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Looking for the Best Mortgage ESPAÑOL Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage--whether it’s a home purchase, a refinancing, or a home equity loan--is a product, just like a car, so the price and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars. Skip to content Obtain information from several lenders Obtain all important cost information Obtain the best deal that you can Remember: Shop, compare, negotiate Fair lending is required by law Credit problems? Glossary Mortgage shopping worksheet For more information Obtain Information from Several Lenders Home loans are available from several types of lenders-- thrift institutions , commercial banks, mortgage companies, and credit unions. Different lenders may quote you different prices, so you should contact several lenders to make sure you’re getting the best price. You can also get a home loan through a mortgage broker . Brokers arrange transactions rather than lending money directly; in other words, they find a lender for you. A broker’s access to several lenders can mean a wider selection of loan products and terms from which you can choose. Brokers will generally contact several lenders regarding your application, but they are not obligated to find the best deal for you unless they have contracted with you to act as your agent. Consequently, you should consider contacting more than one broker, just as you should with banks or thrift institutions. Whether you are dealing with a lender or a broker may not always be clear. Some financial institutions operate as both lenders and brokers. And most brokers’ advertisements do not use the word "broker." Therefore, be sure to ask whether a broker is involved. This information is important because brokers are usually paid a fee for their services that may be separate from and in addition to the lender’s origination or other fees. A broker’s compensation may be in the form of "points" paid at closing or as an add-on to your interest rate , or both. You should ask each broker you work with how he or she will be compensated so that you can compare the different fees. Be prepared to negotiate with the brokers as well as the lenders. Obtain All Important Cost Information Be sure to get information about mortgages from several lenders or brokers. Know how much of a down payment you can afford, and find out all the costs involved in the loan. Knowing just the amount of the monthly payment or the interest rate is not enough. Ask for information about the same loan amount, loan term, and type of loan so that you can compare the information. The following information is important to get from each lender and broker: Rates Ask each lender and broker for a list of its current mortgage interest rates and whether the rates being quoted are the lowest for that day or week. Ask whether the rate is fixed or adjustable . Keep in mind that when interest rates for adjustable-rate loans go up, generally so does the monthly payment. If the rate quoted is for an adjustable-rate loan, ask how your rate and loan payment will vary, including whether your loan payment will be reduced when rates go down. Ask about the loan’s annual percentage rate (APR) . The APR takes into account not only the interest rate but also points, broker fees, and certain other credit charges that you may be required to pay, expressed as a yearly rate. Points Points are fees paid to the lender or broker for the loan and are often linked to the interest rate; usually the more points you pay, the lower the rate. Check your local newspaper for information about rates and points currently being offered. Ask for points to be quoted to you as a dollar amount--rather than just as the number of points--so that you will actually know how much you will have to pay. Fees A home loan often involves many fees, such as loan origination or underwriting fees , broker fees, and transaction, settlement, and closing costs . Every lender or broker should be able to give you an estimate of its fees. Many of these fees are negotiable. Some fees are paid when you apply for a loan (such as application and appraisal fees), and others are paid at closing. In some cases, you can borrow the money needed to pay these fees, but doing so will increase your loan amount and total costs. "No cost" loans are sometimes available, but they usually involve higher rates. Ask