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Investment Property for Sale

New Zealand Investment Property : Investment Properties For Sale in New Zealand New Zealand's investment property for sale. View our selection of investment properties for sale in New Zealand. New Zealand Tourism Online Visitor Info Transport Tours Attractions Accommodation New Zealand Time: 09:43 AM, Fri 30 Dec, 2005 -- Home Home » Tourism Businesses for Sale » Tourism Investment Property for Sale Tourism Investment Property for Sale New Zealand investment property for sale. Select Web site listings for investment properties for sale in New Zealand from the list below or search by region. Search this Category by Region ALPINE REALTY - Hanmer Springs For a highly competent, professional Real Estate team see us. We offer a wide range of property services in the North Canterbury region. Hanmer Springs offers exceptional opportunities which we can assist in identifying. Residential, rental, investment or commercial - whatever your requirements see us first. We do it right - first time! Click on our name for more details. DUSKY LODGE AND SPA - Te Anau, Fiordland Opportunities like this come once in a lifetime! A chance to secure your own luxurious villa in what will become one the most exclusive Lodge Spas in New Zealand. A singular lifestyle choice and investment set against the awe-inspiring grandeur of the Fiordland wilderness. ID#1r21b0. Click on our name for more details. FIRST NATIONAL REAL ESTATE NEW ZEALAND - Nationwide We completely cover New Zealand with more than 105 First National Real Estate offices. Each is independently owned and operated by dedicated sales staff who offer a wealth of experience and local knowledge. Established in New Zealand since 1985, we have served tens of thousands of property buyers and sellers. Click on our name for more details. GLOBE DEVELOPMENTS - New Zealand Formed in the early 90's. Globe's 'can-do' attitude means they take a solutions-based approach to property development. Globe Holdings is synonymous with high-profile developments in key locations, including residential, commercial and industrial properties, rest homes, apartments, and subdivisions. See us first for property investment! Click on our name for more details. LAKE RUATANIWHA FARMSTAY - Canterbury Lakes Great opportunity to buy semi alpine building sites in the great Canterbury heartland. Level, easy build sections close to Lake Ruataniwha. Excellent fishing, shooting, rowing, gliding, tramping and climbing nearby. Feed the soul - build your dream home here! Click on our name for more details. OCEANS HOTEL - Tutukaka Opening Soon! A luxurious, intimate hotel with a distinctly nautical flavour. 28 stylish rooms and 12 spacious one, two and three bedroom suites. Oceans also features a restaurant and a variety of meeting and wedding reception areas overlooking the water. Perched on the edge of the Tutukaka Marina, Oceans is part of a truly European-inspired resort. Click on our name for more details. RUSSELL COTTAGES - Bay of Islands Set against a background of the irradiant blue waters of the bay, Russell Cottages echo the charm and history that is, Russell. Just 3 hours drive from Auckland, these thoroughly modern three and four bedroom dwellings are nestled in established trees in the village. The perfect retreat and base for game fishing, golf and great sights. Click on our name for more details. TERRACE DOWNS HIGH COUNTRY RESORT - Rakaia Gorge Terrace Downs presents a lifestyle option like no other, at the intersection of civilisation and the fabulous New Zealand high country, where you will delight in being able to replenish your spirit, invigorate your body, and ease your mind. Superb investment opportunity with potential for strong returns and considerable capital gains tax-free. Click on our name for more details. THE QUAY APARTMENTS - Nelson One of the most exciting apartment developments in New Zealand's sunshine capital, Nelson. Situated on Wakefield Quay, one of the most stunning and desirable new waterfront locations in New Zealand. With indoor/outdoor living that flows flawlessly into the harbour vista, The Quay offers the perfect blend of urban and resort lifestyles. Click on our name for more details. THE RIDGE - Christchurch The Ridge