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Real Estate Center RECON Newsletter Name: E-mail: Subscribe Unsubscribe It's Free. Texas Cities... Texas Real Estate Confidence Index 4th Qtr 2005 % Chg Last Qtr .60 -0.04 Apartment Complex Sold SAN ANTONIO (mysanantonio.com) – Blue Star Apartment Management Inc. has purchased Sutter’s Mill Apartment Homes at 11955 Parliament St. from Delta Court Apartments LLC and Tabor Villa LLC of San Francisco for an undisclosed price. More RECON » Holiday Gift Speaks Homebuyer's Language COLLEGE STATION, Texas Have a friend, neighbor or relative who is in the market forbuying or selling a house this holiday season? The Real Estate Center at Texas A&M University has a unique gift idea for less than $10 a glossary of realestate terms that makes real estate transactions easier to understand. More » More News Releases » Events Calendar Season's Greetings ! The Real Estate Center will be closed from December 22, 2005 until January 2, 2006 for the holidays. Instructor Training Courses , May 18-19, College Station, Texas.The Legal Update and Ethics instructor training courses include credit for the required 3-hour Legal Update course and the required 3-hour Ethics course. In addition, each instructor training course will include a brief orientation to the teachers manuals for each course as well as a discussion of training issues.Registration will open in January 2006. More Event Information » What's New • Software Directory Updated • Austin Recovers • Fannie Mae & Freddie Mac? • Homeownership Programs • Urban Big Boxes • Is Texas Land Overpiced? • Housing Affordability Index Revised • Property Tax Court Cases • Brokerage-Related Cases • Growth of Texas Cities • Depreciable Land Improvements • Monthly Review of the Texas Economy (Oct.) • Texas Homebuyers Get More Home . . . • Video: Real Estate is an Attractive Investment • Video: Texas Foreclosure in Perspective • Real Estate Confidence Drops Slightly • Family Violence Victims . . . • Numbers Pop Housing Bubble Talk • It’s Going to Cost More to Keep Cool • Consumers: "More Informal Space" • Hang on After Boarding the Homebuying Ride • Beware of ‘Gotchas’ in Home Warranties • Can’t Stand the Heat, Retire Some Place Else • Hallelujah for Hardware Heaven • Why Builders Say Your House Costs So Much • Signing Away Mineral Rights Forever • Lust for Luxury • Young Buyers Making Big Impact • Home Threats are Closer Than You Think • Lamenting Fragmenting Publications Tierra Grande is our quarterly magazine with timely research and analysis of the trends and events shaping Texas real estate today. Experts on appraisal, housing , finance, law, demography, economics, investment and other areas share insights unavailable anywhere else. Terminology associated with home buying or renting can intimidate anyone. When one party’s native languageis Spanish and the other’s is not, communication can be extra challenging.The Real Estate Center’s newly revised English-Spanish Real Estate Glossary addresses this problem by defining 700 real estateterms in English and Spanish. Now also a software program on CD. Thinking about a real estate career? Click here for a free online copy of Obtaining a Texas Real Estate License . The report includes the steps to take, types of licenses, qualifications, required educational courses, getting credit for previous class work, who offers classes, fees and much more. The Real Estate Software Directory , updated for 2005, features 977 software packages from 617 companies. Created as a resource for anyone whose business relates to real estate, the directory describes programs that design advertising, evaluate budgets, manage contacts, generate legal forms, help with loans or create web pages. More publications » Solutions Through Research News :: Publications :: Data :: Software :: Education :: Cybersites :: Site Map Mays Business School, Texas A&M University, College Station, Texas
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Find a Real Estate Agent Real Estate Agent Home faq contact sitemap Home Buy a Home Sell a Home Directory Glossary FAQ Contact Us Dec 29,2005 Find a Real Estate Agent! -- Whether you're planning on buying or selling a home, choosing the right Real Estate Agent is one of the most important decisions youll make. Let Real Estate Agent.com help. Please enter in your zip code of interest below or browse our city and county directory to find a local real estate agent. Buy a Home Enter Your Zip Code of Interest: Sell a Home Enter Your Zip Code of Interest: You can also browse our Directory to find a Real Estate Agent in your State, County, and/or City. Real Estate Agent .com is one of the fastest growing directories of Real Estate Agents on the Internet, so if you are unable to find an agent in your area, contact us and we will find an agent to contact you shortly! Advanced Search Buy a Home Sell a Home City OR County State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Why Use A Real Estate Agent? When selling a home , a real estate agent can be an indispensable resource. Real estate