Buy House

- Drought - AFA - USOC - CC Hockey Williams had to buy house, handle influx of big money (09/04/05) By FRANK SCHWAB THE GAZETTE ENGLEWOOD - Cornerback Darrent Williams was drafted April 23 by the Denver Broncos. He had three months and five days to get his life together in a new city before he reported to training camp. A few days after he was drafted, Williams had a lot on his mind, aside from the defensive and special-teams playbooks he had to learn. He had to find a house, furnish the house, get a car, hire a financial advisor and maybe buy his mom a house and a car, among other things. "It's different," Williams said. "I never had to look into buying a house or anything like that." His signing bonus was $1.275 million and his base salary is $230,000 this year. Williams said the hardest part probably was buying his house. Assistant defensive backs coach Jimmy Spencer gave Williams the name of a real estate agent shortly after he was drafted, which helped. Williams had never been to Denver, although he got some advice on the area from Broncos running back-Tatum Bell, a former college teammate. Williams stayed in the dorms during his first three years of college at Oklahoma State, then moved into an apartment his last year, so buying a house was a major step. "It was real hectic," Williams said. "I've never purchased anything really in my life, especially not a house. And now there's the mortgage and the payments and the loans and all the crazy stuff you have to go through." Williams said he looked at about 20 places before settling on a townhouse in Parker. "It was fun at first but it got old," Williams said. "I'm like `I'm tired of this. I just want to buy this and get it over with.'" Williams also had to buy a car and make a few other important purchases, but he said the other thing - aside from working out with the team, learning the playbook and going through the offseason camps - that stressed him out was hiring a financial advisor. "That was real stressful because these guys call you every day like they're your best friend now," Williams said. "You don't even know these guys. But everybody acts like they got your best interests. It's all about the money so you have to be careful with it." Williams eventually hired the same financial adviser employed by Broncos second-year receiver Darius Watts. Williams had his flat screen plasma television hooked up before he left for the Broncos' headquarters on the day the team reported to training camp. He still has some things on his to-do list - he is in the process of getting his mom a house but he was caught up enough that he could concentrate on his job. "I got moved in and everything, so I don't have to worry about anything," Williams said. "I can focus on football until the season is over."

