351 213 185 214 2003 322 436 443 292 275 368 445 327 394 225 194 219 2004 353 468 475 317 298 410 503 369 446 244 206 236 q1 2005 364 481 488 328 305 427 530 384 466 249 213 241 q2 2005 377 492 499 338 316 446 545 398 482 260 218 257 q3 2005 392 506 514 351 327 464 564 416 503 270 235 266 Source: Statistics Sweden Top of page Updated: 2005-11-28
Colorado Real Estate Listings
Colorado Real Estate Listings You are here: About > Home & Garden > Home Buying / Selling > Real Estate For Sale > Real Estate Agent Web Sites > States A-C, Find an Agent > Colorado Home & Garden Home Buying / Selling Essentials 10 Things Home Buyers Shouldn't Do Best Tips for First Time Home Buyers "Must-Do" Tasks Before You Sell How to Buy a Home, Step by Step For Sale by Owner Advice Articles & Resources How To Buy a Home How To Sell a House Celebrity & Historic Credit Reports & Scores Design & Remodel Home Maintenance Inspections & Appraisals Investing & Foreclosures Modular & Manufactured Mold, Radon, Lead, etc. Mortgage Advice Moving & Relocation Real Estate Careers Real Estate For Sale Vacation Homes Buyer's Guide Before You Buy Top Picks Home Buying Books Foreclosure Books Mortgage Books Product Reviews Forums Help FREE Newsletter Sign Up Now for the Home Buying / Selling newsletter! See Online Courses Search Home Buying / Selling Colorado Real Estate Listings This guide to Colorado real estate agents will help you locate real estate listings in that state. Properties for sale throughout Colorado. Articles & Resources Sort By : Guide Picks | Alphabetical | Recent Up a category Alamosa - Thelma Turney Century 21 Valley Realty. Breckenridge - Susan Gunnin RE/MAX Properties of the Summit. Colorado Springs - Paul Cornuke RE/MAX Properties, Inc. Denver - Alan Cramer Priority One Real Estate. Denver - Gary & Cindy Belhumeur Frontier Real Estate 4 more Articles & Resources below Articles & Resources more from your guide Denver - Dave Babb Mercury Realty, Inc. Denver - The Brokerage House The Brokerage House. North Glenn - Michael Barela Metro Brokers, Barela and Associates. Trinidad - Charlie Barks & Barbara Sandgren Adobe Gold Properties. Topic Index | Email to a Friend Our Story | Be a Guide | Advertising Info | Work at About | Site Map | Icons | Help User Agreement | Ethics Policy | Patent Info. | Privacy Policy | Kids' Privacy Policy ©2005 About, Inc., A part of the New York Times Company . All rights reserved. Around About Oprah's Life Vacation Ideas Shop Safely Online VIDEO: Craft Rooms VIDEO: Christmas Traditions What's Hot Coping with Unethical People How To Buy Land Real Estate Appraisal Before You Buy a Log Home Package Home Buying / Selling - GuideReviews Headlines Getting Ready to Sell Your House Guests and lots of activities make it difficult to show... Before You Buy Gas Logs Gas logs are growing in popularity every year, so manufacturers... Pros and Cons of Becoming a Real Estate Agent You've decided you want to become a real estate agent,... Step-by-Step Directions Help You Measure Square Footage Each year, home owners discover that their new home's square...