agents can give you up-to-date information regarding prices, financing, terms and conditions of competing properties, and information about the housing market in general. A real estate agent will market your property to other real estate agents as well as to the public, and will know the best way to go about doing so. A real estate agent can also help you objectively evaluate buyer proposals, and then, finally, help you close the sale. In fact, a 2002 study on Home Sellers reports that the median sales price of an agent-assisted home was 27% higher than one sold "by owner". When buying a home , having the assistance of a real estate agent can be equally as important. Real estate agents have access to resources for assisting you in your home search not available elsewhere. A real estate agent can also provide you objective information about each property, and give you advice based on years of experience. A real estate agent will help you negotiate and also steer you through the closing process to make sure everything goes smoothly. We understand how difficult it can be to buy a home for your family or to sell your home on today's real estate market. We aim to build the bridges between people like you and your local real estate agent professional to ensure that you receive the help you need on a one on one basis. Down payment on a home will be 3% or more, depending on the type of financing you get. 5 Most Popular Questions How big is an acre? Why should I use a real estate agent? What is equity? What is a REALTOR? What is comprehensive homeowners insurance? Mortgage Calculator Real Estate Investment Software Moving Supplies Advertise Link Exchange About Us Testimonials Contact Us Links RealEstateAgent.com 2003 - 2005 Privacy Policy Terms Of Use Client Login Developed by Volico Web Consulting RealEstateAgent.com is a method of advertising for Real Estate Agents and Agencies. In no way is RealEstateAgent.com responsible for the services provided by the advertisers on this site, nor can it be held liable for any damages resulting from the services, contracts, or deals resulting from agents found within this site. Please view our Disclaimer for more details.
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Real estate horror stories - Dec. 2, 2002 Enter Ticker Symbol Search CNN/Money Autos Real Estate Money's Best Home Markets & Stocks News Jobs & Economy World Biz Technology Commentary Personal Finance College Credit and Debt Insurance Interest Rates Retirement Tax Center Ask the Expert Five Tips The Good Life Millionaire in the Making Money 101 Moneyville Retirement Planner Savings Calculator Asset Allocator Mutual Funds Money Magazine Video CNN TV Fortune 500 Best Employers Money 101 Portfolio Calculators Real-time Quotes Last 5 Quotes SPONSORED BY include virtual="/fn_adspaces/markets-stocks/last_five_quotes/sponsor.88x31.ad" -- CNN/Money Email newsletters RSS Mobile news Money archives Buy story reprints Find a Mortgage SPECIAL OFFER Personal Finance Your Home Real estate horror stories There's never been a national bust but keep an eye on your backyard. December 2, 2002: 11:57 AM EST By Leslie Haggin Geary, CNN/Money Staff Writer New York (CNN/Money) - During the past three years, real estate has been a shelter in the storm. Since 2001, home prices have gained about 6.3 percent annually, according to the National Association of Realtors . And in dozens of hot markets , from San Francisco to Providence, RI to Topeka, KS, homeowners have seen double-digit price increases over the past year. Next to the seeming flimsiness of stocks, real estate looks rock solid. For the past 40 years, home sales prices have outpaced inflation by one or two percentage points per year, and there has never been a national decline in real estate values. But that's just part of the picture. When you drill down to local markets, instead of steady rises, you may find vertiginous spikes followed by stomach-churching drops. What's more, when busts hit, it can take years -- maybe even a decade -- for individuals who bought at the top of the market to recoup their investment. To see how grim it can get, we looked at annual sales figures for 138 metro areas across the country during the past three decades to spot where local bubbles burst, what drove prices into the cellar and how long it took for property owners to recoup their money. Here are some of the factors that can kill a real estate boom. Population shifts It's obvious. Jobs equal workers. Without work, residents leave, and home sales dry up. Consider the case of southern California. Once home to a thriving defense industry, military cutbacks hit the region especially hard in the early 1990s. Some 1 million individuals left the area, according to Ingo Winzer, president of The Local Market Monitor , a real estate consulting firm that tracks housing prices nationwide. In Los Angeles, home prices shed 21 percent of their value between 1989 and 1996, with the typical house selling for $172,900. (The peak was $214,800 in 1989 following a five year, 77-percent jump.) An exodus can