Colorado real estate, it's


Aspen real estate professionals since 1961 One Website, every property for sale in the Roaring Fork Valley and beyond... Search Mason & Morse Featured Properties Simple MLS Search Area Aspen – Aspen MLS Snowmass Village – Aspen MLS Woody Creek/Old Snowmass – Aspen MLS Basalt – Aspen MLS Carbondale – GWS MLS Glenwood Springs - GWS MLS Beyond Roaring Fork Valley - GWS MLS Property Type Homes Condo/Townhouse Duplex Fractional Homesites Farm/Ranch Commercial Price Range Below $100,000 $100,000 to $250,000 $250,001 to $500,000 $500,001 to $750,000 $750,001 to $1,000,000 $1,000,001 to $3,000,000 $3,000,001 to $5,000,000 Above $5,000,000 Detailed MLS Search Aspen MLS Glenwood MLS -- We've Built Our Reputation from the Ground Up 1961 was a year for the history books. John F. Kennedy became the 35th President of the United States. Alan Shepard explored the final frontier. Chubby Checker introduced the "Twist" on American Bandstand. Two long-time Aspenites, Bill Mason and Wendy Morse, opened the doors of their real estate company at the corner of Hyman and Galena in downtown Aspen, Colorado. And the rest, as they say, is history. In 1961, Mason & Morse Real Estate was founded in Aspen, Colorado on the principles of enthusiasm and integrity. Hard work and market knowledge. Passion and commitment. A focus on and a desire to provide the best possible real estate services to our valued clients. Today, over forty-three years later, those founding principals still guide our company on a daily basis. All of which combine to strengthen our position as the most respected Aspen real estate company in Colorado. At Mason & Morse, we have been bringing Aspen buyers and sellers together for over forty-three years. And in Aspen Colorado real estate, it's nice to know someone who has been around the block. Spend some time with our Agents. We think you will find it will be time well spent. Sign Up for our Net Letter Stay on top of Colorado Real Estate! Email The Source For Real Estate Since 1961 With offices in Aspen, Basalt, Carbondale, Glenwood Springs, and Redstone, Mason & Morse Real Estate knows the Colorado Territory. Please don't hesitate to call us. We're eager to earn your confidence and we have a lot of Aspen real estate information to share with you. For a complimentary copy of our Sourcebook, call us, stop by one of our five offices or Register Online NOW ! Site Powered by Intrcomm Technology's SMC