is a luxury coastal property development set high on the Port Hills of Christchurch, New Zealand. It is not just an investment in real estate but also a lifestyle. The Ridge is only a short distance from Christchurch and just minutes from the beaches, bays and caf lifestyle of the Estuary, Moncks Bay and Sumner. Enjoy the full benefits of this unique location. Click on our name for more details. Back to top of page Click here to view more listings for this category. Locations Select a Region New Zealand Maps New Zealand Wide North Island Wide - Northland - Bay Of Islands - Auckland - Coromandel - Bay Of Plenty - Waikato - Rotorua - Eastland - Taupo - Ruapehu - Taranaki - Hawke's Bay - Wanganui - Manawatu - Wairarapa - Wellington South Island Wide - Nelson - Marlborough - West Coast - Kaikoura - Christchurch - Canterbury - Mt Cook - Wanaka - Queenstown - Otago - Dunedin - Fiordland - Southland Search Advanced Search Useful Links NZ Travel NZ Maps NZ on CD NZ on Video NZ Products NZ Hotels Holiday Deals Discount Card Tourism Jobs Travel Prizes Travel Enquiries Travel Insurance Māori Tourism NZ Books Postcards Air New Zealand -- World Links Site Map Travel Trade Advertise Add a Site About Us Newsletter Link to Us Site Awards Business Centre Advertise Staff -- Highlights NZ Lions Tour -- NZ Ski Areas -- NZ Highlights NZ Middle Earth NZ Wine & Dine Featured Sites Travel Trade Advertise Add a Site About Us Business for Sale Newsletter Link to Us Site Awards Business Centre Advertise Staff Contact Us New Zealand Tourism Online Ltd 208 Cashel Street / PO Box 13300, Christchurch, New Zealand Advertising & Travel Enquiries. ©2003. 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New Homes Features of

What are ENERGY STAR Qualified New Homes? : ENERGY STAR What is ENERGY STAR? | Newsroom Search What are ENERGY STAR Qualified New Homes Features of ENERGY STAR Qualified New Homes Benefits of ENERGY STAR Qualified New Homes Homebuyer Resources New Homes Partner Locator For Residential Building Professionals PRODUCTS HOME IMPROVEMENT NEW HOMES BUSINESS IMPROVEMENT PARTNER RESOURCES -- Home > New Homes > What are ENERGY STAR Qualified New Homes? -- -- What are ENERGY STAR Qualified New Homes? ENERGY STAR qualified homes are independently verified to be at least 30% more energy efficient than homes built to the 1993 national Model Energy Code or 15% more efficient than state energy code, whichever is more rigorous. These savings are based on heating, cooling, and hot water energy use and are typically achieved through a combination of: building envelope upgrades, high performance windows, controlled air infiltration, upgraded heating and air conditioning systems, tight duct systems and upgraded water-heating equipment. These features contribute to improved home quality and homeowner comfort, and to lower energy demand and reduced air pollution. ENERGY STAR also encourages the use of energy-efficient lighting and appliances, as well as features designed to improve indoor air quality. Here are some questions commonly asked about ENERGY STAR qualified homes: Look for this label when buying your next home. How does a home earn the ENERGY STAR label? The ENERGY STAR label is earned only after the home's energy efficiency is verified, either by an independent third-party such as an accredited home energy rater or Builder Option Package (BOP) verifier , or by adhering to the quality control procedures established for HUD-code manufactured homes . What types of homes can earn the ENERGY STAR label? Any single-family or multi-family residential home that is three stories or less in height can qualify to receive the ENERGY STAR label. This includes traditional site-constructed homes as well as modular, systems-built (e.g., insulated concrete forms, structurally insulated panels), and HUD-code manufactured homes. Can existing homes earn the ENERGY STAR? Yes. Existing homes can be qualified for the ENERGY STAR label if they meet ENERGY STAR's performance guidelines. However, it is not always practical or cost-effective to bring an existing home to this level of efficiency. Nevertheless, the energy efficiency of existing homes can often be greatly improved using cost-effective retrofit techniques. Visit Home Improvement to learn how. Do energy-efficient homes