Las Vegas Real Estate


vegasHOMEsearch-Search Homes, Agents and specials. Click Here to search our database of existing homes in Las Vegas, Henderson, North Las Vegas, and the Summerlin area. New Homes Looking for a custom or new home in Nevada? Check out our new homes section and meet the top custom and new home builders in our area. Lenders Visit our Lenders page and find at your fingertips information on mortgage and loan programs. Search local job listings, post your resume, or meet local employers. Click Here Home Improvement Quick find links to anything and everything about homes. Click Here CLICK HERE for the best apartment deals in Las Vegas Click Here Best Rates in Las Vegas with No Points or Origination Fees. Click Here Real Estate School Become a Real Estate Agent in Nevada or transfer your existing license. Click Here Buy a Home Sell a Home Agent List Company List Job Listings Apartments Property Alert Our new " Property Search Engine" will keep you updated on every NEW listing that meets your criteria. Instant updates from the MLS to your e-mail. You will know about homes new to the market before most realtors. School Reports FREE report on any school in the state. Find out if you're looking in the right neighborhood. Each 12-page report can display up to 3 school districts side-by-side for easy comparison. Veterans $1000 Incentives toward all Veteran Financing. Virtual Tours Open 24 hours a day, tour these homes without a Realtor present to ask any annoying questions. New Homes FREE package, info on all the new home communities. Don't miss out on any of the NEW HOMES specials, we keep you informed. FREE List $0 Down, no qualifying homes, owner financing and foreclosure homes. Bad credit, no credit or 1st time buyers, this information will get you into a new home. Veterans $1 down. FREE Video Las Vegas relocation video from Remax Central. Everything you wanted to know about Southern Nevada. Relocation The most complete Las Vegas Relocation Package is now available.. Retire in Las Vegas Find the best adult oriented communities in the valley. Luxury Homes FREE Info on Luxury View, Waterfront and Horse properties, Golf and Gated communities for sale or lease. Show Case of Homes Take a tour of the REMAX "Showcase of Homes." Free Magazine! Get your FREE copy of Homes Illustrated Magazine. FREE Market Analysis Find out how much your current home is worth. This report also includes information on recently sold homes in your neighborhood. SPECIAL : NW Spacious 2 Story with large mature backyard 1870 Sq. Ft. 3 bedrooms and 3 full baths (1 downstairs), plus a downstairs den that could be the 4th bedroom. Beautiful back yard with large palm trees and rose bushes. Open kitchen with picture window to backyard, large island, built-in hutch and menu planning area. Judy Phebus ABR, CRB, CRS, GRI, LTG,SRES Broker/Salesman Priced : $172,000 Judy Phebus Direct: 702.596.1229 Toll Free: 877.595.1229 Fax: 702.873.4214 Email: judye@judyephebus.com 2001 Advanced Internet Marketing , all rights reserved.



