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Sell Land Homes Acreage Lots Real Estate Property Ads or Buy FSBO Sell Your Property Contact HOME | SITE MAP | SERVICES | ADVERTISING | REALTORS & MARKETERS | BUYERS ADS | CLASSIFIED ADS | LINKS | USER NOTICE | TESTIMONIALS | CONTACT INFO | AD RATES Featured Links: Ad Request Form Classified Ads International Property Ads Other U.S. Property Ads Real Estate Wanted United States Map U.S. State Ads Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Sell Your Property Worldwide Real Estate Property Advertising U.S. Property Advertiser Buy or Sell Land And Real Estate Properties For Sale By Owner Buy or sell land, United States and International properties, homes and other real estate property for sale by owner! Property buyers can find real estate advertised for sale in many areas. Many investment properties available here are excellent choices for building a vacation property or a new custom home. Real estate and land properties are available to buy for investment purposes including vacant lots, hunting land and farmland, waterfront and lake view property and also commercial land for sale - FSBO. Many of the properties advertised are vacant land real estate parcels. Whether you are selling land or a property buyer, this is a place where real estate properties can be bought and sold. Do you have a house for sale, or a vacant land parcel that you want to sell? Advertise to sell real estate property for sale by owner and avoid paying a commission after the sale. Many previous clients selling property have sold their property by advertising here, even after having no success trying elsewhere. Land buyers can also place property wanted ads! Just fill out the Ad Submit Form for more details. Buying Property If you see property that you are interested in, please contact the seller directly. Buyers Ads Selling Property Advertise real estate property that you want to sell so buyers can see your ad! Ad Request Form Real Estate Agents, Brokers, Realtors Realtors Ads Waterfront Acreage 20 Acres, Waterfront Acreage For Sale: Port Ludlow, Washington Australian Ocean View Property Mackay, Queensland Australia Property For Sale Want to sell your property by owner? Place your ad on our website. Call: 541-683-4777 or Toll-Free in the USA: 866-541-4777 Buy or Sell Property - For Sale By Owners Advertise Here! Advertise Properties, Buy or Sell Land, Acreage, Businesses, Homes, Timeshares, Vacation Properties, Waterfront Lands, Etc. Contact Us For Advertising Information. E-Mail: inbox@uspropertyadvertiser.com Resources: Visit the VA Mortgage Center for a VA Home Loan Featured Links: Ad Request Form Classified Ads International Property Ads Other U.S. Property Ads Real Estate Wanted United States Map U.S. State Ads Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Sell Your Property ConsumerResources Inc. & U.S. Property Advertiser Inc. Toll-Freein the USA: 866-541-4777 - Phone: 541-683-4777 E-mail: info@uspropertyadvertiser.com - Network: www.uspropertyadvertiser.com - MailingAddress: 2852 Willamette St. #252, Eugene, OR 97405 2002-2005 Consumer Resources Inc. All information posted here is deemed reliable, but not guaranteed. This is strictly an advertising site of properties for sale by owner. We do not handle any real estate transactions or function in any way as a real estate agent. Advertise to sell by owner any type of real estate. Homes for sale, land sales, land auctions, property sales, timeshares, vacant lots, and more.