look different? No, builders and developers constructing ENERGY STAR qualified new homes do not have to alter their architectural designs. An ENERGY STAR qualified new home can be built in whatever style the consumer prefers or is most popular in a particular geographic region. Does an energy-efficient home cost more? No. An ENERGY STAR qualified new home actually costs less because you will spend less on your new home's utility bill each month. These energy savings can more than offset any increase in mortgage payments needed for the improved energy features and can result in a positive monthly cash flow. Further, ENERGY STAR financing partners offer special mortgage packages for buyers of ENERGY STAR qualified new homes. How will I know if a home is labeled ENERGY STAR? Look for the ENERGY STAR label, which should be prominently displayed on the circuit breaker box. You can also ask your builder for the home's ENERGY STAR certificate. This optional certificate indicates that the home has been verified to meet EPA's ENERGY STAR qualified new homes performance guidelines. How can I participate in ENERGY STAR as a home industry professional? ENERGY STAR currently partners with four main types of home industryprofessionals: homebuilders, home energy raters, utilities and other sponsoring organizations, and home lenders . After completing and signing a partnership agreement, partners can take advantage of the widely recognized ENERGY STAR name, logos, and a variety of other marketing resources. Other home industry professionals can promote ENERGY STAR as well. Features of ENERGY STAR Qualified New Homes > Products | Home Improvement | New Homes | Business Improvement | Partner Resources Newsroom | Privacy | Contact Us | Site Index EPA Home EPA Search DOE Home DOE Search

Home Equity Loans 125

Mortgage Loans - Mortgage Refinance - Debt Consolidation Loan - Home Loans - Equity Loans Home Contact Us About Us Site Map MORTGAGE LOANS Mortgage Refinance Debt Consolidation First Time Home Buyer Home Equity Loans 125 Equity Loans Refi Cash-Out Second Mortgage Construction Loans OTHER LOAN OPTIONS Personal Loans Auto Loans Credit Cards UK Loans Canada Loans LOAN TOOLS Mortgage Calculator Mortgage Terms Your Credit Score Mortgage FAQs LENDER TOOLS Lender Login Lenders Join Our Network Affiliate Program Mortgage Refinance Do you want to lower your interest rate? Do you need to get some cash out? Still paying a high interest rate on your mortgage? That extra money could be yours each month. Start Your Refinance Quote 125 Equity Loan Eliminate your debts with a 125 home equity loan, and save hundreds of dollars every month. Start Your 125 Equity Loan Quote Debt Consolidation Loan Feeling a bit squeezed, financially? Behind on your bills? Having difficulties with credit card debt? Let our network of debt consolidation loan lenders customize a loan package tailored to your special needs and goals. Start Your Debt Consolidation Quote Refi Cash Out Let our lenders save you money, change the term of your loan, and consolidate all of your debts into this new refinance loan with a cash out option. Start Your Refi Cash Out Quote First-Time Home Buyer Now that you’ve found your new dream home, where do you start? Let our network of new home purchase lenders get you into the new home of your dreams. Start Your New Home Loan Quote Second Mortgage Weve searched carefully through thousands of lenders and have chosen the top lenders in the country. Start Your Second Mortgage Quote Home Equity Loan When looking for a home equity loan or equity line of credit, you may be wondering, "how much loan do I qualify for" and "can I qualify for enough to pay off those debts that have been piling up?" Start Your Home Equity Quote Construction Loan Whether youre building your first home a retirement home, or youve just waited to build your dream home, our network of home construction lenders can finance the home of your dream. Start Your Construction Loan Quote Mortgage Loans | First Time Home Buyer | Refinance | Home Equity Loans | Debt Consolidation Loans | Credit Cards | Personal Loans | Auto Loans | Credit Score | | UK Loan | Canada Loans | Terms of Use | Privacy Policy | Resources | Lender Login | Lenders Join Our Network 2003-2005 iMortgageCentral. All Rights Reserved.

