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E-Z No Qualify Private Money Construction Loans | Owner Builder | Construction Loan | Spec' Home Loan | Home Completion | Custom Home Loan | 1 to 3 Year Term | E-Z Loan package No Qualify "Private Money" Owner Builder, Construction & Custom Home Financing Loans Borrow $100,000.00 to $750,000.00 for 1-2-3 Years All over Northern California E-Z No Qualify "Construction loans" E-Z No Qualify "Owner Builder loans" E-Z No Qualify "Home Completion loans" E-Z No Qualify "Spec Home loans" E-Z No Qualify "Custom Home loans" E-Z No Qualify Loans "No FICO scores needed here" No Appraisal Fees (in Western Nevada County only) No Prepayment Penalties No Up Front Loan Processing Fees No Credit Report Fees No Income Documentation Tentatively Approve Yourself Now! (Northern California only ) Tired of the endless aggravation,frustration, verification and months waiting for a bank to fund your construction loanneeds? Apply online in one minute right now! or see answers to callers most frequently asked questions Brad Evans Real Estate Loans, Grass Valley, California 95945 Tele: 530-272-5916 in northern California only PLEASE! Why not pre approve yourself tentatively "online"right now for an E-Z Construction Loan of up to $750,000.00! Whether you want to buildyour dream home, build a four-plex, remodel your existing home, build 5 spec homes or just add on a den, It's EASY! Because privatemoney E-Z Construction Loans are approved primarily based on real estate equity thosein need of a loan can cut through all that usual red tape you used to haveto deal with in order to obtain construction financing! It's easy to tentatively approveyour loan needs online right now to build a new home, borrow to finish anunfinished home, land or other real estate paid for or not, completed ornot, or at any stage of construction! (some restrictions apply) E-Z(2 minute) online application! E-Z one page loan package References& Testimonials ReadYour Loan Approval Letter Now! Freehouse plans (some restrictions apply) E-ZLoan Rates (in Ca.) Faxyour E-Z application Whatthe heck is "Subordination"? Whatthe heck Is "Hard Money"? Answersto "Frequently Asked Questions" LoansOutside California, click here! 100%Construction Financing is possible? OwnerBuilder Center The3 steps to obtain your E-Z Loan! Mainmenu Sendus some © 2000 Brad Evans Award winning page by Motherlode Media CA Dept. of Real Estate, Real Estate Brokers license #00426805 DRE file #92-880 (CA Dept. of Real Estate, Tele: 916-227-0864)

Sell House

Selling Houses from Channel4.com/4Homes E4 More4 FilmFour FourDocs TV Listings Site A-Z NEWS FILM HOMES LIFE ENTERTAINMENT HISTORY SCIENCE COMMUNITY SHOP SPORT CULTURE CARS MONEY VIDEO LEARNING HEALTH MUSIC GAMES Home Welcome News On TV Grand Designs Grand Designs Abroad Previous Houses Features Information Streets Ahead Property Ladder Location, Location Relocation, Relocation Home from Home City Gardener Selling Houses Room for Improvement Up Your Street Making Space A Place In The Sun The Great Garden Challenge Home or Away A Place in France A Place in Greece A Place in Greece House Auction More Programmes Presenters TV Listings Buying & Selling Where to Buy How to Buy How to Sell Special Cases House Price Index Renting Property Search DIY & Building Guides Building a House Ask the Expert Style Design Guides Features Living Rooms -- Bedrooms -- Kids Rooms -- Storage solutions -- Dining Rooms -- Home Office -- Hall -- Outdoor Living -- Period Styles -- Buying Abroad Country Guides Features Property of the Week Chat, Vote & Win Vote Win Forum -- Newsletter Forum Profit from Property Buy to Let Property Development Money Deals SEARCH All 4Homes: On TV Buying & Selling Renting Property Search DIY & Building Style Buying Abroad Chat, Vote, Win Profit from Property SELLING HOUSES In this new six-part series of Selling Houses no-nonsense estate agent Andrew Winter takes homeowners to task as they struggle with the nation's hard-to-sell homes, from listed buildings to ex-council houses. And this time he's reprimanding the estate agents as well as the homeowners. This Week Ian and Kim Saunders were so confident they'd sell their four-bedroom house in Tongham in Surrey for £435k that they cashed in their equity to release £100,000 as a down payment on a brand new villa in Spain. Now they're in trouble. They're still stuck on the market after 16 months, despite slashing their price to £400k. Andrew tells Kim she's pushing it "getting pets to actually co-ordinate with your sponge-effect wall" and discovers their agent's always known their décor was a problem, but didn't have the heart to tell them. Gallery See the dramatic change Suppliers Want some of what they got? Selling Tips Expert advice on how to sell your house Ask The Expert Submit your questions to our resident Selling Houses guru, Andrew Winter Related Features Appear On TV Fancy a visit from Andrew and City Gardener, Matt James? How To Sell How to get the best price for your home Choosing An Estate Agent How to choose the best person to sell your house Psychology of Estate Agents There are four types of estate agent - which one is yours? Previous Episodes Revisit some classic episodes UK PROPERTY SEARCH Over 150,000 homes Type a location: Price range: Min Price £0 £50,000 £75,000 £100,000 £125,000 £150,000 £175,000 £200,000 £225,000 £250,000 £275,000 £300,000 £325,000 £350,000 £375,000 £400,000 £425,000 £450,000 £475,000 £500,000 £550,000 £600,000 £650,000 £700,000 £750,000 £800,000 £850,000 £900,000 £950,000 £1,000,000 Max Price £50,000 £75,000 £100,000 £125,000 £150,000 £175,000 £200,000 £225,000 £250,000 £275,000 £300,000 £325,000 £350,000 £375,000 £400,000 £425,000 £450,000 £475,000 £500,000 £550,000 £600,000 £650,000 £700,000 £750,000 £800,000 £850,000 £900,000 £950,000 £1,000,000 £10,000,000 Min bedrooms: Min Beds 1 2 3 4 5 6 New homes only FEATURE Profit from Property How to pick a property that's ripe for development GRAND DESIGNS CD ROM A comprehensive 'info tool' for anyone looking to renovate their dream home ON TV Your Favourite Property Shows Find out more about your favourite shows and presenters About C4 | Jobs | Text Only | Access Advice | Contact Us | Terms and Conditions | Privacy | Help | Online Ad Sales

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Home Refinance Loans, Home Equity Loans and Mortgage Loan Quotes and Loan Rates at LoanWeb.com Find the best Home Loan Quotes and Rates Online; Save Time and Money with LoanWeb®. LoanWeb has been connecting customers with our network of nationwide lenders since 1996. Our fast, simple and secure forms match your specific loan needs with up to four lenders. LoanWeb will display your lender options before they contact you to review your home equity loans and home refinance loan options, or current mortgage interest rates . Start Here! Get free, no-obligation quotes from multiple lenders. Loan Type Area Code State Auto Home Equity Home Purchase Refinance Home Improvement Debt Consolidation Land Purchase New Home Construction Pay Day Loans Personal Loans Student Loans Commercial Loans AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Processing Please Wait Free - No Application Fees and No Obligation No Initial Credit Check Our Secure Servers Protect Your Privacy Fast and Easy Forms Take Only a Few Minutes to Complete Up to 4 Lenders Will Contact You& Compete for Your Loan Our Network Includes the Internet's Top Lenders Resource Links Mortgage Calculators Home Buying Guide Glossary of Mortgage Terms Mortgage Rates Guide to Skillful Borrowing More Services Auto Loans Free Credit Reports Pay Day Loans Credit Cards Save on Insurance Personal Loans Student Loans Credit/Debt Services Commercial Loans Compare Interest Rates Search local rates to find the one that fits you best! Show Rates Online -- About Us | Contact Us | Privacy | License & Disclosures | Help | Site Map Loans | Resources | Calculators | Rates Affiliates | Lenders and Brokers 24003 Ventura Boulevard, Building A Calabasas, CA 91302Phone: (800) 410-1955 --

buy property, be sure

Thailand websites :: Buying and renting property in Bangkok. Welcome to www.ThaiWebsites.com - Web directory with search function for English-language websites about Thailand Menu General Directory Hotels Directory Industry & Manufacturing Consumer & Household Goods About us & More Images of Rattanakosin (the cultural center of Bangkok) Search ThaiWebsites.com: Buying and Renting Property in Thailand Buying We have gained some personal experience buying and renting property in Bangkok, though we certainly do not claim to have the skills or knowledge of a real estate agent. Possibly you will find some of the suggestions below useful. They would mainly apply to renting or buying a condominium in Bangkok. First of all, anyone can rent (we assume), but buying property has its limitations. Practically speaking, a