what each fee includes. Several items may be lumped into one fee. Ask for an explanation of any fee you do not understand. Some common fees associated with a home loan closing are listed on the Mortgage Shopping Worksheet in this brochure. Down Payments and Private Mortgage Insurance Some lenders require 20 percent of the home’s purchase price as a down payment. However, many lenders now offer loans that require less than 20 percent down--sometimes as little as 5 percent on conventional loans . If a 20 percent down payment is not made, lenders usually require the home buyer to purchase private mortgage insurance (PMI) to protect the lender in case the home buyer fails to pay. When government-assisted programs such as FHA (Federal Housing Administration), VA (Veterans Administration), or Rural Development Services are available, the down payment requirements may be substantially smaller. Ask about the lender’s requirements for a down payment, including what you need to do to verify that funds for your down payment are available. Ask your lender about special programs it may offer. If PMI is required for your loan, Ask what the total cost of the insurance will be. Ask how much your monthly payment will be when including the PMI premium. Ask how long you will be required to carry PMI. Obtain the Best Deal That You Can Once you know what each lender has to offer, negotiate for the best deal that you can. On any given day, lenders and brokers may offer different prices for the same loan terms to different consumers, even if those consumers have the same loan qualifications. The most likely reason for this difference in price is that loan officers and brokers are often allowed to keep some or all of this difference as extra compensation. Generally, the difference between the lowest available price for a loan product and any higher price that the borrower agrees to pay is an overage . When overages occur, they are built into the prices quoted to consumers. They can occur in both fixed and variable-rate loans and can be in the form of points, fees, or the interest rate. Whether quoted to you by a loan officer or a broker, the price of any loan may contain overages. Have the lender or broker write down all the costs associated with the loan. Then ask if the lender or broker will waive or reduce one or more of its fees or agree to a lower rate or fewer points. You’ll want to make sure that the lender or broker is not agreeing to lower one fee while raising another or to lower the rate while raising points. There’s no harm in asking lenders or brokers if they can give better terms than the original ones they quoted or than those you have found elsewhere. Once you are satisfied with the terms you have negotiated, you may want to obtain a written lock-in from the lender or broker. The lock-in should include the rate that you have agreed upon, the period the lock-in lasts, and the number of points to be paid. A fee may be charged for locking in the loan rate. This fee may be refundable at closing. Lock-ins can protect you from rate increases while your loan is being processed; if rates fall, however, you could end up with a less favorable rate. Should that happen, try to negotiate a compromise with the lender or broker. Remember: Shop, Compare, Negotiate When buying a home, remember to shop around, to compare costs and terms, and to negotiate for the best deal. Your local newspaper and the Internet are good places to start shopping for a loan. You can usually find information both on interest rates and on points for several lenders. Since rates and points can change daily, you’ll want to check your newspaper often when shopping for a home loan. But the newspaper does not list the fees, so be sure to ask the lenders about them. The Mortgage Shopping Worksheet that follows may also help you. Take it with you when you speak to each lender or broker and write down the information you obtain. Don’t be afraid to make lenders and brokers compete with each other for your business by letting them know that you are shopping for the best deal. Fair Lending Is Required by Law The Equal Credit Opportunity Act prohibits lenders from discriminating against credit applicants in any aspect of a credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, whether all or part of the applicant’s income comes from a public assistance program, or whether the applicant has in good faith