Land Loans for Residential

Construction Lot Loans Construction Loans for Custom Residential Properties | 4 Contact Us | 4 About Us | 4 Disclosures | 4 Privacy | 4 Media Kit | 4 Site Map | Tips On Choosing a Contractor Stated Income Program Time Line NEW LOAN Prime Minus One Today's Rate 6.00% * *During Construction Land Loans for Residential Construction Our Lot loan program is one of our more popular products. T hese land loans are designed as purchase money loans for those borrowers who aren’t ready to begin construction at this time, and as such are not ready to obtain a construction loan, but will be ready in the near future. T he lot must be normal for the area and at least one utility must be available from the street. (Septic tanks, propane tanks, are acceptable if these features are normal for the neighborhood.) J ust like in construction loans we can fund this loan both as a Full or Alternate Doc and as a Reduced Doc (Stated income) loan. For Fully Documented Loans we offer 80% LTV/CLTV to a maximum loan amount of $500,000 for credit scores of 620, with 6 months PIT reserves and a maximum back-end debt ratio of 42%. 90% LTV/CLTV to a maximum loan amount of $300,000, for credit scores of 700, with 24 months PIT reserves and a maximum back-end ratio of 42%. 85% LTV/CLTV to a maximum loan amount of $300,000, for credit scores of 700, with 24 months PIT reserves and a maximum back-end debt ratio of 42%. For Reduced Documentation (stated Income, verified assets) loans we offer: 75% LTV/CLTV to a maximum loan amount of $300,000, for credit scores of 680, with 6 months PIT reserves. 70% LTV/CLTV to a maximum loan amount of $500,000 for credit scores of 680+/- with 6 months PIT reserves and maximum back-end debt ratio of 42%. 85% LTV/CLTV to a maximum loan amount of $300,000. for credit scores of 700+ with 24 months PIT reserves and a maximum back-end debt ratio of 42% We offer two repayment options; A 30/2 fixed rate laon. This is amortized over 30 years and all due and payable in two years. A 30/5 adjustable rate loan. This program is amortized over 30 years and all due and payable in five years. We offer two index plans for the 30/5. A 12 MAT product with a start rate that is fixed for the first 3 months and then adjusts monthly; and a 6 month LIBOR with a start rate that is fixed for the first 6 months and then adjusts every 6 months thereafter. We will lend on parcels up to 50 acres at the following LTVs; 0-20- The above guidelines apply. 20.01 – 30 –75% LTV maximum 30.01 – 40- 70% LTV maximum 40.01 – 50 – 65% LTV maximum We do not currently offer a refinance option on lot loans so pick the term that best fits your needs. In fact most lenders do not offer a refinance option and it goes without saying that if you don’t choose the loan carefully you will end up having to refinance using a very expensive loan or rush into a construction loan. Questions? Call us at 1-800-246-2468 , we Love talking construction loans. Or send an email , for a prompt reply. More Information ABOUT Home Equity Line of Credit You can borrow against the equity in your present property and use the proceeds to use for the down payment of your new homes construction loan. We offer home equity lines of credit for up to 100% of the value of your property, including both documented and stated income programs. House Plans B uilder ready house plans or architects. Search sources for professionally designed house plans from the smallest family house to the largest mansion designed by some of North Americas best architects. No Doc Construction Loans W e offer a whole range of no income documentation construction loans . Programs include stated income, limited doc, no doc and no income. Our consultants will help you pick the right one for you. Thinking of building a Modular Home and take advantage of the time saving features of this type of construction? Our construction loans will accommodate up front deposits required. Modular Homes. [ Home | Site Map | Construction | Remodeling | Lot Loans | Equity Based | Spec Loans | Application | Contact Us | Documentation ] [ Mortgage Calculator | Rates & Fees | Let 'em Know | Let Us Know | F.A.Q. | Resources | Prime Construction Loan | About Us ] [ Privacy Policy | Disclosures ] [ Contact Us | Home Plans | Media Kit | Home Equity Line | Construction Loans FAQ Home Page ] 1999-2005, Construction Loans Center at Mark 1 Mortgage. All Rights Reserved. Mark 1 Mortgage Is a California Corporation, Licensed By The Federal Housing Commissioner, and The California Department of Real Estate. For Details Please Go to the About Us Page



Real estate Prices Category:

Google Answers: Real estate Prices Log in | Google Answers Home View Question Ask a Question Q: Real estate Prices ( Answered , 2 Comments ) Question Subject: Real estate Prices Category: Business and Money > Economics Asked by: refixer-ga List Price: $4.00 Posted: 23 May 2002 09:00 PDT Expires: 30 May 2002 09:00 PDT Question ID: 17671 Out of Northern California, Oregon, and Washington, what are the topfive cities for greatest home price appreciation of existing homes?(Not new homes) Answer Subject: Re: Real estate Prices Answered By: xemion-ga on 23 May 2002 09:32 PDT Rated: The top five locations in the US by home price appreciation are all inCalifornia. I'm not sure if they're all "Northern" California. Mostof them are located around San Fransico.1. Stockton-Lodi, CA 23.5%2. Modesto, CA 21.4%3. Salinas, CA 21.2%4. Santa Rosa, CA 18.3%5. Vallejo-Fairfield-Napa,CA 17.4%This data came from: http://www.homestore.com/Finance/HousePriceIndex/TopFive.asp?gate=homebuilder Outside of those five, the top five cities in the area you specifiedare:1. Chico-Paradise, CA 14.8%2. Redding, CA 9.6% 3. Medford-Ashland, OR 9.3% 4. Bremerton, WA 8.4% 5. Tacoma, WA 7.7% This date came from: http://www.homestore.com/Finance/HousePriceIndex/msa_ranking329.asp?gate=homebuilder For some reason, the links on that website do not work properly. Theyhave some sort of ASP error. However, you can see the cities andtheir appreciation rating.You should be able to look the HPA value by City/State at the belowwebsite, but it also gives an error. You may want to check back inthe future. They will probably have fixed the errors. http://www.homestore.com/Finance/HousePriceIndex/default.asp?gate=homebuilder Please note that this data is all based on the Home Price Index, whichis published by the government. The current reports show home priceappreciation through the second quarter of 2001.I found this information by searching Google from "home priceappreciation". Thanks for using Google Answers!Xemion Request for Answer Clarification by refixer-ga on 29 May 2002 13:48 PDT How long will this answer be posted on this site? Will I be chargedanything if I don't ask any questions? Thanks, Tom Clarification of Answer by xemion-ga on 29 May 2002 14:46 PDT Honest, I don't know how long your question will be here. The FAQdoes not say. I would assume that it be here for a long long time ifyou bookmark it. I suggest e-mailing answers-support@google.com for amore definitive answer.As for your other question ("Will I be charged anything if I don't askany questions?"), I'm not quite sure what you're asking. If you haveany questions with my answer to your HPA question you are can ask forclarification. There is not further charge for clarification.If you want to ask a new question on a different subject, you have tocreate a new question and you will be charged for that answer.On a side note, if you're happy with the answer I've given, I wouldgreatly appreciate a positive rating from you. This helps my standingin the Google Answers community. Thank you!xemion-ga refixer-ga rated this answer: Comments Log in to add a comment Subject: Re: Real estate Prices From: johnjohn-ga on 23 May 2002 14:57 PDT I live in Vacaville CA, which was mentioned on the list. A 2,000sqFeet house runs arround $300,000. Subject: Re: Real estate Prices From: bc94bbb-ga on 09 Mar 2005 10:47 PST For Quality of Living and a High Appreciation Rate, Try thePleasanton, CA Area. Prices start at $600,000 for a Single Familyfixer-upper and rising rapidly, most Homes increased at least $70,000last year alone. Try http://www.Pleasanton-Houses.com to search forReal Estate in that area. Important Disclaimer: Answers and comments provided on Google Answers are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Google does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. Please read carefully the Google Answers Terms of Service . If you feel that you have found inappropriate content, please let us know by emailing us at answers-editors@google.com with the question ID listed above. Thank you. Search Google Answers for all questions answered questions unanswered questions Google Home - Answers Help & Tips - Answers FAQ - Terms of Service - Privacy Policy ©2005 Google