Home Equity Line of

Presidential Bank: Home Equity Line of Credit Information Presidential Loan Products..... Lending Overview Home Mortgage Programs Apply Online for a Home Mortgage Home Equity Line of Credit Car Loans Commercial Lending Home Equity Lines of Credit Home Equity Line of Credit Loan Calculator Line of Credit Amounts: $10,000 to $300,000 Introductory Interest Rate: 1.25% APR for first 4 months To qualify for the introductory rate, your line must be activated within thirty days of settlement, with a draw of at least $10,000 in the first 30 days after the closing date. Interest Rate after Introductory Period: Loans of 30,000 or more: Prime Rate Loans of less than $30,000: Prime Rate +1% As of today, the Prime interest rate is equivalent to a rate of 7.25% APR, and 1.00% over the Prime interest rate is equivalent to a rate of 8.25% APR. The Prime rate use is the prime rate as quoted in the Wall Street Journal. APR is the Annual Percentage Rate, as computed under applicable federal regulations. After the introductory period, the interest rate is subject to monthly adjustment, as the Prime rate changes. However, the APR will never exceed 24%. Closing Costs Waived You pay absolutely nothing to establish your Presidential Home Equity Line. No closing costs -- no application fee -- no appraisal fee -- no points. This can save you hundreds of dollars! This no closing cost feature is subject to the terms and conditions of the Home Equity Line Agreement, which require that the line must remain open for a minimum of 42 months and that the finance charges must be at least $1,000 during the period the line is open. Tax Deductions Unlike credit card interest and other non-mortgage interest you may pay, you can deduct the interest you pay on a home equity line of credit for federal income tax purposes, subject to the requirements of the Internal Revenue Code. Drawing Against Your Line You may draw against your line at any time, simply by writing a check. Free checks are provided. Eligible Property Owner occupied single-family residences. Lending Area Nationwide (state restrictions may apply) Maximum Loan To Value Ratio The combined amounts of your first mortgage and the dollar limit on your Home Equity Line may not exceed 80% of the value of your home. Repayment Monthly payments are required, whenever the Home Equity Line of Credit has a principal balance outstanding. Principal may be prepaid at any time without penalty. The Line has an initial draw period of 15 years (180 months), during which advances may be made, followed by a repayment period of 8 years and 4 months (100 months). During the first 180 months of the term of the Home Equity Line of Credit, principal may be advanced and repaid at any time, subject to the approved maximum loan amount. Whenever a loan balance is outstanding, monthly payments of interest are required. After the end of the first 180 months, no further advances of principal will be made, and the line of credit must be repaid over the succeeding 100 months in monthly installments equal to 1% of the principal outstanding at the beginning of this repayment period, plus accrued interest. Other Terms All applications are subject to credit approval. Adequate property insurance is required. The minimum draw amount is $100. If you fail to qualify for the waiver of closing costs, you will be charged for your credit report, property appraisal, mortgage recording fees and other out-of-pocket costs of closing your loan; these costs generally total between $250 and $1,550. We will provide an itemization of the closing costs of your loan upon request. For additional information, see the Presidential Home Equity Line of Credit disclosure statement and the Home Equity Line Agreement. For additional information about Home Equity Lines of Credit: Read about it at The Federal Reserve Board . For Home Equity Line inquiries call: (800) 281-2771, or apply online . Presidential Bank's Privacy Notice . Deposit Products | Loan Products | Investments | Online Banking | About Presidential | News | Home email@presidential.com © 1995, 1999, 2002 - 2005 Presidential Bank, FSB last updated 12.14.05 lmm Member FDIC