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FAQ on Taxes & Rental Property Intuit Home Intuit Products Support | Order Status | Shopping Cart Home Online Products Desktop Products Business Tips & Resources Sign In Automatic Renewal My Downloads Tax Tips & Topics Business Taxes Education & Taxes Employment Taxes Family & Taxes Homeowners & Taxes Investments & Taxes Retirement & Estate Taxes Tax Law & the IRS Tax Planning & Savings Tax Prep & Filing E-mail this Print this FAQs on Taxes and Rental Property How do I handle taxes on my rental property? When you rent out your own property, you may face two kinds of headaches: tenants and taxes. We can't do much about the tenants, but we can help you with tax questions. TurboTax Premier walks you through rental property issues. Learn more Consider this scenario: Just after graduating from college and getting married, Sue started her first job. Her new job is 800 miles from where she had lived while in school. The condo that her spouse had purchased a few years before they met has dropped in value. Sue and Steve would be out of pocket several thousand dollars if they sold the unit. So they decided to rent out the condo. Now they’re faced with figuring out whether, and how, to report this rental on their tax return. Does this story sound familiar? If so, you're not alone. Taxpayers in similar circumstances find themselves asking these questions: Is rental income taxable ? When do I owe taxes on rental income ? Are security deposits taxable ? What can I deduct ? When can I deduct improvements and repairs ? How do I calculate depreciation ? How do I report a rental activity on my tax return ? What are passive activities, and how do they affect me ? Is Rental Income Taxable ? Yes, rental income is taxable. But you're allowed to reduce your rental income by subtracting expenses that you incur to manage, conserve, and maintain your rental property. When Do I Owe Taxes on Rental Income? As a cash basis taxpayer (which includes nearly all individuals), you must report all income in the year you actually receive it regardless of when it was earned. If you receive rent for January 2006 in December 2005, report the rent as income on your 2005 tax return. If you receive a deposit for first and last month's rent, it's taxed as rental income in the year it's received. If you receive goods or services from your tenant in exchange for rent, you must value the goods or services at their present worth and report that value on your return in the year that they are received. You must also report income that you have received constructively . This means that you have the opportunity to receive the income. For example, if your renters place their January checks in your mailbox late in December, you cannot avoid reporting it as income simply by not removing it from the mailbox until January. Are Security Deposits Taxable ? Security deposits are not included in income when you receive them if you plan to return them to your tenants at the end of the lease. (Deposits for the last month's rent are taxable, because they are really rents, paid in advance.) What If I Pocket Some of the Security Deposit? If you eventually keep part or all of the security deposit because the tenant does not live up to the terms of the lease, you must include that amount in the income that you show on your tax return for the tax year in which the lease terminates. So you should keep track of the security deposits from year to year. This record-keeping isn't difficult if you only own one rental, but as the number of rentals you own increases, so does the paperwork. What Can I Deduct? All expenses incurred and paid by you to manage, conserve, and maintain a rental property are deductible in the year paid. Even if your rental property is temporarily vacant, the expenses are still deductible while the property is vacant and held out for rent. Deductible expenses include, but are not limited to, the following: Advertising Cleaning and maintenance Commissions Depreciation Homeowner's associations dues Insurance premiums Interest expense Local property taxes Management fees Pest control Professional fees Rental of equipment Rents you paid to others Repairs Supplies Trash removal fees Travel expenses Utilities Yard maintenance All expenses deducted must be ordinary and necessary and not extravagant. If you deduct travel expenses, you must allocate your expenses between rental and non-rental activities. For example: John, who loves to ski, owns a rental condo in Park City, Utah, which he visits in January. His travel expenses are deductible if, for example, the primary purpose of his trip is to clean and paint the unit after his tenants have moved out. If during the week, he spends three days cleaning and painting and two days skiing, he may deduct 60 percent of his travel expenses on his tax return. Keep good records. To deduct any expense, you must be able to document the deduction. That means keeping current and accurate records of your expenses paid, including all receipts, checks, and bank statements. When Can I Deduct Improvements and Repairs? Any improvements to the property must be depreciated over their useful lives (which are defined by the IRS), rather than deducted in the year paid. Improvements are actions that materially add to the value of the property or substantially prolong its life. Examples include: Additions to the structure Adding a swimming pool Installing a water filtration system Modernizing a kitchen Installing insulation Repairs, on the other hand, are deductible in the year paid. Unlike improvements, repairs just keep the property in good operating condition. Examples of repairs: Minor repainting Fixing broken gutters