hit smaller communities, too. Syracuse, NY once boasted 250,000 residents back in the 1950s, when it was a thriving industrial city. No longer. Many of those jobs are gone and Syracuse lost a full 10 percent of those inhabitants from 1990 to 2000, when its population dropped to 147,000 residents. Home prices, not surprisingly, fell too. Half of all property owners in the county who sold homes in 1997, for example, sold at a loss. Vacant buildings were not uncommon. (At one point, there were more than 1,000 empty dwellings.) Local recessions Ask housing experts about local busts and one of the first places they'll mention is Houston, TX. When the oil market was kicked in the teeth back in the mid-1980s, home prices in this city tumbled fast. In just three years, from 1985 to 1988, the typical home price dropped by 21 percent -- or from $78,600 to $61,800. Related Stories • Did you pay too much for your house? • Real estate or stocks? • Milking the bubble • Rev up your resale value "Prices fell so much that people owed more on than their mortgages than their homes were worth," said David Weil, an economics professor at Brown University. " They'd drive to the bank and drop off their keys to their homes and just leave." Houston isn't the only city where home prices have fallen when the local economy languishes badly. Take the stock market crash of 1987, which hit New York City's financial industry hard. Prices peaked at $183,000 in 1988, and anyone who bought then had to wait until after 1997 to get to even money. Another victim? Hartford, CT. From 1984 to 1988, the typical home price soared 92 percent to $167,600 from $87,400. Then the insurance industry started laying off or moving out. Hartford's population growth slowed to zero. And home prices starting falling. In fact it wasn't until last year that someone who bought at the 1988 price would have made their money back. Fast run-ups in housing values Are markets that have soared quickly especially prone to a bust? That's a question no doubt troubling many homeowners. But the answer isn't simple. Certainly, there have been plenty of hot markets that suddenly turned sour. Consider Honolulu, Hawaii, for example. Back in 1995, the average tab for a house in this community hit a record $360,000 -- a whopping 122 percent increase from the decade before. Then suddenly, prices began to drop. By 1999, a $360,000 island retreat was being unloaded for $290,000, a 19 percent discount, according to NAR. Prices started to finally rise in 2000, but anyone who bought at the island's real estate peak didn't recoup their money until this year. Hawaii's housing woes were tipped off by several factors, not the least of which was the decline in the Japanese economy, which squelched real-estate investment in Hawaii. Honolulu was also in trouble in part because few fundamentals, other than investment dollars -- were pushing the market. In fact, during the boom years, the island's population was climbing at a 1 percent rate, too low to justify the massive run-up in housing values. Bottom line: it's important to look at what drives housing spikes before you assume there will be a catastrophe, said Winzer. Rising interest rates "People tell you that housing never goes down, but that's just not true -- you try to sell a house when interest rates have gone up," said Stephen Cauley, associate director of the Ziman Center for Real Estate, Anderson School at UCLA . To illustrate his point, Cauley points to the early 1980's, when double-digit interest rates were being used to fight inflation. That made the cost of borrowing money for a home almost prohibitively expensive. "It was horrendous for the housing market," said Cauley. "There were no transactions." By 1982, the number of existing home sales had slid to 1.92 million, the lowest number on record, according to NAR. Many markets -- notably Detroit, Providence, Chicago and Philadelphia -- saw home prices stay flat or fall between 1979 and 1982. These days, of course, high interest rates seem a distant threat, though they are beginning to creep up. Current mortgage rates are hovering just above 6 percent for a fixed, 30-year loan. But even if rates go up a full percentage point, rates are still low, said Cauley. How will all this play out? If history is any guide, there won't be one big pop, the kind that usually come with stock-market crashes. But that doesn't make it any less painful. --* Disclaimer Selling? Buying? Click to compare top local real estate agents More on YOUR HOME • Your Home: Bracing for higher rates • Refinancing demand lags again • A rose is (not) a rose TODAY'S TOP STORIES • Most overvalued housing markets • Risks to the economy in 2006 • Which was the worst ad of all in 2005? CNN Money contact us | subscribe to Money magazine advertising -- | site map | glossary | RSS | press room OTHER NEWS: CNN | SI | Fortune | Business 2.0 | Time © 2005 Cable News Network LP, LLLP. A Time Warner Company ALL RIGHTS RESERVED. Terms under which this service is provided to you. privacy policy Reprints of site stories are available.