exercised a right under the Consumer Credit Protection Act. The Fair Housing Act prohibits discrimination in residential real estate transactions on the basis of race, color, religion, sex, handicap, familial status, or national origin. Under these laws, a consumer cannot be refused a loan based on these characteristics nor be charged more for a loan or offered less favorable terms based on such characteristics. Credit Problems? Still Shop, Compare, and Negotiate Don’t assume that minor credit problems or difficulties stemming from unique circumstances, such as illness or temporary loss of income, will limit your loan choices to only high-cost lenders.If your credit report contains negative information that is accurate, but there are good reasons for trusting you to repay a loan, be sure to explain your situation to the lender or broker. If your credit problems cannot be explained, you will probably have to pay more than borrowers who have good credit histories. But don’t assume that the only way to get credit is to pay a high price. Ask how your past credit history affects the price of your loan and what you would need to do to get a better price. Take the time to shop around and negotiate the best deal that you can. Whether you have credit problems or not, it’s a good idea to review your credit report for accuracy and completeness before you apply for a loan. To order a copy of your credit report, contact: Equifax: (800) 685-1111 TransUnion: (800) 888-4213 Experian: (888) 397-3742 Glossary Adjustable-rate loans , also known as variable-rate loans, usually offer a lower initial interest rate than fixed-rate loans. The interest rate fluctuates over the life of the loan based on market conditions, but the loan agreement generally sets maximum and minimum rates. When interest rates rise, generally so do your loan payments; and when interest rates fall, your monthly payments may be lowered. Annual percentage rate (APR) is the cost of credit expressed as a yearly rate. The APR includes the interest rate, points, broker fees, and certain other credit charges that the borrower is required to pay. Conventional loans are mortgage loans other than those insured or guaranteed by a government agency such as the FHA (Federal Housing Administration), the VA (Veterans Administration), or the Rural Development Services (formerly know as Farmers Home Administration, or FmHA). Escrow is the holding of money or documents by a neutral third party prior to closing. It can also be an account held by the lender (or servicer) into which a homeowner pays money for taxes and insurance. Fixed-rate loans generally have repayment terms of 15, 20, or 30 years. Both the interest rate and the monthly payments (for principal and interest) stay the same during the life of the loan. The interest rate is the cost of borrowing money expressed as a percentage rate. Interest rates can change because of market conditions. Loan origination fees are fees charged by the lender for processing the loan and are often expressed as a percentage of the loan amount. Lock-in refers to a written agreement guaranteeing a home buyer a specific interest rate on a home loan provided that the loan is closed within a certain period of time, such as 60 or 90 days. Often the agreement also specifies the number of points to be paid at closing. A mortgage is a document signed by a borrower when a home loan is made that gives the lender a right to take possession of the property if the borrower fails to pay off the loan. Overages are the difference between the lowest available price and any higher price that the home buyer agrees to pay for the loan. Loan officers and brokers are often allowed to keep some or all of this difference as extra compensation. Points are fees paid to the lender for the loan. One point equals 1 percent of the loan amount. Points are usually paid in cash at closing. In some cases, the money needed to pay points can be borrowed, but doing so will increase the loan amount and the total costs. Private mortgage insurance (PMI) protects the lender against a loss if a borrower defaults on the loan. It is usually required for loans in which the down payment is less than 20 percent of the sales price or, in a refinancing, when the amount financed is greater than 80 percent of the appraised value. Thrift institution is a general term for savings banks and savings and loan associations. Transaction, settlement, or