or floors Fixing leaks Replacing broken windows or doors For more information see IRS Topic 414: Rental Income and Expenses . How do I Calculate Depreciation? Depreciation is a deduction taken over several years. You generally depreciate the cost of property that has a useful life of more than a year, but gradually wears out, or loses its value due to wear and tear, or wind and rain, when the property is used in business, or to produce income. To figure out the depreciation on your rental property: Determine your cost or other tax basis for the property. Allocate that cost to the different types of property included in your rental (such as land, buildings, so on). Calculate depreciation for each property type based on the methods, rates, and “useful lives” specified by the IRS. 1. Determine Your Cost Basis Your cost basis in the property is generally the amount that you paid for the property (your acquisition cost plus any expenses in making the purchase). Your payment, then, includes any loan proceeds that you used to acquire the property. Review your purchase closing documents to identify any other expenses that you may deduct. Examples include: Financing costs Interest and taxes Homeowner's association dues If you are converting your property from personal use to rental use, your tax basis in the property is calculated differently. Your basis is the lower of these two: Acquisition cost The fair market value at the time of conversion from personal to rental use If the property was given to you or if you inherited it, or if you traded another property for the current property, there are special rules for determining your tax basis in your rental property. Consult IRS Publication 551, Basis of Assets , for more information about computing your tax basis in these situations. 2. Allocate the Cost by Type of Property After determining the cost or other tax basis for the rental property as a whole, you must allocate the basis amount among the various types of property you're renting. When we speak of types of property, we refer to certain components of your rental, such as the land it is built on, the building itself, any furniture or appliances you provide with the rental, etc. If your rental is a condo or other property that shares property within a community, you're deemed to own a portion of that property. Therefore, even a third floor condo is deemed to own a portion of the land and a portion of the purchase price must be allocated to the land upon which the building is built. Why this effort to divide your tax basis between property types? The different types of property are each depreciated using different rules and different lives. 3. Calculate the Depreciation for Each Type of Property Here are the most common divisions of tax basis for a rental property, followed by explanations of the different methods of depreciation. Type of Property Method of Depreciation Useful Life in Years Land Not depreciated N/A Residential rental real estate (buildings or structures and structural components) Straight line 27.5 Nonresidential rental real estate Straight line 39 Shrubbery, fences, etc. 150% declining balance 15 Furniture or appliances Double (200%) declining balance Straight-Line Depreciation In straight-line depreciation, the cost basis is depreciated (or, allocated) evenly over the tax life of the property. Example: A residential rental building with a cost basis of $150,000 would generate depreciation of $5,455 per year ($150,000 / 27.5 years). In the year that the rental is first placed in service (rented), you are allowed a deduction based on the number of months that the property is in service, with 1/2 month for the first month. In the example, if the property is placed in service in August, you are allowed a deduction for 4-1/2 months of $2,046 ($5,455 x 4.5 / 12). Declining Balance Depreciation This kind of depreciation is calculated by multiplying the rate, 150% or 200%, by the straight-line depreciation calculated based on the adjusted balance of the property at the start of the year over the remaining life of the property. To make matters somewhat easier, the IRS and others publish tables of percentages that can be applied to the original cost to determine yearly depreciation. Here's the five-year property table as an example: Year Percentage 1 20.00 2 32.00 3 19.20 4 11.52 5 11.52 6 5.76 Total 100% Example: Declining balance depreciation on furniture used in a rental with a cost of $2,400 in Year 3 would be $461 ($2,400 x 19.20%). Tables for all types of properties can be found in IRS Publication 946: How to Depreciate Property . For general information on depreciation of rentals, see IRS Publication 527: Residential Property . How do I Report a Rental Activity on My Tax Return? As an individual, you report the income and deductions for rental properties on page 1 of Form 1040, Schedule E, Supplemental Income and Loss. The total income or loss computed on Schedule E carries to Form 1040. Report the depreciation of rentals on Form 4562: Depreciation and Amortization . The instructions for these forms explain in detail how to complete these forms. TurboTax products assist you with compiling rental data and reporting the information on the appropriate lines of the appropriate forms. What are Passive Activities and How do They Affect Me? Rental properties are, by definition, passive activities and are subject to passive activity loss rules. These rules are quite complex. In general, the passive activity rules limit your ability to offset other types of income with net passive losses. In other words, if you have losses from a passive activity, such as a rental property you own, you can't always take those losses on your tax return in