foreigner can buy a unit in a condominium, but can not own free land (and houses). There may be ways around it like long-term leases of land, but you will need to have a long talk with a real estate agent, to figure out further details. For most people, buying a property takes a large chunk out of their assets and savings, and should be considered wisely. After being in a long slump (this was actually a good time to buy) prices have climbed up again to levels seen in the pre-economic crisis period (1997). At the same time, we have the feeling that rents are still much cheaper than they were 7-8 years ago, so the balance still tills in favor of renting a property rather than buying one. Of course, there are other factors involved, having a property of your own (that is paid off), gives some feeling of security, and you can modify your condominium to your own desires. When buying location is of course the most important factor. This is especially so when you expect to make a profit by selling it in the future, or if you want to rent it out to other persons. One important thing to remember : When buying a property, you will in general have to prove that you have brought in the money involved from abroad. Banks have special forms to fill out for this purpose. So when you bring in the money to a Thai bank, with the purpose of using it to buy property, be sure to make it clear to your bank. Personally with the experience we gained, we would advise against property that is not built yet (of course). At least in the recent past, some developments went broke, and quite a few people lost a lot of money. There is a problem of long-term maintainance with properties in Bangkok that you should be aware off. While essential repairs may well be done, overal appearance of a building may deteriorate in a few years time. We noticed that some properties are very well maintained, but others, once prime property, seem to be allowed to slide into second-class real estate. This of course will depend on the management of the building, and on the residents staying there. Yearly meetings (where you do have voting rights) will be held, but often the money needed to keep up a building, might be used for other purposes. Furthermore, you will have little control over what happens around your property. A garbage dump or a slum may develop just around the corner. Thai people seem to more easily accept this. As long as it looks all right inside the home, who cares what is going on outside? Because of the above reasons, it may be of value to assess properties that have been around for a few years. At least you will have an idea how the building is being maintained, and what to expect in the future. A Juristic Person (elected by the condominium owners) with staff will usually manage the building, with help from real estate management companies. Management of a building may often change, with as a side-effect that there is less long-term planning and management. Some persons, owning a unit in a condominium, will refuse to pay maintainance fees as long as they do not live there themselves. This of course is illegal, and reduces the money available for maintaining the building. From our experience, it is very difficult for a Juristic Person to force people to pay their dues. As for maintaince fees, they are usually charged by the month, and the amount is decided in the yearly meeting of the owners. A fee higher than 30 baht per meter per month, is possibly high, but all depends of course on the value of the property itself, and the need for important repairs. Actually, in Thailand, it looks like people can cough up quite a few million baht to buy a property, but then do not want to spend a few thousand baht a month to maintain the value of their property. If you own a property, you will also be liable to pay a property tax. The amount of this tax depends on the estimated value of the property. You should check how much you will have to pay, though the rate may go up in the future. Our experience tells us to expect between 10,000-20,000 baht a year for a two-bedroom unit. As for other costs, you usually will pay the 'real' price, or something close to it. This can make a substantial difference in electricity costs (as compared to when renting a property). We advise that besides a real estate agent, you use the services of a law office, before you make a property purchase. Renting Of course, you do not have all of the problems