Sell House

Tips for Selling Your Home Getting Your House Ready To Sell | Home Page | Search Our Listings | Tips for Selling | Why Advertise | List Your Home | Links | Enter Keyword Here These are tips that won't cost a lot but can make a big difference on the appearance of your home. It is amazing how just a little attention to the details will add that special appeal that the buyer is looking for! Pre-listing Inspection. Having your home inspected by a professional home inspector before you list is a recommendation from Dennis DiVito of Apex Home Inspections, LLC . Eventually your buyers are going to conduct a home inspection. You may as well know what they are going to find by getting there first. Having an inspection performed ahead of time helps in many other ways: It allows you to see your home through the eyes of a critical third-party. It helps you to price your home realistically. It permits you to make repairs ahead of time so that ... Defects won't become negotiating stumbling blocks later. You have the time to get reasonably priced contractors or make the repairs yourself, if you are qualified. It may encourage the buyer to waive the inspection contingency. It may alert you of items of immediate personal concern, such as radon gas or active termite infestation (not all inspectors offer these extra services, you can check for radon yourself). It may relieve buying prospect's concerns and suspicions. It reduces your liability by adding professional supporting documentation to your disclosure statement. Alerting you to immediate safety issues before agents and visitors tour your home. Copies of the inspection report along with receipts for any repairs should be made available to potential buyers. Be sure the inspector you use is insured and licensed or certified (if your state requires) or at least belongs to a professional organization such as NACHI, ASHI, NIBI. You can find an inspector nationwide at FindanInspector.us Clean up the outside. Curb appeal is the first impression of your house. Keeping the grass cut and the area tidy will help make a great first impression. Paint or wash the exterior of the house (including window casings, shutters, and doors). Wash the windows inside and out. Check the gutters and chimney. Touch up the interior. Put a fresh coat of paint in the most used areas of the home. This will clean as well as brighten up the rooms. Wash the walls where paint is not appropriate (i.e. wall paper, paneling). Wash all floors and bathroom tiles. Shampoo dirty carpets. Get rid of clutter. Clean out your closets, garage, basement and attic. Use self storage if necessary. Replacing air filters will help keep the dust down. Replace bathroom and kitchen fixtures that are worn or leaking. People will notice a leaking or worn-out faucet. By replacing these items, you will give a new look to the room. Clean under the sinks. If there is any leaks fix them. Then clean up the damage using contact paper or paint. Get rid of any bad smells in your home. Pay attention to pet or cigarette odors. Place scented potpourri around the house. On the day you're expecting a potential buyer, pop a batch of frozen cinnamon rolls or home-made bread into the oven for a great aroma. Use a title company to handle the closing. A title company can handle the title search and paper work for a very small fee. It is well worth the cost. Other Great Resources FSBO How-To is a complete do-it-yourself home selling guide. Sell without an agent and save thousands. Click Here for the "FSBO How-To" eBook! Becoming A Fsbo-For Sale By Owner - A guide for the preparation and sale of your home. The Bowen Family Homes commitment to the American family is unprecedented in the building industry, from our architectural designs and choice of community locations to our exceptional home warranties. Having a new house built? Get involved in the building process of your home! - HOMEBUYER FRIENDLY system provides you with a step by step guide to self-inspection of your new home or addition. Electronic Appraiser's Online Article: Our first article is geared towards sellers who are listing their home with an agent . The article focuses on why its important for a home owner to know the value of their property prior to letting the selling agent set the asking price. Electronic Appraiser's Online Article: The next article was written for consumers who are taking the FSBO Challenge and are trying to sell their homes on their own. It highlights how an automated valuation report can provide them with valuable information they need when putting their home on the market. Electronic Appraiser's Online Article: The third article is geared towards home buyers. No one likes to pay too much for a property and the article explains how home buyers can have added negotiating power when they bring our product to the negotiation table. Home Loan Refinancing from Mortgage Research Center Local Rate Source - Get up to 4 quotes from local lenders! Get a Low Interest Home Loan Free Home Equity Loan Quotes Download quality real estate forms designed by attorneys. Click here! Home Sales Packages - Legal Forms for Home Sales and Contract of Sales Downloadable Legal and Business Forms Buying or Selling? Find Out Whats Worth! ElectronicAppraisers online Home Valuation reports, give instant accurate results. Get Your Home's Value Plan To Sell A Home? Compare REALTORs first! REALTORS- More leads = more $$$$. Get leads now! Save on REALTOR Fees. Let listing agents compete for your business! Review REALTORS Anonymously Guaranteed lowest cost Home Equity Loans Improvements Catalog Improvements Newsletter We have found a great web site that provides insider's information to help you avoid the many potential pitfalls of having a new home built. Click here to visit Home Building Pitfalls Search for homes from $10,000 at Bargain.com ! New members search FREE! Click here for Bargain.com ! House n Home Building Cost Guide - House n home building provides a guide to build your home, house construction cost guide, new residential and will save your thousands. Post Your FREE Resume Today to attract top employers! Save $50.00 and fill a job fast on Monster.com! Saving for College with Upromise is Easy! Square Footage: Bedrooms: Bathrooms: min: 0 1000 1250 1500 1750 2000 2250 2500 2750 3000 3250 3500 3750 4000 4500 5000 6000 7500 1 2 3 4 5+ 1 1-2 2-3 3+ max: 0 1000 1250 1500 1750 2000 2250 2500 2750 3000 3250 3500 3750 4000 4500 5000 6000 7500 7500+ | Home Page | Search Our Listings | Tips for Selling | Why Advertise | List Your Home | Links | Visitors to This Page Since December 16, 2001: Free counters provided by Andale . For comments on this page please contact the Webmaster for Sold By Owner. All rights reserved. Disclaimer: Sold By Owner does NOT sell real estate. Sold By Owner only provides space for advertising homes that are being sold by the property owner. All information provided is deemed reliable but is not guaranteed and should be independently verified.



