real estate prices declining

Inman Real Estate News - Real estate prices to slow in 2006 Wells Fargo economists say housing demand will soften Real+estate+prices+to+slow+in+2006 Wells+Fargo+economists+say+housing+demand+will+soften %3ca+href%3d'http%3a%2f%2fwww.inman.com'+target%3d'_blank'%3eInman+News%3c%2fa%3e 2005-12-19T00%3a00%3a00.0000000-08%3a00 49268 HOME | NEWS | JOIN | PRODUCTS | CONFERENCES | ADVERTISE | ADVICE | ABOUT US | CONTACT US | SUBMIT A TIP Member Resources Members Home Search Inman News Content Warehouse Cartoon Database Weekly Newsletter Special Reports Audio Files Inman Blog Feedback Connect Registration Audio Conference LETTERS TO THE EDITOR There's no denying real estate bubble Re: ' Worst-case scenario for housing next year ' (Dec. 28) Dear Editor: I have been a real estate investor since I was 19. I am now 54. To deny a real estate bubble is to ignore the obvious market fundamentals. Obviously, there are different factors in different markets, but as a longtime investor/Realtor/broker there is no logical argument against real estate prices declining 10 percent to 30 percent in the "hot markets." The South Florida condo market will be a blood bath. The median income cannot buy the median house in most markets; interest rates will continue creeping up; speculators have driven prices to insane levels and when the going gets rough they will walk from a lot of residential properties. Most "hot" areas are becoming alarmingly overbuilt with residential inventories rising; lenders have ticking time bombs in their ARMs, negative equity and interest-only mortgages. Do your homework. Be wary of those whose opinions are tainted by the fact that they or their company have a stake in this insane market continuing. Michael H. Mosieur Mosieur Business Brokers Re: ' America closes doors to architectural expression ' (Dec. 26) Dear Editor: This is one of the most insightful articles I've read in a long time. We might add, "And what are we doing to our children as we worship at the altar of the mundane?" Years ago I read that about 1,000 children were tested for creativity just prior to entering kindergarten. Eighty-five percent of the children tested "creative." Twelve years later the same group was tested, and only 35 percent of the students tested "creative." What happened to the children along the scholastic way, and does the country even care? Where's the outcry? Isn't the creativity of our generations one of our most precious resources? It's been said that we're only one generation away from losing our freedom. Could it be that with escalating offshore competition in view, and stultifying U.S. scholastic models utilized, that the above advisory could also apply to our economic freedom? A. Bruce Belfield III Associate real estate broker Hurricane, W.V. FREE website content! Make Inman.com your homepage Get the Inman News Toolbar Link to Inman News Consumer News Commercial News Real Estate Articles from Inman News Already a Member? Log in below to view full story: User ID: Password: Lost Password? Real estate prices to slow in 2006 Wells Fargo economists say housing demand will soften Monday, December 19, 2005 Inman News To read this article, become a Member of Inman News now! JOIN NOW TO BECOME AN INMAN MEMBER 100% Satisfaction Guaranteed Group discounts available First Name: Last Name: E-mail: User Name: Call 1.800.775.4662 x128 8am - 5pm Pacific Time to order by phone or to get a discount group membership for your company or colleagues. View News Article Sample Hear Sample View Newsletter Sample Connect Info View Audio Conference Schedule Back Top © 2005 Inman News Home | Privacy | Editorial | Legal | Site Map

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What are ENERGY STAR Qualified New Homes? : ENERGY STAR What is ENERGY STAR? | Newsroom Search What are ENERGY STAR Qualified New Homes Features of ENERGY STAR Qualified New Homes Benefits of ENERGY STAR Qualified New Homes Homebuyer Resources New Homes Partner Locator For Residential Building Professionals PRODUCTS HOME IMPROVEMENT NEW HOMES BUSINESS IMPROVEMENT PARTNER RESOURCES -- Home > New Homes > What are ENERGY STAR Qualified New Homes? -- -- What are ENERGY STAR Qualified New Homes? ENERGY STAR qualified homes are independently verified to be at least 30% more energy efficient than homes built to the 1993 national Model Energy Code or 15% more efficient than state energy code, whichever is more rigorous. These savings are based on heating, cooling, and hot water energy use and are typically achieved through a combination of: building envelope upgrades, high performance windows, controlled air infiltration, upgraded heating and air conditioning systems, tight duct systems and upgraded water-heating equipment. These features contribute to improved home quality and homeowner comfort, and to lower energy demand and reduced air pollution. ENERGY STAR also encourages the use of energy-efficient lighting and appliances, as well as features designed to improve indoor air quality. Here are some questions commonly asked about ENERGY STAR qualified homes: Look for this label when buying your next home. How does a home earn the ENERGY STAR label? The ENERGY STAR label is earned only after the home's energy efficiency is verified, either by an independent third-party such as an accredited home energy rater or Builder Option Package (BOP) verifier , or by adhering to the quality control procedures established for HUD-code manufactured homes . What types of homes can earn the ENERGY STAR label? Any single-family or multi-family residential home that is three stories or less in height can qualify to receive the ENERGY STAR label. This includes traditional site-constructed homes as well as modular, systems-built (e.g., insulated concrete forms, structurally insulated panels), and HUD-code manufactured homes. Can existing homes earn the ENERGY STAR? Yes. Existing homes can be qualified for the ENERGY STAR label if they meet ENERGY STAR's performance guidelines. However, it is not always practical or cost-effective to bring an existing home to this level of efficiency. Nevertheless, the energy efficiency of existing homes can often be greatly improved using cost-effective retrofit techniques. Visit Home Improvement to learn how. Do energy-efficient homes look different? No, builders and developers constructing ENERGY STAR qualified new homes do not have to alter their architectural designs. An ENERGY STAR qualified new home can be built in whatever style the consumer prefers or is most popular in a particular geographic region. Does an energy-efficient home cost more? No. An ENERGY STAR qualified new home actually costs less because you will spend less on your new home's utility bill each month. These energy savings can more than offset any increase in mortgage payments needed for the improved energy features and can result in a positive monthly cash flow. Further, ENERGY STAR financing partners offer special mortgage packages for buyers of ENERGY STAR qualified new homes. How will I know if a home is labeled ENERGY STAR? Look for the ENERGY STAR label, which should be prominently displayed on the circuit breaker box. You can also ask your builder for the home's ENERGY STAR certificate. This optional certificate indicates that the home has been verified to meet EPA's ENERGY STAR qualified new homes performance guidelines. How can I participate in ENERGY STAR as a home industry professional? ENERGY STAR currently partners with four main types of home industryprofessionals: homebuilders, home energy raters, utilities and other sponsoring organizations, and home lenders . After completing and signing a partnership agreement, partners can take advantage of the widely recognized ENERGY STAR name, logos, and a variety of other marketing resources. Other home industry professionals can promote ENERGY STAR as well. Features of ENERGY STAR Qualified New Homes > Products | Home Improvement | New Homes | Business Improvement | Partner Resources Newsroom | Privacy | Contact Us | Site Index EPA Home EPA Search DOE Home DOE Search