Colorado Real Estate Search

Breckenridge real estate, Frisco and Summit County, Colorado real estate, resort homes, condos, townhomes and land for sale - NUMBER1EXPERT(tm) Breckenridge, Frisco and Summit County real estate and homes, ski condos and townhomes for sale in Colorado - Susan Gunnin,REALTOR® - NUMBER1EXPERT™ Pop-Up Window" WIDTH="89" HEIGHT="21" All agents are NOT alike! Find out why I am a top real estate expert. Call me: 800-289-7005 Ext. 341 Request My Free Relocation Package! Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate! Find Out More > View All Offers > The Highest Level of Service Thank you for all you did for me. Frank B., Colorado Read Quote > View All Quotes > Compare three mortgages at one time. Download TripleCalc now. It's free. Find Out More > Download Now > Susan Gunnin is one of The Top Selling Real Estate Experts™ Find Out More > Welcome! Here You Can Find Great Information on Breckenridge, Frisco and Summit County, Colorado Real Estate Search Breckenridge MLS Search my Feature Listings Sign up for new Breckenridge listings, emailed to you daily! There's a good chance that you arrived at my web site because you've experienced Summit County personally and you now you want to learn more about the possibility of property ownership here. To get really current information, check out my new blog site. Maybe you're looking for that perfect second home, resort property, investment property, vacation home, ski condo or townhome, vacant land, rental property. One with mountain views, ski-in/ski-out, close to national forest, or fishing streams. If so, you can find it right here on my web site. You probably need local real estate information or you want to learn about the Breckenridge real estate market and why Summit County is such an incredible place to own property. I have over a decade of experience helping folks buy and sell real estate here. To make intelligent decisions, you need expert advice. No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best property available within your price range. And together we will find your home. Buying and selling real estate is one of the biggest events in your life. As a top Breckenridge Realtor, I have the experience and track record you are looking for. Please let me help. - Susan Gunnin From time to time I will present exceptional opportunities in the space immediately below Lomax Estates A rare, ski-access building lot opportunity Adjacent to the Skyway Skiway Best priced ski lots on the market Easy access to Four O'Clock Run and the Snowflake Lift Private cul-de-sac Click on image for complete info About Summit County Located about 60 miles west of Denver on I-70 smack dab in the middle of Colorado's glorious Rocky Mountains, Summit County is in a valley surrounded on the east and south sides by the Continental Divide, and on the west side by Vail Pass. Entrance to Summit County from Denver is through the Eisenhower Tunnel, a mile and a half long tunnel through the Continental Divide some 11,500 feet above sea level. Read about this highest tunnel in the world. Hoosier Pass defines the southern edge of Summit county, about 10 miles south of Breckenridge. It, too, is a pass over the Continental Divide which is the watershed separating water flows to the Atlantic Ocean on the east side and the Pacific Ocean on the west side. Hoosier Pass, at 11,500 feet, forms the headwaters of the Blue River, which, when it flows out of Dillon Reservoir, is one of the most beautiful and pristine, Gold Medal trout fisheries in the country. Traveling along Interstate 70, the western edge of Summit County is Vail Pass, at about 10,600 feet. About 15 miles beyond Vail Pass is the city of Vail which hosts the most popular ski area in North America. Breckenridge is the county seat for Summit County, and home of one of the most popular ski areas in the country. There are three other ski areas -- Keystone, Copper Mountain and Arapahoe Basin in Summit County, and Vail Resort is about 25 miles west. Frisco , Dillon and Silverthorne are principal towns in Summit County and provide a variety of real estate opportunities which I would be happy to help you with. Peruse my web site and then contact me for that dream resort property. "A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation Colorado Public, Private and Charter Schools : Compare them using these top-rated, comprehensive reports. Schools in Breckenridge, Frisco and Summit County Working With A Realtor What Is CRS, GRI? CRS, which stands for Certified Residential Specialist, is a