Foreclosure Property

Department of Revenue: Property Tax Real Property Foreclosure Text-Only Site State Directory Agencies A-Z Accessibility Advanced Help -- Department of Revenue: Property Tax Search About Us Contact Us Forms Publications Appeals Appraiser Registration Cartography/Maps Exemption Grapevine Industrial Property Local Budget Personal Property Property Tax Deferral Statistics Timber Utility Property Real Property Foreclosure Foreclosure is a legal proceeding by which the county enforces payment of real property taxes. The county acquires legal title to a property if the taxes aren’t paid by a certain date. In Oregon, real property is normally subject to foreclosure three years after the taxes become delinquent. When are taxes delinquent? Property taxes can be paid in full by November 15 or in three installments: November 15, February 15, and May 15. If the taxes are not paid in full by May 16 they are delinquent. May 16 of the following year they are one year delinquent; May 16 of the next year they are two years delinquent; May 16 of the year after they are three years delinquent. The property is subject to foreclosure when the taxes are three years delinquent. Delinquency notices You will receive notices to tell you about the foreclosure process. The tax statement you receive each year shows delinquent taxes and the current year’s taxes. Also on the statement is the delinquent year that causes the property to be subject to foreclosure. If the tax on your property is unpaid after May 15 of any year, you will get a delinquency notice telling you the date after which foreclosure proceedings will begin. Counties must send another delinquency notice by both regular and certified mail before the foreclosure list is published in the newspaper. Foreclosure procedures The following is a brief description of the steps involved in the foreclosure process. Action taken by county A list of all properties subject to foreclosure is prepared in July of each year for accounts with property taxes three years delinquent. Lienholders may ask to be notified if a certain property is subject to foreclosure. One month after the foreclosure list is prepared, the district attorney applies for a judgment and decree through the circuit court. The foreclosure list is published the same day. Notice of the foreclosure is run in a newspaper of general circulation in the county. Notice of foreclosure may be made by personal service. A judgment and decree is secured from the circuit court not less than 30 days after the application for judgment and decree. After that, you have two years to redeem property. Only the following can redeem property: (l) a person with an interest in the property at the date of judgment and decree, (2) an heir or devisee of a person with an interest in the property, (3) a holder of a lien of record on the property, such as a mortgage company, and (4) a municipal corporation with a lien on the property, such as a city or sewer district. All persons with a legally recorded interest in the property are notified by both regular and certified mail that the period of redemption will end. The tax collector is responsible for providing this notice. The notification is to be made not less than one year before the expiration of the redemption period. A “Notice of Expiration of Redemption Period” is published in two weekly issues of a newspaper. This occurs not more than 30 days nor less than 10 days before the expiration of the redemption period. The tax collector deeds the property to the county at the end of the redemption period. All taxes are canceled and the property is removed from the tax roll. Within certain limits, the county is free to sell the property to the former owner at a private sale. Taxpayer's course of action Your property can be removed from the foreclosure list before publication if you pay the full tax and interest for the year(s) causing foreclosure. Interest is 1-1/3 percent per month. After the foreclosure list is given to the newspaper for publication, you can remove your property from the foreclosure list by paying the full tax and interest for the year(s) causing foreclosure and a penalty of 5 percent of the total tax and interest owed on the property. If you believe the property should not be included in the foreclosure process, you must file your reasons with the court within 30 days after the publication. Once judgment and decree is granted by the circuit court the two-year redemption period commences. To get your property back during this period, you must pay all taxes and interest for all years shown on the judgment and decree, the 5 percent penalty, interest on the judgment, plus a $50 redemption fee. Once the county sends the certified notice that the redemption period will end in one year this fee may increase. The county will do a title search on the property before it sends the certified notice. If it costs the county more than $50 to have a title search done on the property, you must pay the actual cost. Interest on the total amount of judgment and decree is 9 percent per year. You keep title to your property up to the time the tax collector deeds the property to the county. If you damage or destroy the property in any way during the period of redemption, you lose your rights to own the property. You have lost all rights to the property after the tax collector deeds the property to the county. You may ask the county court or board of county commissioners to sell the property at a private sale. The board may do so, but does not have to. Questions? Telephone: Salem 503-945-8293 Toll-free within Oregon 1-800-356-4222 TTY (hearing or speech impaired; machine only): 503-945-8617 (Salem) or 1-800-886-7204 (toll-free within Oregon). Americans with Disabilities Act (ADA): This information is available in alternative formats. Call 503-378-4988 (Salem) or 1-800-356-4222 (toll-free within Oregon). Asistencia en español. Llame al 503-945-8618 en Salem. 150-310-671 (Rev. 8-02) Text Only | State Directory | Agencies A-Z | About Oregon.gov | Site Map | File Formats | OAR | ORS | Privacy Policy | Web Site Feedback



Real Estate Investing Depot

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Underwriter's Toolbox - Industry, market, and tenant statistics to help support underwriting analysis and decision-making. The e Commercial Real Estate Information Source Many-Thanks.com - The world's best way to say thank you. The Northwest Landlord and the Rental Property Reporter For info fast, dial Find11.com Get in touch with us by Other Commercial Real Estate Resources




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