closing costs may include application fees; title examination, abstract of title, title insurance, and property survey fees; fees for preparing deeds, mortgages, and settlement documents; attorneys’ fees; recording fees; and notary, appraisal, and credit report fees. Under the Real Estate Settlement Procedures Act, the borrower receives a good faith estimate of closing costs at the time of application or within three days of application. The good faith estimate lists each expected cost either as an amount or a range. Mortgage Shopping Worksheet File for Printing Worksheet (12KB PDF) Lender 1 Lender 2 Name of Lender: ___ ___ Name of Contact: ___ ___ Date of Contact: ___ ___ Mortgage Amount: ___ ___ mortgage 1 mortgage 2 mortgage 1 mortgage 2 Basic Information on the Loans Type of Mortgage: fixed rate, adjustable rate, conventional, FHA, other? If adjustable, see below ___ ___ ___ ___ Minimum down payment required ___ ___ ___ ___ Loan term (length of loan) ___ ___ ___ ___ Contract interest rate ___ ___ ___ ___ Annual percentage rate (APR) ___ ___ ___ ___ Points (may be called loan discount points) ___ ___ ___ ___ Monthly Private Mortgage Insurance (PMI) premiums ___ ___ ___ ___ How long must you keep PMI? ___ ___ ___ ___ Estimated monthly escrow for taxes and hazard insurance ___ ___ ___ ___ Estimated monthly payment (Principal, Interest, Taxes, Insurance, PMI) ___ ___ ___ ___ Fees Different institutions may have different names for somefees and may charge different fees. We have listed some typical fees you may see on loan documents. Application fee or Loan processing fee ___ ___ ___ ___ Origination fee or Underwriting fee ___ ___ ___ ___ Lender fee or Funding fee ___ ___ ___ ___ Appraisal fee ___ ___ ___ ___ Attorney fees ___ ___ ___ ___ Document preparation and recording fees ___ ___ ___ ___ Broker fees (may be quoted as points, origination fees, or interest rate add-on) ___ ___ ___ ___ Credit report fee ___ ___ ___ ___ Other fees ___ ___ ___ ___ Other Costs at Closing/Settlement Title search/Title insurance For lender ___ ___ ___ ___ For you ___ ___ ___ ___ Estimated prepaid amounts for interest, taxes, hazard insurance, payments to escrow ___ ___ ___ ___ State and local taxes, stamp taxes, transfer taxes ___ ___ ___ ___ Flood determination ___ ___ ___ ___ Prepaid Private Mortgage Insurance (PMI) ___ ___ ___ ___ Surveys and home inspections ___ ___ ___ ___ Total Fees and Other Closing/Settlement Cost Estimates ___ ___ ___ ___ Lender 1 Lender 2 Name of Lender: mortgage 1 mortgage 2 mortgage 1 mortgage 2 Other Questions and Considerations about the Loan Are any of the fees or costs waivable? ___ ___ ___ ___ Prepayment penalties Is there a prepayment penalty? ___ ___ ___ ___ If so, how much is it? ___ ___ ___ ___ How long does the penalty period last? (for example, 3 years? 5 years?) ___ ___ ___ ___ Are extra principal payments allowed? ___ ___ ___ ___ Lock-ins Is the lock-in agreement in writing? ___ ___ ___ ___ Is there a fee to lock-in? ___ ___ ___ ___ When does the lock-in occur—at application, approval, or another time? ___ ___ ___ ___ How long will the lock-in last? ___ ___ ___ ___ If the rate drops before closing, can you lock-in at a lower rate? ___ ___ ___ ___ If the loan is an adjustable rate mortgage: What is the initial rate? ___ ___ ___ ___ What is the maximum the rate could be next year? ___ ___ ___ ___ What are the rate and payment caps each year and over the life of the loan? ___ ___ ___ ___ What is the frequency of rate change and of any changes to the monthly payment? ___ ___ ___ ___ What is the index that the lender will use? ___ ___ ___ ___ What margin will the lender add to the index? ___ ___ ___ ___ Credit life insurance Does the monthly amount quoted to you include a charge for credit life insurance? ___ ___ ___ ___ If so, does the lender require credit life insurance as a condition of the loan? ___ ___ ___ ___ How much does the credit life insurance cost? ___ ___ ___ ___ How much lower would your monthly payment be without the credit life insurance? ___ ___ ___ ___ If the lender does not require credit life insurance, and you still want to buy it, what rates can you get from other insurance providers? ___ ___ ___ ___ This brochure was prepared by the following agencies: Department of Housing and Urban Development Department of Justice Department of the Treasury Federal Deposit Insurance Corporation Federal