Rental Property Industry Support

Rental Property Reporter--the landlord guide to profitable property management For the Week of December 26, 2005 Solutions for the Rental Property Industry Support Rental Property Reporter advertisers A Business Where Landlords Can Help Other Landlords s Tip of the Week: Getting a Great Deal When You Buy Properties Get FREE Property Management Information by Email Winter Telephone Class Series January 18, 2006 --"Dirty Tenant Tricks and How to Beat the Tricksters" February 8, 2006 --"How to Write Classified Ads That Work!" February 22, 2006 --"Low- and No-Cost Marketing that Gets Units Rented" Sign up for two classes and get the third one free Results of Tenant Selection Survey Access the Landlord-Tenant Laws from all 50 States Rental Property Consulting & Coaching Having a problem with your rental property? Ask an expert Answers to Landlord Questions Find a Property Management Company Find an Apartment or Landlord Association Near You Find a Tenant Screening Company Top Dollar for your note or trust deed Message Board-- Landlords Helping Landlords Realtors and Property Managers: We want to publish your newsletter on this site Click here for more information TIP OF THE WEEK LANDLORD STORE LANDLORD BULLETINS CURRENT & BACK ISSUES PRODUCTS FOR LANDLORD SUCCESS INFO ABOUT THE NEWSLETTER ASK THE PUBLISHER NOW IN THE LATEST ISSUE OTHER INTERNET SITES SPEECHES & SEMINARS ADVERTISE HERE CONTACT US Rentalprop Message Boards Enter city or US Zip red Tip of the Week Landlord Bulletin Current & Back Issues Products Speeches & Seminars About the Rental Property Reporter | Ask the Publisher Now in the New Issue Other Internet Sites Secure Shopping Cart How to Advertise Here Contact Us Get a FREE Monthly Property Management Column by Email Is it really safe to use your credit card to make purchases on the Internet? © 1997-2005 Cain Publications, Inc. Look for Rental Property Reporter in search engines and web directories under rental property reporter, lease, landlord, landlording, property management, rental management, real estate management, residential management, fair housing, and landlord education. Read the landlord guide and landlord handbook. Landlord manual for landlord information and tenant or tenant screening. Tenant selection and tenant interview so you can choose tenant and tenant management for real estate and real property. Rental property and property management for property lease and rental income is rental management and rental property. Overdue rent and eviction news for lease management and lease, lease, lease. Survival to survive the fair housing and housing condition report or premises report. Credit for rental property and landlord guide or rental management. Report damage for damage deposit on furniture damage. Bob Cain is a guest speaker, lecturer and conducts training seminars as speaker, keynote speaker. Bob Cain conducts workshops and is a author, writer of books for publication. Class study and newsletter for landlord and tenant relations. Rental landlord guide and rent collection for renter screening and screening for renter selection. Tenant screening for tenant selection is essential to effective property management.