Selling Home
Used Cars, Sell Your Car, Auto Financing & Insurance - AutoTrader.com Home Read reviews, get pricing and compare cars. New Cars Certified Cars Used Cars Over 2.7 million listings! Make Acura Alfa Romeo AMC Aston Martin Audi Avanti Bentley BMW Buick Cadillac Chevrolet Chrysler Daewoo Daihatsu Datsun DeLorean Dodge Eagle Ferrari Fiat Ford Geo GMC Honda Hummer Hyundai Infiniti Isuzu Jaguar Jeep Kia Lamborghini Lancia Land Rover Lexus Lincoln Lotus Maserati Maybach Mazda Mercedes-Benz Mercury Merkur Mini Mitsubishi Nissan Oldsmobile Peugeot Plymouth Pontiac Porsche Renault Rolls-Royce Saab Saturn Scion Sterling Subaru Suzuki Toyota Triumph Volkswagen Volvo Yugo ZIP Learn more Close Power Search lets you: Shop by body style. Choose color preference Search for up to three makes and models. Select your mileage. And much more... More flexible search options. ZIP Buscar en Español Sell it yourself... Edit Your Ad Search for Certified Cars Make null Acura Buick Cadillac Chevrolet Chrysler Dodge Ford GMC Honda Jeep Lexus Lincoln Mazda Mercury Oldsmobile Plymouth Pontiac Saab Toyota Volkswagen Volvo ZIP There's an option somewhere between new and used. Discover the benefits. Learn About Buying Certified Price a New Car • Find the best deal. • Get a free quote. Compare Cars Narrow down your options. Browse by Body Style Find all available models of a specific body type. Find New Cars Search our dealer inventory. Free CARFAX Record Check Check for costly hidden problems and buy with confidence. Get Pre-Approved in 2 Clicks. Check Today's Rates. Refinance Your Auto and Save. Fraud Awareness Tips Learn how to spot a scam . Used Cars in the UK 60,000+ Quality Used Cars SearchCars.net Find Cars in Australia Find A Dealer | Become an AutoTrader.com Dealer | About | Help | Site Map | Employment Opportunities | Email Us | Press Room By using this service, you accept the terms of our Visitor Agreement . Privacy Statement ©2005 AutoTrader.com L.L.C.
Home Loan
Home Equity Scams: Borrowers Beware! Home Equity Loans : Borrowers Beware! D o you own your home? If so, it's likely to be your greatest single asset. Unfortunately, if you agree to a loan that's based on the equity you have in your home, you may be putting your most valuable asset at risk. Homeowners-particularly elderly, minority and those with low incomes or poor credit-should be careful when borrowing money based on their home equity. Why? Certain abusive or exploitative lenders target these borrowers, who unwittingly may be putting their home on the line. Abusive lending practices range from equity stripping and loan flipping to hiding loan terms and packing a loan with extra charges. The Federal Trade Commission urges you to be aware of these loan practices to avoid losing your home. The Practices Equity Stripping You need money. You don't have much income coming in each month. You have built up equity in your home. A lender tells you that you could get a loan, even though you know your income is just not enough to keep up with the monthly payments. The lender encourages you to "pad" your income on your application form to help get the loan approved. This lender may be out to steal the equity you have built up in your home. The lender doesn't care if you can't keep up with the monthly payments. As soon as you don't, the lender will foreclose-taking your home and stripping you of the equity you have spent years building. If you take out a loan but don't have enough income to make the monthly payments, you are being set up. You probably will lose your home. Hidden Loan Terms: The Balloon Payment You've fallen behind in your mortgage payments and may face foreclosure. Another lender offers to save you from foreclosure by refinancing your mortgage and lowering your monthly payments. Look carefully at the loan terms. The payments may be lower because the lender is offering a loan on which you repay only the interest each month. At the end of the loan term, the principal-that is, the entire amount that you borrowed-is due in one lump sum called a balloon payment. If you can't make the balloon payment or refinance, you face foreclosure and the loss of your home. Loan Flipping Suppose you've had your mortgage for years. The interest rate is low and the monthly payments fit nicely into your budget, but you could use some extra money. A lender calls to talk about refinancing, and using the availability of extra cash as bait, claims it's time the equity in your home started "working" for you. You agree to refinance your loan. After you've made a few payments on the loan, the lender calls to offer you a bigger loan for, say, a vacation. If you accept the offer, the lender refinances your original loan and then lends you additional money. In this practice-often called "flipping"-the lender charges you high points and fees each time you refinance, and may increase your interest rate as well. If the loan has a prepayment penalty, you will have to pay that penalty each time you take out a new loan. You now have some extra money and a lot more debt, stretched out over a longer time. The extra cash you receive may be less than the additional costs and fees you were charged for the refinancing. And what's worse, you are now paying interest on those extra fees charged in each refinancing. Long story short? With each refinancing, you've increased your debt and probably are paying a very high price for some extra cash. After a while, if you get in over your head and can't pay, you could lose your home. The "Home Improvement" Loan A contractor calls