Housing Finance Board Federal Reserve Board Federal Trade Commission National Credit Union Administration Office of Federal Housing Enterprise Oversight Office of the Comptroller of the Currency Office of Thrift Supervision These agencies (except the Department of the Treasury) enforce compliance with laws that prohibit discrimination in lending. If you feel that you have been discriminated against in the home financing process, you may want to contact one of the agencies listed above about your rights under these laws. For more information on home lending issues, visit ( http://www.consumer.gov ), write to the Federal Citizen Information Center, Pueblo, CO 81009 or visit the Center’s Web site at ( http://www.pueblo.gsa.gov ). The following brochures are available from the Center: A Consumer’s Guide to Mortgage Lock-Ins A Consumer’s Guide to Mortgage Refinancing Buying Your Home: Settlement Costs and Helpful Information Consumer Handbook on Adjustable Rate Mortgages Guide to Single Family Home Mortgage Insurance Home Buyer’s Vocabulary Home Mortgages: Understanding the Process and Your Rights to Fair Lending How to Buy a Home with a Low Down Payment How to Dispute Credit Report Errors The HUD Home Buying Guide What You Should Know About Home Equity Lines of Credit Home | Consumer information | Publications | Brochures | Accessibility | Contact Us Last update: January 22, 2004

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Allegheny County Assessment ALLEGHENY COUNTY REAL ESTATE WEB SITE 12/29/2005 3:44:16 PM Help Home Legal Disclaimer The values contained herein have been provided by the Office of Property Assessments and are updated bi-weekly. All values represent the estimated market value of the property as of January 1, 2002, unless otherwise updated due to permits, appeals, corrections, flood loss or catastrophic loss. Annually, in July, the State Tax Equalization Board (STEB) releases a sales ratio study comparing the County assessed values to current sales prices. The most recent STEB ratio, for the year 2004, was 91.3%. That means for 2004, on average countywide, the assessed values were within 91.3% of the sales prices. When released, the STEB ratio for 2005 will be posted on this site. Both the 2005 and 2006 values are subject to ongoing maintenance throughout the course of the year. In accordance with County and State statutes, values may be adjusted in the following ways: The Office of Property Assessments can adjust values by way of the administrative change process for factual, mathematical or clerical errors. Values can also be adjusted due to a change in the physical nature of the property due to building permits for additions or demolitions. In addition, the Board of Property Assessment Appeals and Review and the Board of Viewers are distinct and separate entities from the Office of Property Assessments and have the authority to hear appeals and make decisions that can change assessed values. In these cases, the property owner and the taxing bodies are notified and the appeal decisions are regularly posted on the website. All property data has been provided by the Office of Property Assessments and does not include minor, detached structures such as garages, swimming pools and sheds. Sales prices are for the latest recorded sale and may not reflect invalid sales such as sheriff sales, love and affection sales or multiple parcel transactions. In the case of newly constructed buildings, the amount of the sale may reflect only the purchase of the vacant land. Therefore, sale to assessed value comparisons can be misleading. Local and County values may differ due to various abatement programs. To see information on the abatement programs for which you may qualify, please go to http://www.county.allegheny.pa.us/opa/abate.asp These applications are designed to be viewed using Internet Explorer 6.0. You may experience difficulties when using other browsers. For best printing remove left and right margins (consult help for more details) --