designation that recognizes a high level of professional accomplishments in real estate experience and education. The Residential Sales Council grants the CRS designation only to the most outstanding sales associates in the residential sales field. Besides the completion of a rigorous course of study, the candidate must be able to demonstrate 75 successful transactions or average sales of $1 million per year of experience. Only 4% of all real estate agents are awarded the CRS designation. GRI stands for Graduate, REALTOR Institute. The REALTOR Institute offers a series of 90 hours of required and elective courses conducted by the local Board or Association of REALTORS. These courses cover all areas of real estate -- residential, investment, construction and mortgage. The GRI designation is a prerequisite of many specialized courses in the REALTOR organization. See All Tips In The "Working With A Realtor" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories > Q What is the highest altitude hotel in the world? A The Hotel Everest View sits at the record altitude of 3,962 feet above sea level, in the rarified atmosphere of Namche, Nepal, the village closest to the Mount Everest base camp. See More Real Estate Trivia > See the Nation's Top Rated: School Reports - Public, Private & Charter > Get My Latest Listings Before Anyone Else! As soon as I list another home for sale, I'll email you. You'll know first. Name: Email: Find Out More > Susan Gunnin RE/MAX Properties of the Summit 220 S. Main Street; P.O. Box 4600 Breckenridge, CO. 80424 Toll Free: 1-800-289-7005 Ext. 341 Local: 1-970-453-7000 Ext. 341 Denver Direct: 1-303-278-7000 Cell: 1-970-389-0182 Fax: 1-970-453-7364 Email: breck4sale@NUMBER1EXPERT.com Susan is a top producer specializing in the ski resort town of Breckenridge, as well as the surrounding area. Susan specializes in mountain homes, ski condos, investment properties and vacant land; she provides old-fashioned service with state-of-the-art technology to help you any way she can. With over ten years of experience with buying, selling, and developing real estate, Susan's clients have come to expect the best. Representing both buyers and sellers, and giving all clients an indepth consultation on all aspects of the the real estate transaction, Susan is your BEST choice in real estate. Call or email her today! www.breck4sale.com isbrought to you by Susan Gunnin NUMBER1EXPERT ™ in real estate,ski condos and townhomes for Breckenridge, Frisco and Summit County, Colorado Read My Privacy Guarantee , Terms of Service ,and Free & Without Obligation Pledge Colorado Real Estate Agents - Homes - NUMBER1EXPERT™ Listings Some real estate agents outsell others 10 to 1. NUMBER1EXPERTS average a staggering 73 properties sold per year. How good is YOUR real estate agent? © Best Image Marketing and/or its clients. All rights reserved. All information deemed reliable but not guaranteed. This site is a member of WebRing. To browse visit Here . JUMP TO: WELCOME | FIND HOMES | FOR BUYERS | FORSELLERS | LOCAL INFO | RESOURCES | ABOUTSUSAN GUNNIN WELCOME: Breckenridge Real Estate, Ski Condos and Townhomes Welcome: Return to welcome/home page ABOUT SUSANGUNNIN: Who Am I?: Who is Susan Gunnin of Breckenridge, Frisco and Summit County, Colorado? Susan's Family Photo Album: Photos of Susan's family My Professional Resume: Susan Gunnin's Breckenridge real estate career in home buying & selling in Colorado Testimonials: What Susan Gunnin's clients are saying about this top Realtors real estate marketing Quick Response Guarantee: Susan Gunnin guarantees a quick response to your email request for more Colorado home buying & property selling information Privacy Guarantee: Susan Gunnin guarantees this Breckenridge real estate web site will respect your privacy No Obligation Guarantee: Susan Gunnin's real estate help by email is free & without obligation for Breckenridge home owners in Colorado For Realtors: Let Susan Gunnin help you with your professional real estate broker and agent needs in the Breckenridge area About NUMBER1EXPERTS: NUMBER1EXPERTS are top real estate professionals, find out more Contact Information: How to contact Susan Gunnin, Breckenridge real estate agent FIND BRECKENRIDGEHOMES, ski condos and townhomes: Feature Homes: Homes, properties, & other real estate in Breckenridge and Colorado with virtual tours, photos, and more Search All Local Listings: Search all Breckenridge area MLS listings in Colorado from real estate brokers National Listings Databases: Homes for sale in national American USA web