or knocks on your door and offers to install a new roof or remodel your kitchen at a price that sounds reasonable. You tell him you're interested, but can't afford it. He tells you it's no problem-he can arrange financing through a lender he knows. You agree to the project, and the contractor begins work. At some point after the contractor begins, you are asked to sign a lot of papers. The papers may be blank or the lender may rush you to sign before you have time to read what you've been given. The contractor threatens to leave the work on your house unfinished if you don't sign. You sign the papers. Only later, you realize that the papers you signed are a home equity loan. The interest rate, points and fees seem very high. To make matters worse, the work on your home isn't done right or hasn't been completed, and the contractor, who may have been paid by the lender, has little interest in completing the work to your satisfaction. Credit Insurance Packing You've just agreed to a mortgage on terms you think you can afford. At closing, the lender gives you papers to sign that include charges for credit insurance or other "benefits" that you did not ask for and do not want. The lender hopes you don't notice this, and that you just sign the loan papers where you are asked to sign. The lender doesn't explain exactly how much extra money this will cost you each month on your loan. If you do notice, you're afraid that if you ask questions or object, you might not get the loan. The lender may tell you that this insurance comes with the loan, making you think that it comes at no additional cost. Or, if you object, the lender may even tell you that if you want the loan without the insurance, the loan papers will have to be rewritten, that it could take several days, and that the manager may reconsider the loan altogether. If you agree to buy the insurance, you really are paying extra for the loan by buying a product you may not want or need. Mortgage Servicing Abuses After you get a mortgage, you receive a letter from your lender saying that your monthly payments will be higher than you expected. The lender says that your payments include escrow for taxes and insurance even though you arranged to pay those items yourself with the lender's okay. Later, a message from the lender says you are being charged late fees. But you know your payments were on time. Or, you may receive a message saying that you failed to maintain required property insurance and the lender is buying more costly insurance at your expense. Other charges that you don't understand-like legal fees-are added to the amount you owe, increasing your monthly payments or the amount you owe at the end of the loan term. The lender doesn't provide you with an accurate or complete account of these charges. You ask for a payoff statement to refinance with another lender and receive a statement that's inaccurate or incomplete. The lender's actions make it almost impossible to determine how much you've paid or how much you owe. You may pay more than you owe. Signing Over Your Deed If you are having trouble paying your mortgage and the lender has threatened to foreclose and take your home, you may feel desperate. Another "lender" may contact you with an offer to help you find new financing. Before he can help you, he asks you to deed your property to him, claiming that it's a temporary measure to prevent foreclosure. The promised refinancing that would let you save your home never comes through. Once the lender has the deed to your property, he starts to treat it as his own. He may borrow against it (for his benefit, not yours) or even sell it to someone else. Because you don't own the home any more, you won't get any money when the property is sold. The lender will treat you as a tenant and your mortgage payments as rent. If your "rent" payments are late, you can be evicted from your home. Protecting Yourself You can protect yourself against losing your home to inappropriate lending practices. Here's how: Don't: Agree to a home equity loan if you don't have enough income to make the monthly payments. Sign any document you haven't read or any document that has blank spaces to be filled in after you sign. Let anyone pressure you into signing any document. Agree to a loan that includes credit insurance or extra products you don't want. Let the promise of extra cash or lower monthly payments get in the way of your good judgment about whether the cost you will pay for the loan is really worth it. Deed your property to anyone. First consult an attorney, a knowledgeable family member, or someone else you trust. Do: Ask specifically if credit insurance is required as a condition of the loan. If it isn't, and a charge is included in your loan and you don't want the insurance, ask that the charge be removed from the loan documents. If you want the added security of credit insurance, shop around for the best rates. Keep careful records of what you've paid, including billing statements and canceled checks. Challenge any charge you think is inaccurate. Check contractors' references when it is time to have work done in your home. Get more than one estimate. Read all items carefully. If you need an explanation of any terms or conditions, talk to someone you can trust, such as a knowledgeable family member or an attorney. Consider all the costs of financing before you agree to a loan. For More Information The FTC works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or to get free information on consumer issues , visit www.ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters Internet, telemarketing, identity theft and other fraud-related complaints into Consumer Sentinel , a secure, online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad. FEDERAL TRADE COMMISSION FOR THE CONSUMER 1-877-FTC-HELP www.ftc.gov April 1998