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Homepages - Residential Property UK, UK property, Estate agents, UK property sales sell your home with homepages for 50 my email alerts mortgage quote market news help Home Club Investment Homes & Property Property Search Mortgage Quote My Email Alerts Moving Checklist Mega Search -- Market News Buyers Guide Sellers Guide Personal Finance Help & Reference Our Agents Agent Services Our Service Login Contact Us Help WAP Wap search Help Key Partners homepages.co.uk © 2003 moneyextra plc group. Advertise Our Awards Terms of Use Sales: 01494 865563 Property to Buy where: price: beds: Advanced rental properties on -- Moving Home? We have collected together the very best of on-line services for homebuyers including : sell your home for just 50+vat rent your home out with Homepages for 25 quick and easy household insurance online find a better mortgage find an on-line surveyor get a removals quote get the House Doctor in check the area you are moving to The Homepages database properties and -- was last updated on . Check our coverage map for the areas we currently cover - we have tens of thousands of properties from Lands End to John O'Groats, or browse our properties. We have a Help page for full details about all the services on this site. Selling your own home for 50+vat Have you decided that you want to sell your home yourself? We offer a straight-forward fixed-fee property advertising service for 50+vat. Fill in our online form to register your property . Full details on our service are available here . Mortgages Hunting for the best deal? Look no further - compare mortgages from 120 lenders on our mortgage pages. Rates are updated constantly and you can search according to your own specific criteria Interested in being on the telly? RDF Media, the producers of Wife Swap and Faking it are currently looking for people to take part in their newBBC property show Come Buy With Me. If you ever thought about buying a property with someone else but haventfound the perfect person yet, we will help you. The Come Buy With Me team will select and match you up with asuitable property partner as well as find you a great new home. Please e-mail Beatrice or Beth on ComeBuyWithMe@rdfmedia.com or call on 020 7013 4517.They look forward to hearing from you. Homebuyers calculator Calculate how much you can borrow with our Homebuyers calculator or check on your insurance costs with our Home Insurance calculator Guides to Moving Home Some guides to help you through the minefield that is buying your home The state of the property market Buying your own home Selling your home A moving home checklist About us: Homepages Our services for estate agents Help in using Homepages Saving Money Moving Home We have collected together all sorts of on-line help to save you time, effort and money when moving home On-line solicitors On-line surveyors On-line removals firms On-line household insurance A moving home checklist A service to house hunt for you Get your house in order Improve your new property Some books to help with moving These books have proved popular with visitors to our site and provide the background information you need when moving home. Click to buy online Homepages is now available on PDAs Homepages is available on your PDA, including Palm Pilots . Click here for more information , or just point your browser at http://www.homepages.co.uk/pda/ . Our WAP Portal Homepages is available on your mobile phone. Set up a bookmark to http://wap.homepages.co.uk/ or click for more information . Featured properties Click photo for details !-- vote begins -- Have Your Say Which sort of mortgage do you think offers the best deal for homebuyers? Endowment Interest only Variable rate repayment Fixed rate repayment Depends on personal circumstances !-- vote ends -- WordSearch Enter your query below to search for properties containing the word: TextSearch Enter your text below to search the site for pages containing the words: Visitor Comments We welcome on our website This site is powered by Homepages in association with moneyextra.com. moneyextra is provided by Moneyextra Limited which is an appointed representative of Chase de Vere Investments PLC. Chase de Vere Investments PLC is an independent intermediary regulated by the Personal Investment Authority. The PIA does not regulate mortgages, current or deposit accounts, credit cards, loans and general and medical insurance.