the current year to reduce income from non-passive activities such as wages, salary, interest, dividends, or gains from sales of stocks. Passive losses can offset income from other passive activities. If you have a net passive loss in any year, that loss is generally suspended (delayed to a later year) until either you have passive income or you completely dispose of the passive activity. But if you actively participate in a rental activity you can deduct up to $25,000 of the rental loss. To actively participate means that you own at least 10 percent of the property and you make management decisions in a significant and bona fide sense, such as approving new tenants, setting rental terms, approving improvements, and so forth. This exception isn't available to everyone. If you have modified adjusted gross income over $100,000, your maximum loss available decreases by $0.50 for every dollar over $100,000. The maximum loss is completely phased out when your modified adjusted gross income reaches $150,000. Modified adjusted gross income is determined by calculating adjusted gross income without regard to deductions for IRA contributions or pensions, taxable social security benefits, adoption assistance payments, income excluded from U.S. savings bonds used to pay higher education tuition and fees, interest on qualified student loans, the tuition fees deduction, and any passive activity loss of taxpayers in a real property business. Example: Phil and Mary have modified adjusted gross income of $90,000 and a rental loss for the year of $21,000. They actively participated in the rental. Since their modified adjusted gross income is below the limit of $100,000, their entire rental loss is deductible. If their loss had risen to $28,000, they would have been limited to a deductible loss of $25,000 this year - the balance of $3,000 would be considered a suspended passive activity loss and therefore would be "carried over" to future years' returns until completely used up. If you're married and you file a separate tax return from your spouse, and if you lived apart from your spouse at all times during the year, the maximum rental loss deduction under the exception is $12,500. Your loss begins to phase out at $50,000 instead of $100,000. If you're married, file separately, but you did not live apart from your spouse at all times during the year, the active rental real estate loss allowance is not available to you at all. You may need to complete Form 8582: Passive Activity Loss Limitations , following the published IRS instructions . If you earn your living working in a real estate arena, you may be considered a real estate professional. The passive activity rules don't apply to real estate activities for many properties owned and managed by real estate professionals. For more information regarding this important exception, consult IRS Publication 527: Residential Rental Property . For more on passive activities, see Tax Topic 425: Passive Activities-Losses and Credits . Home | Online Products | Desktop Products | Business | Tax Tips & Resources | Support Center | Site Index Intuit | Privacy Promise | Feedback | Quicken | Affiliates ©1997-2005 Intuit Inc. Trademark Notices By accessing and using this page you agree to the Terms of Service Software License Agreement

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Bad Credit Mortgages & Home Loans Approved Here Specializing in Bad Credit Mortgages Because Life Doesnt Always Turn Out Like you Planned Life happens. And when it does your credit can sometimes suffer. A sick child, a few late bills, or an unexpected expense can easily get you off track. We understand. That's why we specialize in bad credit home loans. Just because your credit isn't perfect doesn't mean you should miss out on the opportunities available to everyone else. Bad Credit Mortgages Offer Relief Yes, you can get relief from high mortgage and interest payments with bad credit mortgages, but you can also get much more. Bad credit mortgages give you the chance to clean up your credit. Consolidate all your bills into one, low monthly payment with bad credit home loans. Get relief from the harassing calls of creditors. Bad credit mortgages provide a way to live your life without worrying about every penny you spend. Need extra cash? Bad credit home loans give you what you need for home improvements, back child support, late payments, or a much needed vacation. Bad credit home loans can even give you the leverage you need to avoid bankruptcy. And so much more! Take a moment right now to complete our FREE Easy Bad Credit Mortgage Approval Form. Bad Credit Home Loans With A Difference Unlike most other companies who offer bad credit home loans, we have a personal interest in your success. That's why you'll notice: a higher level of customer service flexible guidelines over 100 different programs to choose from convenient online applications quick closings, and NO up-front costs to you. It's our mission to exceed your expectations, and deliver the help you need to get back on track. Applying For Bad Credit Mortgages Is Simple Take a few minutes to complete our online application. We'll process your information and notify you immediately of the status. You'll soon be on your way to a more peaceful - and more financially secure - life! Don't hesitate... apply now! We offer these Mortgage Programs in every state . FREE INFORMATION CENTER! Mortgage Information, Credit Repair, Reports & Solutions and much more... Your Name: Your E-mail Address: back to top Bad Credit and Mortgages Bad Credit Mortgages Apply here for your Mortgage and Refinance Approval! Benefits for Mortgages, Refinances and Debt Consolidation Home Loans Our Bad Credit Mortgage