Real Estate Broker
Atlanta Real Estate: Metro Brokers/GMAC Atlanta real estate, Georgia, brokers, agent, buckhead, atlanta mortgage, cobb, midtown, homes for sale -- Atlanta Real Estate & Atlanta Homes for Sale Metro Brokers/GMAC Real Estate Community Search Builders/Developers New Home Services for Agents Order relocation kit Who's who in relocation GM Family First Quote Form Claims Dictionary FAQ's Privacy notice Services offered Businesses for sale Commercial division info Property search Agent roster Who wants to be a millionaire? Comprehensive sales training Broker support Coaching Agent Testimonials Contact us A little history Marketing Communications Technology Office locations/directions Market share comps Company News Premier Service Have a question? Ask your online guide. E-mail Metro Mike. Learn how to schedule appointments online to see properties. Order our FREE 250+ page home guide with thousands of area homes for sale. Click here to learn how to get a Georgia real estate license for free! Click here to view your shopping cart or create a new account. Metro Brokers Financial offers competitive rates on a variety of mortgage products. Click here to prequalify! Search the largest database of Atlanta homes for sale 72,310 HOMES more than any other website! Database last updated Dec 29 2005 6:58AM Market Share Comps Metro Brokers/GMAC Real Estate grew its Atlanta real estate market share by one percent in 2004, while every other local residential realty company with at least 2,000 closings lost market share – one company by 15 percent. Over the last four years, Metro Brokers has increased its metro area market share by 3.4 percent – far better than any other local company. In fact, Atlanta’s other top 10 residential real estate companies experienced market share declines over that same period by an average of 23.5 percent. Metro Brokers did even better in specific real estate submarkets of Atlanta. The company saw double-digit market share gains in Butts, Cherokee, Coweta, Dawson, Douglas, East Cobb, Forsyth, Gilmer, Gwinnett, Henry, Intown Atlanta, Newton, North Fulton, Paulding, Rockdale, Walton and West Cobb. The company remains the Atlanta market share leader south of I-20, with nearly 1 out of every 4 homebuyers represented by a Metro Brokers sales associate. According to Metro Brokers President and CEO Kevin Levent, the primary reason for the company's market-leading growth is the increased productivity of its sales associates. "Our associates sold more homes in Atlanta than any other year in the history of our company," Levent said. "Our training programs are invigorating experienced real estate sales associates and helping new real estate licensees hit the ground running." Metro Brokers is also the largest license holder in the state of Georgia. The market share study was completed by Smart Numbers, an independent, Atlanta-based company that provides residential real estate information. Smart Numbers used closing data from MLS and FMLS to compile its report. Company News ATLANTA - Once again, the Greater Atlanta Home Builders Association (HBA) has selected metrobrokers.com Best Realtor Website in the Atlanta area for the fourth consecutive year. MetroBrokers.com was chosen by HBA’s judges for its functionality, ease-of-use and overall design. The only organization recognizing Atlanta companies for excellence in website design, the HBA has been promoting, protecting and preserving homeownership in the greater area since its inception in 1945. HBA is an affiliate of the National Association of Home Builders (NAHB), headquartered in Washington, D.C. During the last year, Metro Brokers became the first local company to successfully launch an appointment setting tool that allows homebuyers to schedule a showing while viewing a listing online. As a result, Metro Brokers has generated more than 2,000 real estate showing requests – a figure that’s 30 percent higher than the national average of other metro realty companies. REALTORS RESPOND TO METRO BROKERS’ NEW BILLBOARDS Joyce Hay of the Gwinnett office: “Awesome! Awesome! Awesome! I love the billboards. My clients think the boards are cool, too. They say it’s better than any other billboard they’ve ever seen and that Metro Brokers is far and above any other company.” Salim Lokhandwalla of the Tucker office: “It’s very eye-catching. The locations are excellent especially the one on I-85 south. If my 11 year old daughter notices it, I’m sure others will too.“ Jamie Hook of the East Cobb office: “It’s really impressive, especially when you have clients in the car and drive by it.” Radley Reiff of the Buckhead office: “I love it. I think it’s great for brand recognition…A perfect ‘10’.” Serrie Fields of the Stone Mountain office: “The billboard can’t be beat. It’s bold, easy to read in traffic and very visible. It makes our name well known in the community and reinforces our large market presence. I envision the billboards helping me on listing presentations when I mention them to customers.” Bo Krejci of the North Fulton office: “I think the billboard is great. It really pops out at you when you drive down GA-400. I can only imagine the impact on morning commuters as the traffic crawls by the billboard.” Real Estate Atlanta, Georgia