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Real Estate Investing - Facts and Advice About Real Estate Investing You are here: About > Home & Garden > Home Buying / Selling > Investing & Foreclosures Home & Garden Home Buying / Selling Essentials 10 Things Home Buyers Shouldn't Do Best Tips for First Time Home Buyers "Must-Do" Tasks Before You Sell How to Buy a Home, Step by Step For Sale by Owner Advice Articles & Resources How To Buy a Home How To Sell a House Celebrity & Historic Credit Reports & Scores Design & Remodel Home Maintenance Inspections & Appraisals Investing & Foreclosures Modular & Manufactured Mold, Radon, Lead, etc. Mortgage Advice Moving & Relocation Real Estate Careers Real Estate For Sale Vacation Homes Buyer's Guide Before You Buy Top Picks Home Buying Books Foreclosure Books Mortgage Books Product Reviews Forums Help FREE Newsletter Sign Up Now for the Home Buying / Selling newsletter! See Online Courses Search Home Buying / Selling > Investing & Foreclosures Real Estate Investing, Foreclosures & Taxes Tools to help you learn about real estate investing. What choices do you have? What's the "best" real estate investment for a beginner? You'll also find information about tax-deferred exchanges and other tax issues. Subtopics 1031 Exchange (6) Investing in Foreclosures @ Capital Gains (6) Investment Strategies (0) Commercial RE (5) Lease Option Ideas (5) Foreclosures (25) Marketing Your Rentals (5) Invest Analysis Software (2) Rental Property Tips (5) Articles & Resources Sort By : Guide Picks | Alphabetical | Recent How To Do a 1031 Tax Deferred Exchange Performing a 1031 tax deferred exchange allows you to defer Capital Gains taxes on real estate bought and sold for investment purposes. Learn how the process works and get the information you need to do a successful 1031 exchange. Acquiring Income Producing Property Here's a multi-page document that offers tips and techniques on just about every aspect of buying and managing rental properties. Buying Investment Property A Realty Times article that outlines a few ways to finance your investment acquisitions. How To Calculate Cash Flow from Rental Properties This document takes you step-by-step through a cash flow calculation. How To Set the Right Rent Tips to help you determine the right rent to charge for your investment properties. Investment Property / Rental Home Calculator This calculator provides an analysis of cash flow and net worth on investment property purchases. Take a look. Property Investment: Single Family Rental Homes Homestore.com explains why single family homes are a popular investment choice. This articles includes information about financing and taxes, and discusses probable scenarios about cash flow. Real Estate Investing HouseClicks offers a great deal of information about different methods you might use to begin investing in real estate. Real Estate Investment Strategies John T. Read's text is helpful for the beginning real estate investor. Short Term or Long Term This information from HouseClicks might help you decide if a short or long term real estate investment is best for your current needs. When Should You Sell Investment Property? Not just about selling, this Realty Times article also contains advice about choosing the right investment. Topic Index | Email to a Friend Our Story | Be a Guide | Advertising Info | Work at About | Site Map | Icons | Help User Agreement | Ethics Policy | Patent Info. | Privacy Policy | Kids' Privacy Policy ©2005 About, Inc., A part of the New York Times Company . All rights reserved. Around About Oprah's Life Vacation Ideas Shop Safely Online VIDEO: Craft Rooms VIDEO: Christmas Traditions What's Hot Coping with Unethical People How To Buy Land Real Estate Appraisal Before You Buy a Log Home Package Home Buying / Selling - GuideReviews Headlines Getting Ready to Sell Your House Guests and lots of activities make it difficult to show... Before You Buy Gas Logs Gas logs are growing in popularity every year, so manufacturers... Pros and Cons of Becoming a Real Estate Agent You've decided you want to become a real estate agent,... Step-by-Step Directions Help You Measure Square Footage Each year, home owners discover that their new home's square...