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Denver Colorado Real Estate, Denver Home Search Aspen Aurora Boulder Cheyenne Flagstaff Phoenix Salt Lake City Sioux City Sioux Falls Las Vegas Lakewood HelloMetro.Com: 450 Local City Guides Denver, CO Apartments Home Security Home Loans Home Insurance Equity Line of Credit Banking More Categories New ! With our HelloMetro toolbar you can access your city's information with one click. Includes a free pop-up blocker and Local Search . 100% Free Download - More Info. Denver Real Estate Denver Homes, Commercial Properties and other Real Estate Featured Sites Denver Realtors Web Site Search homes for sale on Denver realtors Website. Free buyers assistance and free metro Denver schools book and more. No cost or obligation to be represented. Denver, Colorado Professional Realtor Search for the home of your dreams at The Realty Corporation. We offer professional and reliable real estate services in Denver, Colorado. Visit our site for more information. Jeff Boyce - Denver's Real Estate Agent We specialize in helping Denver area renters/move-up buyers and sellers. Free buying/selling tips, $0 down loan specials and more. Read why we sell more homes. Unlock Fantastic Unadvertised Specials Sign up for a free homecard (buying or selling). Specials are e-mailed. Use this homecard to search the entire Denver Metro MLS. Sean Patrick Reilly - RE/MAX - 12+ years experience. Realtor Denver Get $40 for every $10000 in home value when you buy or sell. Planning to Sell or Buy a Home? Let Realtors® in Denver compete for your business. Use Homegain's free service to compare local Realtors® by commission, experience and more. Get the facts before you choose. Denver Realtor: Automated Homefinder Denver realtor - search from over 30,000 Colorado homes for sale and receive daily updates whenever something that meets your specific needs comes up for sale. Realtors Serving Denver, Colorado Welcome to the home of the West's top realtors serving Denver, Colorado and surrounding areas. Denver Realtor MLS search with online residential real estate listings, virtual home tours, community and school information, and email updates of new properties. Sign up for a free relocation package. Denver CO Homes-Free MLS Search Our free, confidential web site in Denver CO. Find MLS access, listings, homes, condos, properties and real estate for sale. Offer by Carl Dawson realtor. View now. Denver, CO - Homes For Sale View online listings of homes that meet your specific requirements, take VIP home tours, and sign up for e-mail updates of new listings. Free home buyer reports. Selling a Home? Free REALTOR® Search Find the right REALTOR® for you in Denver. Get competing proposals from local realtors. Compare commission, sales history and more before you choose. Free nationwide service. Affiliate. Denver, Colorado Real Estate Buying or selling a home in Denver? This is your real estate connection to selling and finding your dream home. Find homes for sale in the Denver, Colorado area. Denver Realtor We live here, we work here. Experience and knowledge count; work with a team of realtors focused in central Denver. Bandy Homes: Realtor Friendly, professional real estate services for buyers and sellers in the Denver, CO metro area. Search all homes for sale in the Denver MLS. Get a free market analysis of your home's value. Denver Colorado Real Estate Let an e-Agent help you buy, sell or relocate in Denver, Colorado. Fill out the buyers form to gain access to all local listings. Selling a Home? Find Real Estate Agents Planning to sell a home in the next few months? Get competing proposals from top, local real estate agents before you choose. Compare commissions, sales history, experience, and more. Aff. Metro Denver Colorado Real Estate Free - Search the MLS for homes and condos in Denver, Colorado. Save your searches and favorite properties, and receive email alerts for new listings matching your criteria. Denver, CO Real Estate Coldwell Banker Residential Brokerage helps you search for homes online in Denver, CO. View thousands of listings. Multiple photos and virtual tours. Denver Realtors Fill out one simple form and gain access to homes in your immediate area. Receive proposals from local real estate agents and save thousands. RealEstateReviewed.com - Find Real Estate Agents by City Denver Realtors Home Page Denver Attractions Denver Jobs Denver News Denver History Denver Restaurants Denver Colorado Weather Denver Real Estate Denver CO Map Denver Sports Denver Events Wi-Fi Hotspots Denver Yellow Pages Denver Art Denver Music Denver Colorado Census Advertise in Denver CO © HelloMetro New! With our HelloMetro toolbar you can access your city's information with just one click. Includes a free pop-up blocker. 100% Free Download - More Info.