Real Estate Prices

DQNews - DataQuick Real Estate Headlines and Statistics -- December 29, 2005 DQNews Home | DataQuick | Forums | -- Release | Custom Reports Search -- i Updated: December 27, 2005 -- -- -- Real Estate News -- . -- DQNEWS HOME -- RECENT RELEASES Monthly for SoCal Monthly for Bay Area New! -- CA Monthly City Chart ZIP CODE CHARTS Updated Monthly: LA Times Zip Chart SD Union Tribune Chart OC Register Chart SF Chronicle Chart Sacramento Bee Chart Annual Charts: CA 2004 City Chart LA Times 2004 Chart OC Register 2004 Chart SD Tribune 2004 Chart SF Chronicle 2004 Chart Sac Bee 2004 Chart Updated Weekly: SJ Mercury News Chart California SoCal Area Bay Area -- REGIONAL CHARTS Phoenix 3Q05 Honolulu 3Q05 Las Vegas 3Q05 Portland 3Q05 Seattle 3Q05 Nashville 3Q05 Miami/Palm Bch 3Q05 Jacksonville, FL 3Q05 Denver 3Q05 Chicago 3Q05 CURRENT HEADLINES Home Sale Trends Mortgage Trends -- Foreclosures Million Dollar Homes Building Activity Other Feature Articles NATIONAL NEWS -- WEB SITE EXTRAS ARCHIVED ARTICLES -- Customized News Services -- -- Custom Reports Archived Zip Code Charts Archived Articles -- Enter your email address to receive DQNews Headlines by email: -- Who We Are -- -- -- Find Out More About DQNews -- -- California November Home Sales Report A total of 51,250 new and resale houses and condos were sold statewide last month. That's down 4.6 percent from 53,700 for October and down 3.8 percent from 53,250 for November 2004. A decline from October to November is normal for the season. full story Slower Bay Area home sales, steady price increase -- Bay Area home sales continued to slow on a year-over-year basis while prices continued to climb. . . full story -- -- Southland home sales strong, prices hit new peak -- Southern California home sales remained at near-record levels last month as prices continued their climb to new heights, the result of continued demand and the expectation that mortgage interest rates will continue to increase... full story California Foreclosures Edge Up Foreclosure activity in California showed a year-over-year increase during the last quarter for the first time in more than three years, the result of lower appreciation rates and riskier loans. . . full story Million-Dollar Home Sales Rise in Golden State -- More million-dollar homes were sold in California last year than in the two previous years combined . . . full story California's home buyers increasingly choose ARMs A rising portion of California's home buyers are financing with adjustable-rate mortgages as rising prices and rate increases earlier this year make it harder to buy. . . full story -- California Home Buyer Surnames for 2002 TOP TEN Most Common Last Names of California Home Buyers Name Rank Median Price Garcia 1 $197,000 Smith 2 $250,000 Nguyen 3 $300,000 Lopez 4 $195,000 Lee 5 $325,000 Hernandez 6 $189,000 Rodriguez 7 $189,000 Martinez 8 $197,000 Gonzalez 9 $192,000 Johnson 10 $242,000 **2002** Metropolitan Area Home Sale Charts Look up the median home price in your zip code Record sales to Hispanic home buyers Hispanic home buyers accounted for a record portion of California's home purchase activity during the third quarter, the result of socio-demographic gains and available mortgage financing. . . full story Homebuyers CA YTD2001 Rank Last Names 1 Garcia 2 Smith 3 Lee 4 Martinez 5 Hernandez -- DQNews Quick Data: $280 billion was added to the value of California's housing stock in annual appreciation last year. The median homeowner is 'making' $2,384 monthly just by owning a home. -- CALIFORNIA'S TOP HOMEBUYER LAST NAMES 2000 Rank Last Name Median price paid 2000 1990 Rank 1 Garcia $145,500 (4) 2 Smith $189,000 (2) 3 Lee $262,000 (1) 4 Johnson $182,000 (3) 5 Lopez $144,500 (7) 6 Martinez $146,000 (8) 7 Hernandez $141,750 (14) 8 Rodriguez $145,000 (6) 9 Nguyen $246,000 (13) 10 Gonzalez $140,750 (10) 11 Williams $175,000 (12) 12 Brown $183,000 (9) 13 Sanchez $145,000 (18) 14 Miller $205,750 (11) 15 Jones $179,750 (15) 16 Ramirez $138,000 (22) 17 Kim $265,000 (5) 18 Perez $148,500 (20) 19 Davis $178,000 (19) 20 Anderson $197,500 (17) 21 Martin $176,000 (23) 22 Flores $146,000 (30) 23 Gomez $147,000 (31) 24 Wilson $190,500 (25) 25 Tran $252,000 (43) CC Coming Up: Coming Up: Equity lending in Florida Washington state's $million home market Crunch for entry-level buyers - or not? Fannie, Freddie and the conforming limit (yawn...) Most boring neighborhoods: the list Texas home buyer names -- Foreclosure Sales: The number of home foreclosure sales in California was a low 709 in the third quarter of 2005. Last year there were 1,007 home foreclosure sales in the same time period. Top Lender Update: Wells Fargo Bank was California`s most active home mortgage lender in the third quarter of 2005, followed by Washington Mutual and Countrywide Home Loans - (ranked by residential loan $). Least Expensive Communities: In the 3rd quarter of 2005, the three CA cities with the lowest median price (and over 50 sales) were: Taft at $120,000, Twentynine Palms at $140,000 and Barstow at $142,000. Most Expensive Communities: In the 3rd quarter of 2005, the three CA cities with the highest median price (and over 50 sales) were: Rancho Santa Fe at $2,372,500, Newport Coast at $1,914,750, and Belevedere Tiburon at $1,765,000. Million Dollar Home Sales: 30 communities in CA had a median home price of over $1 million in the 3rd quarter of 2005 (with 50+ sales). There were eighteen cities in that category in 3Q04. Refi Trend: California residential refinancing activity in the third quarter of 2005 was up 9.8% from the third quarter of 2004 and up 8.0% from the second quarter of 2005. " -- . DATAQUICK IN THE NEWS -- Sacramento Bee Homes sales fall 21 percent Orange County Register O.C. housing prices back near peak The median sales price was $616,000 last month, $1,000 shy of August's record, and more gains will come next month, according to market tracker DataQuick. Los Angeles Times Southland Housing Sustains Solid Gains San Francisco Chronicle Bay Area boom easing Home sales slow a bit but price growth is still strong San Jose Mercury News Home price spiral eases MEDIAN PRICE IN SANTA CLARA COUNTY JUMPS ONLY $750 FROM MONTH AGO AS SALES DROP 5.8% San Diego Union Tribune Home sales have seen better days Prices up, but seasonal activity down for 17th straight month San Francisco Chronicle Foreclosures in Bay Area down 13% to a 14-year low Rapid increase in prices has helped reduce rate of default Los Angeles Times Loan Default Notices Rise for First Time in 3 Years New York Times Do Try This at Home: Assess Your Area's Real Estate Bubble Forbes Real Estate Strong Despite Higher Interest Money Magazine Cuckoo for Condos! USA Today Got $75M? Here's the house for you USA Today 'New urbanism' embraces Latinos Can't Find Sunday's Newspaper? Find your zip code here! LA Times 2001 Chart LA Times Zip Chart SD Tribune Chart OC Register Chart SF Chronicle 2001 Chart SF Chronicle Chart Sac Bee 2001 Chart Sacramento Bee Chart Updated Weekly: SJ Mercury News Chart -- DQNews Forums -- enter here -- -- View the DQNews News editorial policy. -- Contact us at info@DQNews.com | DQNews Home | DataQuick Homepage