Programs Hard Money Lenders, Subprime Lenders, High Risk Lenders Explained How a Mortgage Lender Will View Bad Credit Top 10 Questions to get YOU the BEST Mortgage Loan Resources Free Bad Credit Information Center Useful Mortgage Calculators Mortgage Glossary and Terms Special Lending States—We Do Lend in All 50 States! California Mortgage Home Loans and Refinances for Bad Credit Online Florida Mortgage Home Loan and Refinance Company with Bad Credit! About Us Information on MortgageCreditProblems.com Our Awards & Special Recognitions Link to this Mortgage Site Bookmark this Site Our Privacy Policy Mortgage and Credit Special Links Join our Bad Credit Mortgage Affiliate Program © 1999 - 2003 MortgageCreditProblems.Com. All rights reserved. Mortgage Credit Problems HomeSalez.com USA RealEstate UK RealEstate Canada RealEstate Australia RealEstate real estate foreclosures apartments roommates timeshares for sale by owner vacation rentals mortgage lenders

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RISMedia - Residential Real Estate's Largest Independent News & Information Service - Immediate access to industry news,top real estate professionals,and the nation's most respected product and service firms real estate referral,real estate training,real estate education,real estate news articles information consulting expertise real estate professionals reference resources industry worldwide database national regional state real estate referral,real estate training,real estate education,real estate news articles information consulting expertise real estate professionals articles information consulting expertise real estate professionals reference resources industry worldwide database national regional state real estate referral,real estate training,real estate education,real estate news reference resources industry worldwide database national regional state real estate referral,real estate training,real estate education,real estate news Today's News Products/Services Article Search Events Feedback Login Real Estate Magazine Realtors/Services Power Broker Report Real Estate Leadership Power Broker Event Realestate Magazine Feedback Daily News Feedback Advertising Opportunities Feedback Other Feedback Today's Real Estate News Get our free News Feed Existing-Home Sales Trend Lower in November Sales eased 1.7% to a seasonally adjusted annual rate of 6.97 million units in November from a pace of 7.09 million in October More. Inverted Yield Curve Influences Mortgage Rates Fixed mortgage rates fell slightly this week, as long-term interest rates declined following a large decrease in new home sales More. NAR Provides Access to Updated Study of Emerging Legal Issues in Real Estate Study tracks historical data regarding more than 90 different legal liability issues faced by real estate professionals More. Pitching Property in the Blogosphere Real estate blogs rising in popularity at a time when the Internet is becoming more important in home-buying process More. Todays HOME Spun Wisdom New Years resolution: Adopting a healthy diet More. November Illinois Home Sales Nearly Even with Last Year Median Price at $202,000 Total home sales down less than 200 from the prior year More. 2005 California Housing Market Eclipses Previous Records Sales of detached, existing single-family homes are expected to reach 635,000 this year More. Housing Costs Up in Western Massachusetts Prices outside of the city are up much faster this year than in the Boston area More. NAR PULSE: NAR Welcomes Federal Guidelines on Specialty Mortgages The NATIONAL ASSOCIATION OF REALTORS on Dec. 20 welcomed proposed guidelines from the federal financial regulatory agencies on specialty mortgage products that allow consumers to defer repayment of the home mortgage principal and interest. More. NAR PULSE: Terrorism Insurance Readied for President The U.S. House and Senate have reached agreement on extension of federal terrorism re-insurance for an additional two years, setting the stage for signing by President George W. Bush. The legislation increases the point at which federal backstop assistance kicks in from $5 million this year to $50 million in 2006 and $100 million in 2007, and creates the President's Working Group on Financial Markets (which includes the Treasury secretary and the Chairs of the Fed and SEC). NAR supported extension to ensure the availability and affordability of terrorism coverage, vital to the financing of commercial properties. More. NAR PULSE: New Resort Certification to Serve Growing Second-Home and Resort Market To better serve the growing second-home and resort real estate sector, a new certification for REALTORS called the Resort and Second-Home Property Specialist (RSPS) will be offered by the NATIONAL ASSOCIATION OF REALTORS. The new certification program was announced at the 2005 NAR Conference & Expo in San Francisco last October. More. Sedgwick CMS Holdings Agrees to Acquisition by Fidelity National Financial FNF will acquire company for $635 million More. RE/MAX Moves to No. 8 in Entrepreneur Franchise 500 Study Company moves up in ranking More. W.C. & A.N. Miller to Help Build a Town Town of Haymount will be new venture for Miller More. Millionaires Bank on Orange County, Calif., Homes At a time when half of all county homes sell for more than $600,000, one out of six crosses into seven-figure territory More. Todays HOME Spun Wisdom Looking for a good quote to add to your New Years toast? Here are some thoughts on ringing in the New Year from some of historys most notable quotable. More. Online Marketing: New Years Resolutions for Your Web Site Commentary by Israel Rothman More. Sharp Increase in Average Time Needed to Sell a Home: Survey 75% of