Denver Real Estate

Real Estate at Post-NewsMarketplace.Com - Denver and Colorado Homes New Homes REALTOR ® Listings Mortgages Rentals/Apartments Find a REALTOR ® Mtn Homes Mortgages Moving › Place an ad › Site Map › Search › Contact us › Help › The Denver Post › Rocky Mountain News Price Range: 0 50,000 75,000 100,000 125,000 150,000 175,000 200,000 225,000 250,000 275,000 300,000 325,000 350,000 375,000 400,000 450,000 500,000 550,000 600,000 650,000 700,000 750,000 800,000 900,000 1,000,000 1,250,000 1,500,000 1,750,000 2,000,000 3,000,000 4,000,000 5,000,000 6,000,000 7,000,000 8,000,000 9,000,000 10,000,000 11,000,000 TO 50,000 75,000 100,000 125,000 150,000 175,000 200,000 225,000 250,000 275,000 300,000 325,000 350,000 375,000 400,000 450,000 500,000 550,000 600,000 650,000 700,000 750,000 800,000 900,000 1,000,000 1,250,000 1,500,000 1,750,000 2,000,000 3,000,000 4,000,000 5,000,000 6,000,000 7,000,000 8,000,000 9,000,000 10,000,000 11,000,000 Bedrooms (min): Bathrooms (min): any 1 2 3 4 5 6 7 8 9 10 any 1 2 3 4 5 6 7 8 9 10 City any Agate Alma Arvada Aurora Bailey Bennett Berthoud Beulah Black Hawk Blue River Boulder Bow Mar Breckenridge Brighton Broomfield Brush Buena Vista Buffalo Creek Burlington Byers Calhan Cascade Castle Rock Cedaredge Centennial Center Central City Cherry Hills Village Clifton Coal Creek Colorado City Colorado Springs Columbine Valley Columbine Village Commerce City Como Conifer Copper Mountain Cotopaxi Cripple Creek Dacono Deer Trail Delta Denver Dillon Divide Dumont Eaton Edgewater Elbert Elizabeth Empire Englewood Erie Evergreen Fairplay Federal Heights Firestone Florissant Fort Collins Fort Lupton Foxfield Franktown Fraser Frederick Frisco Fruita Ft Lupton Genoa Glade Park Glendale Golden Granby Grand Junction Grant Greeley Greenwood Village Guffey Harstel Hartsel Heeney Henderson Highlands Ranch Hudson Idaho Springs Indian Hills Jamestown Jefferson Johnstown Keenesburg Keystone Kiowa Kittredge Kremmling Lafayette Lake George Lakewood Larkspur Leadville Littleton Lochbuie Loma Lone Tree Longmont Louisville Loveland Lyons Mack Mead Mesa Milliken Monument Morrison Nathrop Nederland Niwot Northglenn Palisade Palmer Lake Parker Pine Platteville Red Feather Lakes Rollinsville Rye Sedalia Shawnee Sheridan Silver Plume Silverthorne Simla Strasburg Superior Tabernash Thornton Twin Lakes Victor Ward Watkins Westminster Wheat Ridge Wheatridge Whitewater Winter Park Woodland Park OR ZIP code All Listings New Home Listings REALTOR® Listings Classified Listings Sunday Only All Classifieds Advanced Search > Click here to view realestate ads from the newspaper Luxury Homes: Expertly crafted custom homes Select a Section Horse Properties Mountain Real Estate Golf Course Living Planned Communities Luxury Homes Lofts/City Living Affordable Living Built Green Homes Condos & Townhomes First Name: Last Name: Community: any Arvada Aspen Aurora Boulder Breckenridge Brighton Broomfield Buena Vista Capitol Hill Carbondale Castle Pines Village Castle Rock Central Platte Valley Cheesman Park Cherry Creek Cherry Hills City Park Commerce City Congress Park Copper Mountain Crested Butte Douglas/Elbert Counties Downtown Denver Durango Englewood Estes Park Evergreen Golden Golden Triangle Grand County Grand Junction Greenwood Village Gunnison Highlands Ranch Keystone Lafayette/Louisville Lakewood Littleton LoDo and Coors Field Longmont Lowry Park Hill Parker/Franktown Pueblo Silverthorne/Dillon Sloan Lake - Highlands South Jefferson County Steamboat Springs Telluride Thornton/Northglenn Trinidad Uptown Vail/Beaver Creek Wash Park / Bonnie Brae Westminster Wheat Ridge Winter Park Southeast Denver Featured agent Dodie Davis View My Listings Take a $3,000 Holiday Shopping Spree with Berkeley Homes Berkeley Homes, a Denver home builder, is making a list and checking it twice for the holiday gift of the season -- a $3,000 gift card from Visa. Whether you've been naughty or nice, contract on any Berkeley home now through Dec. 31, 2005, and receive a $3,000 Visa gift card, good virtually anywhere, at closing. Read More Hand picking a piece Hand picking a piece of the Point Ten years ago, builder Dave Morovitz was working half the day at Nick-n-Willys and dabbling with the other half in center-city fix-ups. That was when you could still buy a down-at-the-heels bungalow on Park Hill for less than $70,000. See story Planning To Move? Fill out one form - we do the rest! Please complete all fields Date: Select Month January February March April May June July August September October November December Select Year 2005 2006 2007 2008 Current Zip Code: Moving To: State AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA PR RI SC SD TN TX UT VT VA WA WV WI WY For Advertising Information, please call Dave Hiebeler tel: (303) 892-2985 dhiebeler@denvernewspaperagency.com Powered by Indigio




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