above, when you decide to rent a property instead. We would certainly advise to do just that, in case you do not plan to stay permanently (or most of the time) in Thailand. Unless you have a lot of experience in real estate, we would not advise to buy property with the hope to make a profit in the future by selling it. [that is, buying property for investment purposes] Most rented property in Bangkok and around Thailand, is fully furnished and equipped. Poor buildings will usually have second-grade furniture and facilities, while valued property will be luxuriously furnished and have a lot of facilities. Most middle to high class condominiums will have a nice swimming pool, a sauna, laundry facilities, maid services etc. You may just have to get some towels, bed sheets, and coffee mugs etc., and move in. Television, washing machine, microwave, airconditioning etc., it will all be there. You can find all this, sometimes while paying a rent of 30,000 baht a month or less (especially in the suburbs of Bangkok). So, this should be considered good value. Much cheaper accommodations are available, but we do not have a lot of knowledge or recommendations about it. [If you do plan to stay a longer time in Bangkok, you can also consider staying for months on end in one of the two star or three star hotels. You will have the benefit of a hotel like maid service, room service, 'free' airconditioning, restaurants etc. Something acceptable can usually be found in the 15,000-20,000 baht a month range. Hotels may give 10-20% discounts if you stay long time. Just one place we know about : Honey Hotel in Sukhumvit soi 19] When renting you will be subject to additional costs. First of all, the usual deposit is valued at two months of rent, and the rent for the first month (and thereafter) has to be paid in advance. Be aware that the property owner (if working through a real estate agent) will usually have to pay one month value of rent as a commission to the real estate agent). Electricity costs (free in a hotel!) can run high in Bangkok, especially during the hot season. Expect about 800-1000 Units per month when using airconditioning on 'economy mode' for a medium sized room. Cost of electricity (as charged by the electricity provider) is below 3 baht per unit, but when renting, charges may be much higher (arbitrarily). We regularly notice charges of 4 baht per unit, and recently reviewed a website of a property, charging 5.5 baht per unit. So the building owners make quite a few thousand baht of easy money each month. [Customer protection is still in its developing stage in Thailand, unfortunately, that is why there do not seem to be binding rules about expenses as mentioned] When you lease property for a long time (like 30 years or 99 years), you may save some money when signing your contract, that is, a lease for 30 years may be cheaper than buying property. However, you should be aware that you forgo the rights of owning the property. For instance, you will not have voting rights in annual meetings. How the condominium is managed will be decided above your head. Monthly costs (like electricity) will also be charged, without you having control over it. Electricity costs and maintainance fees may go up over the years slowly but relentlessly. More Articles : Society and Culture : Thai Temples for Dummies | Basic Economic Realities | Siam Society (on Asoke Road) | 10 Wishes for Thailand | The Thai character | Erawan Shrine History of Thailand , from Ban Chiang to Rattanakosin era. Health matters : About healthcare in Thailand | Health Statistics, Health Risks in Thailand | Health Clubs, Fitness Centers | The Grande Spa and Fitness Club | Amazing Thailand : Adult Stem Cell Therapy in Bangkok | About Thai Massage Travel, Tourism and Shopping : Sukhumvit Road | What's at Skytrain Stations? | Shopping Guide for Bangkok | About Visas | Entertainment in Bangkok | Getting Around in Bangkok and Thailand | Travel Tips | Travel Story | Buying and Renting Property | Siam Paragon at Siam skytrain station Misc. : Guidelines for Webmasters | 'Thai Websites' in the News Out of Bangkok Series : Nakhon Pathom | Kanchanaburi, Suphanburi Subdirectories : Culture and Society Entertainment Business & Finance Travel & Tourism Real Estate Hotels & Resorts Read a bit : Editor's Articles Submit a Website | Link to Us | Link Partners Top Concept and website design by G.V., Bangkok

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