real estate brokers. Real

Real Estate Agent Printer-friendly version ( HTML ) Real Estate Agent What is this job like? | How do you get ready? | How much does this job pay? | How many jobs are there? | What about the future? | Are there other jobs like this? | Where can you find more information? What is this job like? Back to Top Real estate agents help people buy and sell houses. They must be able to say approximately how much money a house is worth. They need to know what the neighborhoods in their towns are like. They must know the laws that have to do with buying or selling a house. They also can tell home buyers where to get a loan if they need more money to buy a house. In return for selling a house, real estate agents get to keep a small part of the money that the buyer paid for it. Real estate agents work for real estate brokers. Real estate brokers manage real estate offices. People who want to buy a house often ask a real estate agent to help them. They meet with the agent to tell him or her what kind of house they want. They must also discuss how much money they can afford to spend. The agent then takes them to see houses for sale. Buying a house is a very important decision because houses cost a lot of money. This means that buyers often want to look at many houses before they decide to buy one. Real estate agents also sell houses for people. They help the seller set the price for the house. To do this, they must know what the house is like. They must also figure out what people would be willing to pay for the house so that it will sell quickly. They make sure that people see ads for the house so that they can think about buying it. Once a person agrees to buy a house, real estate agents still have work to do. They must fill out special forms that let everyone know that the house has a new owner. Both the buyer and the seller of the house must sign these forms for the sale of the house to be legal. Often, the agents must help the buyer to get a loan from the bank to pay for the house. Real estate agents generally work in offices. Since much information about properties is available over the Internet, some agents can work out of their own homes. In either case, however, much of their time is spent outside the office showing houses to buyers. Sometimes they must leave the office to meet with people who have houses to sell. Good real estate agents also spend time away from the office finding out more about the houses in their town that might one day be up for sale. Agents often work more than 40 hours a week. They often must work in the evening or on weekends. This is because most buyers and sellers are free only at those times. How do you get ready? Back to Top Real estate agents must have a license from the State in which they work. To get a license, a person must have graduated from high school. The person must be at least 18 years old and pass a written test. In some States, a person who wants to be a real estate agent must go to a special school for a few months. Sometimes it helps to take some college courses about real estate. This is because the process of selling a house can be hard to understand. Good real estate agents must get along well with buyers and sellers. It helps if real estate agents are pleasant and dress neatly. They should be well organized and be able to remember people's names. They should deal honestly with people and have good manners. They must also be very eager to sell houses, which is sometimes a lot of hard work. How much does this job pay? Back to Top Most real estate agents do not get a regular paycheck. Instead, they get part of the money that the home buyer pays to the home seller when a house is sold. This means that agents who sell more houses earn more money. It also means that agents who sell more expensive houses earn more. The middle half of all real estate agents earned between $21,010 and $52,860 a year in 2002. The lowest-paid 10 percent earned less than $15,480. The highest-paid 10 percent earned more than $83,780 a year. The middle half of all real estate brokers earned between $29,240 and $90,170 a year in 2002. The lowest-paid 10 percent earned less than $17,290. The highest-paid 10 percent earned more than $145,600 a year. How many jobs are there? Back to Top Real estate agents and brokers held about 407,000 jobs in 2002. Many work part time, and have other jobs as well. Most real estate agents work in large cities. Many also work in smaller cities that are growing quickly. This is because there are more houses being bought and sold in such places. What about the future? Back to Top The number of jobs for real estate agents is expected to grow more slowly than the average for all occupations through the year 2012. This is partly because more information about real estate is available on the Internet. This allows agents to conduct more business in less time, so fewer agents are needed. It should be rather easy to find a job as a real estate agent. This is because many agents find that they cannot sell enough houses to be successful, so they quit their jobs. Only people who enjoy selling, and are good at it, should try to become real estate agents. Are there other jobs like this? Back to Top Insurance sales agents Retail salespersons (car salespersons, etc.) Sales representatives, wholesale and manufacturing Securities, commodities, and financial services sales agents Travel agents Where can you find more information? Back to Top More BLS information about real estate brokers and sales agents can be found in the Occupational Outlook Handbook . The Handbook also shows where to find out even more about this job. Last Modified Date: October 21, 2004