respondents say homes in U.S. now taking more than 30 days to sell, up from 39% in second quarter; new sales data suggests more balanced market emerging More. Floridas Lake Worth Favors Industrial Park over Building Affordable Townhomes Leaders want seven-acre mobile home park to become part of growing industrial area More. Top Mistakes of Home Buyers and Sellers in 2005 Mistakes made in 2005 may help those looking to buy or sell in 2006 More. Home Buyers Put Faith in Concrete Recent hurricanes, higher energy costs cause for more concrete structures More. California Median Home Cost Up 16.2% But sales are down 11.2% compared with last year More. Training & Business Development: Final Four Days for $125,000 Deadline for Real Estate Apprentice is approaching fast More. Todays HOME Spun Wisdom For 2006, make one resolution as a couple. Here are some guidelines. More. State Home Sales Slide For the first time in 47 months, the median price of a home in two Santa Barbara County, California markets declined from its prior annual level More. Wells Fargo Home Mortgage, Author Launch the Great American Homeowner Challenge New Year's Eve Times Square 2006 celebration to kick-off campaign to inspire long-term financial success through homeownership More. List of Real Estate Training Courses for Real Estate Designations Updated Prominent real estate designations and certifications that are managed by an equally long list of real estate associations, institutes, councils and societies are now available for review in one spot More. MLSSoftware.com, RealBird Partner to Provide Map-Based Searching Services MLSSoftware to resell a branded version of RealBirds service to its clients More. Training & Business Development: The Magnificent 12 Four more industry leaders now in official judges lineup for Real Estate Apprentice More. Training & Business Development: Profiles in CourageThe Entrepreneur Agent The short cut to fearlessness More. Training & Business Development: Becoming 100% Invested in the Present Making the customer feel as though they are the only one is key More. Real Estate Continues as Prime Investment for 2006 Second consecutive year that industry has been one of the top investment choices in the survey More. Action Against Fraud Urged Jury calls for new $2 deed-filing fee to fund a new real-estate fraud prosecution unit More. Houston Home Sales Near Record Single-family home sales increased by 8.7% to 4,735 in November, up from last year's 4,357 More. Number of Homes for Sale Hits Nine-Year High in Orlando However, existing-home sales through November remained on pace to set a 13th consecutive annual record More. Todays HOME Spun Wisdom Hosting a New Years party? Here are some resolutions to think about to help you enjoy your own bash. More. Nations Strong Housing Market Seen Simmering Down in 2006 Economists: production will ease back next year to 2004s historically healthy levels More. Bankrate: Mortgage Rates in a Holiday Holding Pattern Average 30-year fixed rate mortgage dipped from 6.34 percent to 6.33 percent More. Most Homeowners Oppose Proposal to Replace Home Mortgage Interest Deduction Presidents tax reform panel would eliminate other consumer deductions More. ABN AMRO Mortgage Ranks Highest Among Primary Mortgage Lenders Highly satisfied customers refer their loan originator to others more than twice as often More. Todays HOME Spun Wisdom Regifting and exchanging 101some tips on the dos and donts of regifting More. Builders Take Steps to Curb Homes Sales Backlog of units becoming a problem for some companies More. Foreclosure.com Adds Content That Helps Subscribers Make Smart Property Decisions State-specific Foreclosure Laws and How to Buy Foreclosures offer helpful tips More. Weichert, Realtors Expands with Four New Franchises in New York and Massachusetts Company now has 31 opened affiliated offices and 11 company-owned offices in New York More. Prudential California Realty Launches Architectural Collection Division 15-year architecture and design expert to spearhead new division More. NAR PULSE: Historically Strong Home Sales Expected in 2006 The housing market for 2005 is headed for a fifth consecutive annual record, and sales activity in 2006 is expected to be the second best year in history. For more information, click here . More. NAR PULSE: NAR Launches RESPA Compliance Tools as Part of Awareness Campaign The NATIONAL ASSOCIATION OF REALTORS has launched four new tools to help real estate professionals better understand and comply with the requirements of the Real Estate Settlement Procedures Act (RESPA) as part of NARs RESPA Awareness Campaign. For more information, click here . More. NAR PULSE: New Resort Certification to Serve Growing Second-Home and Resort Market To better serve the growing second-home and resort real estate sector, a new certification for REALTORS called the Resort and Second-Home Property Specialist (RSPS) will be offered by the NATIONAL ASSOCIATION OF REALTORS. The new certification program was announced at the 2005 NAR Conference & Expo in San Francisco last October. For more information, click here . More. Wealthy Americans Remain Confident Home Values Will Increase PNC survey finds fewer than one in 10 expect decline in value of their primary homes More. Housing Market Strengthens in November Record year for single-family home construction expected More. -- Current Issue Previous Issue Past Issues Reprints Realtor Solutions CURRENT ISSUE April, 2005 Past Issues -- Daily News Email Submit your email address to receive a daily news email from rismedia.com SITE SPONSORS Today's Profile Barbara Reynolds A Smooth Transition Poll Has your market become a buyer's market? Yes No Don't know Results Polls