site listings databases of properties New Construction: New homes for sale, new construction and newly built properties and real estate subdivisions Unique & Luxury Homes: Home buyers, find luxury homes, real estate, beach front properties, mansions, & acreage/land for sale on these top national & international listings web sites International Properties: Find international homes for sale on these international/global real estate web sites from Canada, Europe, France, Germany, UK, Great Britain, Spain, Italy, Asia, Africa, and beyond Search ALL the Experts' Homes: Search the best local homes for sale from all the real estate experts, agents, Realtors, and brokers BRECKENRIDGEINFO: About Breckenridge: Moving to Breckenridge, Frisco and Summit County, Colorado? Get info here... Relocating?: Free real estate information & relocation package if you're relocating to Breckenridge, CO School Information: Breckenridge schools and the education system in Colorado: kindergarten, elementary, high schools, colleges & universities Local Maps & Links: Breckenridge maps & local/Colorado web site links for news & media, TV stations, radio stations, daily Breckenridge newspapers, transportation, airports & bus terminals, Colorado & local government, and more Local Weather: Weather in Breckenridge, Frisco and Summit County, Colorado: spring, summer, winter, and fall climate changes Breckenridge Photo Gallery: Tour Colorado in pictures REAL ESTATERESOURCES: Special Offers: Special offers for Breckenridge homeowners from Susan Gunnin, top Realtor Monthly Payments & Schedule: Monthly loan payments java mortgage calculator How Much Can You Afford?: Calculate how much home you can afford with this financial calculator Determine Tax Savings: Calculate how much your monthly Breckenridge, Frisco and Summit County, Colorado mortgage payments save you on your taxes because of loan interest Should You Rent or Buy?: Is it better to rent a home in Colorado or buy your own Breckenridge house, ranch, luxury property, condominium, acreage, or other real estate? Adjustable Rate Mortgages: Adjustable rate Breckenridge mortgages information and interest rate java calculator What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage. Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. 15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out. What's Your Maximum Mortgage?: This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. Will Buying Points Save You Money?: This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Experts: Real estate, homes for sale, and other properties: links in Colorado, United States and Canada TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Colorado real estate Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more Direct Links: Direct real estate links to web sites mentioned in this Breckenridge, Frisco and Summit County, Colorado site Link Partners: Link Partners page for Breckenridge, Frisco and Summit County, Colorado Ask Anything: Ask Susan Gunnin anything real estate NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale Real Estate Tips: Susan Gunnin's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers Real Estate Trivia: Susan Gunnin's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Breckenridge property in Colorado, including legal terms definitions, and more FOR HOMEBUYERS: Why Buyers Choose Me: Why homebuyers in the Breckenridge area choose Susan Gunnin as their Realtor Second-Home Buyers: Are you relocating? Buying a second home? Susan Gunnin can help Latest Listings: Get Susan Gunnin's latest Breckenridge listings of homes for sale first! Find Your Perfect Home: Susan Gunnin will search for your ideal home and email you the newest Breckenridge MLS listings of properties First Time Homebuyers: Are you a first time homebuyer in Breckenridge, CO? As a top Realtor, Susan Gunnin can guide your home buying search Mortgage Prequalification: Pre-qualify for a mortgage or loan for your Breckenridge house or other real estate or property FOR HOMESELLERS: Why Sellers Choose Susan Gunnin: Why home sellers in Breckenridge choose Susan Gunnin Free Presentation: Free in-home listings presentation on marketing your Breckenridge, Frisco and Summit County, Colorado property Property Valuation: How much is your Breckenridge home worth? What Did That Home Sell For?: What did that Breckenridge, Frisco and Summit County, Colorado property or other real estate sell for? FSBO: Selling your Breckenridge real estate on your own? Return to Top > Breckenridge Real Estate, Ski Condos and Townhomes