Home Equity Loans and

Financial Services: Home Equity - Financial Services Loans Vehicle Home Equity RV, Camper, Boat & Motorcycle HomeVantage Financing Student Personal First-Time Borrower Program CreditDefender, GAP and more! Apply for a Loan Mortgages Checking & Check Cards Savings & Money Market Certificates & IRAs Health Savings Accounts Youth Program Gift Cards Credit Cards Preferred Member Recognition Search Ent Home Equity Loans and Lines of Credit Put your home to work for you. With a Home Equity Loan or Line of Credit from Ent, you'll have the power and flexibility to handle your financial needs, now and in the future. Plus, using your home's equity usually means you'll receive a lower interest rate than with personal loans or credit card finance charges. Home Equity Loan or Line of Credit advantages include: Interest may be tax-deductible* Very low closing costs Financing up to 100% of loan-to-value** Flexible term options Low minimum loan payments including interest-only payment options on lines of credit. No applications fees *Please consult your tax advisor about deductibility of interest. **Standard credit qualifications apply. Loans subject to final credit approval. Financing available on homes throughout Colorado. Apply online or by calling (719) 574-1100 or 800-525-9623. With a Home Equity Loan or Line of Credit from Ent, you can: Make Home Improvements Add or remodel a room, finish your basement, or replace your roof or driveway. Finance it all at once with a home equity loan, or one project at a time with a line of credit. Consolidate Debt Save money each month by combining your high-rate loans into one loan at a low interest rate. Buy a Vehicle Finance a new or used car, boat, RV, camper or travel trailer at a low rate. (Use the Auto Loan vs. Home Equity Loan calculator to see just how much money youll save.) Pay for Education Draw from a line of credit and pay tuition as it comes due...at a much lower cost than using a credit card. Create an Emergency Fund A line of credit makes extra cash immediately available in case of emergencies. Home Equity Loan or Line of Credit: Which option is best for you? Any financial institution can give you a home equity loan. But the online Loan Advisor will tell you why you should get one. Or why you should consider a home equity line of credit instead. Just answer a few short questions and the online advisor will help you choose the best loan and terms for your needs. Apply online or by calling (719) 574-1100 or 800-525-9623. Privacy Pledge | Important Account Information | Contact Us This credit union is federally insured by the National Credit Union Administration. Equal Opportunity Lender | Equal Housing Lender ©2005 Ent Federal Credit Union Membership Area & Benefits What's New Newsletter Profile Press Releases Community Support Employment Locations & Hours Contact Us Loans Mortgages Checking & Check Cards Savings & Money Market Certificates & IRAs Health Savings Accounts Youth Program Gift Cards Credit Cards Preferred Member Recognition Featured Rates Loan Rates Mortgage Rates Savings Rates Corporate Rates Online Banking & Bill Pay Online Loan Applications Auto Auction Reorder Checks Telephone Banking Direct Deposit Courtesy Pay Additional Member Services Investment Services Investing Insurance Dental Benefits Perspectives Newsletter Meet Your Registered Representative Trust Services Investing Glossary Education Center Advice Center Calculators Auto Buying Home Buying Retirement Planning Life Stages Money Management Taxes Identity Protection Financial Counseling Seminars

Rental Property

Vacation Condo Rentals - Vacation Rental Property www.CondoRentHelp.com Important Disclaimer Policy - read beforecontinuing Vacation Rental Properties To see our current rentals, continue down this page: Renters Owners/Advertisers To see what rentals (condo, house, villa, etc.)are listed, continue to scroll down this page then select a state from the following list or click here If you are a property owner with an existing listing, click here If you own a vacation property (condo, house, villa, etc.) and want to advertise with us, click here If you want to know why you should advertise with us, click here If you want to see if you qualify for our FREE introductory listing, click here To contact us, click here To see a list of frequently asked questions (FAQ), Click here To locate a listing by property number, enter the # and press the 'submit' button, Use the map to pick a state to see the vacation condo or other rental properties available Most Popular Rental States California Colorado Florida Hawaii North Carolina South Carolina Virginia Most Popular Rental States California Colorado Florida Hawaii North Carolina South Carolina Virginia Top rental cities Destin, Florida Disney Area, Florida Indian Rocks Beach, Florida Marco Island, Florida New Smyrna Beach, Florida Panama City Beach, Florida Sanibel Island, Florida Hilton Head Island, South Carolina Myrtle Beach, South Carolina Virginia Beach, Virginia CondoRentHelp.com handles condo, house, townhouse, and villa vacation rentals but specializes in condo rental properties.