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Commercial Real Estate Brokers Commercial Real Estate Listings & News Home Search Advertise News Customer Service CityfeetSpaces -- Thursday, December 29, 2005 Commercial Broker Directory For information about posting a Featured Ad, please email us or call us toll free at 1-866-527-0540. Cityfeet.com offers the most extensive free to search commercial broker directory in local markets across the United States. Find a broker in your area today. Free to search. No registration required. Detailed information including broker bio, photos and more... Contact brokers via phone or send an email inquiry. LOCATION -- Select a Region -- Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Outside the U.S. SPECIALTY Lease Sale Office Medical Office Retail Industrial Lofts/Showrooms Flex/R&D Other Terms of Service Cityfeet.com is the leading website for finding commercial real estate brokers throughout the United States. Cityfeet.com can help you find the broker that is right for you. Search our free comprehensive database of for sale, for lease and tenant rep brokers by location as well as specialty. Please click here to promote your Brokerage Services. ©2004 Cityfeet.com - All Rights Reserved Home | Search | Advertise | Customer Service | About Us | Privacy Statement | Site Map Find Commercial Real Estate Listings - Cityfeet.com Company Overview : Cityfeet is the leading online commercial real estate network, connecting commercial real estate property owners and brokers to tenants, brokers and investors. Cityfeet offers commercial real estate products and services catering to the national and local needs of the commercial real estate industry . Cityfeet specializes in all commercial real estate property categories including office space, executive suites, commercial land, industrial property, retail space and businesses for sale. Cityfeet is the #1 source of free commercial real estate information for commercial real estate professionals and powers the commercial real estate area of many of the countries most popular websites including Yahoo! Realestate.com and The New York Times. ( See all partners ) Commercial Real Estate for Lease | Commercial Real Estate for Sale | Executive Suites | Businesses for Sale | Commercial Real Estate Broker Directory | Cityfeet Local

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Moretown Vermont House Rental Sugarbush Valley - House Moretown Vermont House Rental Sugarbush Valley Property Owners Join us VRBO ® is Vacation Rentals by Owner ® Home USA Vermont Sugarbush, Mad River Glen Moretown Edit Vacation Rentals by Owner Listing #39367 Charming House for Rent Location: Moretown, Sugarbush, Mad River Glen, Vermont, USA (Sugarbush Valley) Accommodations: House - 3 Bedrooms + Bunk Area - 2 Baths - (Sleeps 6-8) The front of the house - Moretown, VT - Vermont House Rental near Sugarbush Valley Our charming home has a southern exposure, it is located at the elevation of 1450 feet with views to Sugarbush, Mount Elen, and Mad River ski areas. The house is located on ten wooded acres and is at the northern end of the Sugarbush Valley. The Valley has many restaurants and shops. Above the spacious living room is a loft for television viewing; across from the loft is the master bedroom and bathroom. A large deck is off the dining room/kitchen. Two bedrooms, a bathroom, bunkroom, and utility room are located on the lower level. Montpelier is 12 miles away and we are 13 miles off the interstate Route 89. Dining room and deck - Moretown, VT - Vermont House Rental near Sugarbush Valley Amenities: Fireplace, Phone, Cable TV, VCR, Stereo, CD Player, Full Kitchen, Microwave, Dishwasher, Refrigerator, Cooking Utensils provided, Linens provided, Washer, Dryer Pet Friendly Activities (on site or nearby): Hiking, Rock Climbing, Biking, Golf, Fitness Center, Fishing, Hunting, Wildlife Viewing, Horseback Riding, Shopping, Restaurants, Live Theater, Cinemas, Museums, Sightseeing, Swimming, Cross-country Skiing, Snowmobiling, Sledding Rates (in US Dollars): Personal Currency Assistant ™ Credit Cards Accepted: Summer Rate .. $1050/week, plus 9% Vermont Tax.Note: Until confirmed, rates are subject to change without notice. Living room and the loft - Moretown, VT - Vermont House Rental near Sugarbush Valley Links to more information: Click Here to see All My Rental Listings Note: Each property is individually owned or managed. Dates available:  May 15 to November 01 Phone: (781) 631-8264 (Massachusetts, USA) Please say: "I saw your listing #39367 on VRBO" Home USA Vermont Sugarbush, Mad River Glen Moretown Edit Vacation Rentals by Owner Listing #39367 There have been 1820 visitors to this page since the counter was last reset on July 02, 2005 This listing was first published here on May 10, 2004. Moretown Vermont House Rental Sugarbush Valley Date last modified - December 16, 2005 VRBO® is Vacation Rentals by Owner® - The largest and most popular vacation rental site. Specializing in BY OWNER vacation rentals, homes, condos, cabins, villas and apartments ALSO privately owned properties offered thru rental agencies and management companies. To report any problems with this site contact webmaster@vrbo.com URL: http://www.vrbo.com/39367 ©1995-2005 by VRBO International LLC - all rights reserved